Gavop shows you how to buy homeowners insurance in Butler, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Butler, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Fogle Rd, Hwy 154, Bell Rd, State Hwy 609, Vater Rd, Hwy 10 N, Bittersweet Way, Sundance Dr, Hornbeek Rd, Short Ivor Rd | $180,500 | $160,000 | $150,000-$175,000 | $75,500 | $60,000 | $50,000-$75,000 |
| Saw Mill Ln, Hwy 609, Hwy 467, Butler Greenwood Rd, Carefree Acres, Newkirk Rd, Griess Dr, Colony Dr, Mullins Rd, South St | $142,000 | $110,000 | $150,000-$175,000 | $121,000 | $100,000 | $100,000-$125,000 |
| Colony Spr, Williams St, Northcutt Rd, Tate Ln, Robertson Rd, Charles Dr, Pearcy Dr, E Maple St, Sarah Ln, Cr-1053 | $162,000 | $140,000 | $125,000-$150,000 | $145,000 | $130,000 | $150,000-$175,000 |
| Cr-1054, Ruber Rd, Middleton Rd, Hwy 17 N, Anderson Rd, Hideaway Dr, Brewer Rd, Victory Ln, Lemon Northcutt Rd, Cr-1307 | $165,500 | $140,000 | $175,000-$200,000 | $72,500 | $60,000 | $50,000-$75,000 |
| Bridges Dr, Schmidt Ln, Lehman Dr, State Hwy 3149, State Hwy 154, Hwy 159 N, Cr-1336, Cr-1071J, Hwy 154 Access Rd, Serenity Trl | $134,500 | $120,000 | $125,000-$150,000 | $107,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $626 |
| Superior Protection Discount | -$68 | $686 |
| Fire & Security Discount | -$60 | $694 |
| Hail Resistant Roof Discount | -$15 | $739 |
| Newly Constructed Home Discount | -$151 | $603 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pendleton County | $2,500 | $673 | $3,173 | $489 | $2,989 | $184 |
| Butler, KY | $2,500 | $745 | $3,245 | $542 | $3,042 | $204 |
| Independence, KY | $300 | $924 | $1,224 | $671 | $971 | $252 |
| Cold Spring, KY | $2,500 | $888 | $3,388 | $645 | $3,145 | $243 |
| Corinth, KY | $300 | $749 | $1,049 | $544 | $844 | $205 |
| Harrison County, KY | $1,500 | $752 | $2,252 | $546 | $2,046 | $205 |
| Cynthiana, KY | $100 | $759 | $859 | $551 | $651 | $207 |
| Sparta, KY | $1,500 | $671 | $2,171 | $488 | $1,988 | $183 |
| New Burlington, OH | $400 | $614 | $1,014 | $446 | $846 | $168 |
| Georgetown, KY | $700 | $956 | $1,656 | $695 | $1,395 | $261 |
| Paris, KY | $400 | $787 | $1,187 | $572 | $972 | $215 |
| Morrow, OH | $700 | $715 | $1,415 | $520 | $1,220 | $195 |
| Home Insurance Company Butler, KY | Homeowners Insurance Agency Butler, KY | Address | Popularity Score | Distance from Butler (miles) |
|---|---|---|---|---|
| State Farm | Daniel Byrd | 331 Versailles Rd, Frankfort, KY, 40601-3646 | 47.2 | |
| Travelers | Barnes Insurance Group | 7600 Dixie Highway, Florence, KY, 41042 | 20.5 | |
| Allstate | Dennis Grothaus | 970 Dudley Pike Ste A, Edgewood, KY, 41017 | 19.6 | |
| Travelers | Garner Insurance Agency | 7430 Us 42 Ste 207, Florence, KY, 41042 | 20.9 | |
| State Farm | Tracie Johnson | 1400 Gloria Terrell Dr Ste D, Wilder, KY, 41076-9189 | 17.1 | |
| Allstate | Lora L. Lee | 2021 Alexandria Pike Ste A, Highland Heights, KY, 41076 | 19.1 | |
| State Farm | Garrick Straub | 4135 Alexandria Pike Ste 107, Cold Spring, KY, 41076-6801 | 17.3 | |
| State Farm | John Hoffman | 2156 Declaration Dr, Independence, KY, 41051-7034 | 14.4 | |
| State Farm | Glenn Terry | 5249 Taylor Mill Rd, Taylor Mill, KY, 41015-2127 | 18.0 | |
| State Farm | Joe Dalbey | 20 North Grand Avenue, Fort Thomas, KY, 41075-1755 | 21.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,240 | $590 |
| Pendleton County, KY | $106,400 | $681 | $470 | $940 | $470 |
| Butler, KY | $130,500 | $754 | $540 | $1,060 | $520 |
| Independence, KY | $155,300 | $935 | $650 | $1,290 | $640 |
| Cold Spring, KY | $193,000 | $899 | $610 | $1,250 | $640 |
| Corinth, KY | $93,400 | $758 | $510 | $1,080 | $570 |
| Harrison County, KY | $132,900 | $761 | $510 | $1,060 | $550 |
| Cynthiana, KY | $135,300 | $768 | $520 | $1,100 | $580 |
| Sparta, KY | $76,000 | $679 | $490 | $960 | $470 |
| New Burlington, OH | $116,400 | $621 | $440 | $880 | $440 |
| Georgetown, KY | $167,800 | $968 | $710 | $1,380 | $670 |
| Paris, KY | $146,300 | $796 | $570 | $1,110 | $540 |
| Morrow, OH | $140,900 | $724 | $490 | $1,030 | $540 |