Gavop's guide to buying homeowners insurance in Manatee County, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$392 | $1,007 |
| 30 year old | +$21 | $1,420 |
| 40 year old | +$36 | $1,435 |
| 50 year old | +$53 | $1,452 |
| Above 50 year old | +$67 | $1,466 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$210 | $1,189 |
| Superior Protection Discount | -$126 | $1,273 |
| Fire & Security Discount | -$140 | $1,259 |
| Hail Resistant Roof Discount | -$42 | $1,357 |
| Newly Constructed Home Discount | -$308 | $1,091 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Manatee County | $1,500 | $1,382 | $2,882 | $1,004 | $2,504 | $378 |
| Manatee County, FL | $2,500 | $1,382 | $3,882 | $1,004 | $3,504 | $378 |
| Parrish, FL | $500 | $1,070 | $1,570 | $778 | $1,278 | $293 |
| Whitfield, FL | $700 | $1,871 | $2,571 | $1,360 | $2,060 | $511 |
| Bee Ridge, FL | $200 | $1,087 | $1,287 | $790 | $990 | $297 |
| South Sarasota, FL | $1,000 | $2,694 | $3,694 | $1,958 | $2,958 | $736 |
| Osprey, FL | $100 | $923 | $1,023 | $671 | $771 | $252 |
| West Lealman, FL | $700 | $801 | $1,501 | $582 | $1,282 | $219 |
| Mango, FL | $100 | $911 | $1,011 | $662 | $762 | $249 |
| Feather Sound, FL | $2,000 | $2,350 | $4,350 | $1,708 | $3,708 | $642 |
| Dover, FL | $300 | $1,048 | $1,348 | $762 | $1,062 | $286 |
| Mulberry, FL | $2,000 | $739 | $2,739 | $537 | $2,537 | $202 |
| Home Insurance Company Manatee County, FL | Homeowners Insurance Agency Manatee County, FL | Address | Popularity Score | Distance from Manatee County (miles) |
|---|---|---|---|---|
| Travelers | Prime Group Insurance Services, Inc. | 5402 W Laurel St Ste 220, Tampa, FL, 33607 | 34.3 | |
| Travelers | Horizon Insurance Inc | 7347 52nd Pl E, Bradenton, FL, 34203 | 6.6 | |
| Travelers | Authority Insurance | 1715 Lakewood Ranch Blvd, Bradenton, FL, 34211 | 4.2 | |
| Travelers | Sarasota Insurance Center Inc | 5899 Whitfield Ave Ste 103, Sarasota, FL, 34243 | 9.8 | |
| Travelers | Smith & Thomas Insurance | 115 Rogers Ter, Lakeland, FL, 33803 | 44.3 | |
| Allstate | Brian Van Eerden | 8243 Us Highway 301 N, Parrish, FL, 34219 | 8.2 | |
| Allstate | Ted Todd | 5265 University Pkwy Unit 107, University Park, FL, 34201 | 8.9 | |
| Allstate | Peggy George | 5229 Office Park Blvd, Bradenton, FL, 34203 | 9.3 | |
| Liberty Mutual Independent | Strategic Insurance Underwriters | 5560 Broadcast Ct, Sarasota, FL, 34240 | 7.8 | |
| Travelers | Bolt | 9023 Town Center Pkwy, Lakewood Ranch, FL, 34202 | 7.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Manatee County, FL | $197,200 | $1,399 | $1,090 | $1,870 | $780 |
| Manatee County, FL | $197,200 | $1,399 | $1,090 | $1,870 | $780 |
| Parrish, FL | $237,600 | $1,083 | $850 | $1,450 | $600 |
| Whitfield, FL | $223,000 | $1,894 | $1,480 | $2,540 | $1,060 |
| Bee Ridge, FL | $242,400 | $1,100 | $860 | $1,470 | $610 |
| South Sarasota, FL | $360,700 | $2,727 | $2,130 | $3,650 | $1,520 |
| Osprey, FL | $386,300 | $935 | $730 | $1,250 | $520 |
| West Lealman, FL | $83,700 | $811 | $630 | $1,090 | $460 |
| Mango, FL | $103,200 | $922 | $720 | $1,240 | $520 |
| Feather Sound, FL | $300,700 | $2,379 | $1,860 | $3,190 | $1,330 |
| Dover, FL | $97,700 | $1,061 | $830 | $1,420 | $590 |
| Mulberry, FL | $51,900 | $748 | $580 | $1,000 | $420 |