Gavop shows you how to buy homeowners insurance in Sierra County, NM by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Sierra County, NM - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Paraway St, N Date St, State Hwy 195, Cll Culebra, S Cedar St, Main St, Cam Seis, Powey Ln, Main St, Kettle Top Rd | $135,000 | $130,000 | $100,000-$125,000 | $167,000 | $140,000 | $150,000-$175,000 |
| Lincoln Pl, W 8th St, Greer Ln, Yucca St, Michigan Dr, Iron St, Webb Rd, Daniels St, N Date St, E Joffre St | $96,000 | $90,000 | $100,000-$125,000 | $97,000 | $80,000 | $75,000-$100,000 |
| Rio Grande Cir, Mescal Loop, Country Club Dr, Espina St, Pool House Rd, Ocotillo St, Co Rd Bo59, Parway Dr, Broad St, Hawthorne Blvd | $182,500 | $150,000 | $200,000-$250,000 | $255,000 | $240,000 | $250,000-$300,000 |
| Cedar St, Rosa, Kingston Main St, Riverside Ln, E Riverside Dr, Lakeshore Dr, Crappie Rd, E Garnett St, Tod Robison Rd, Michigan St | $82,000 | $70,000 | $75,000-$100,000 | $88,000 | $80,000 | $75,000-$100,000 |
| Juniper St, Co Rd 74, Sunset St, W Riverside Dr, W 1st Ave, E 6th Ave, Mercury St, Corona St, Palomas Ct, Arrowhead Rd | $79,500 | $70,000 | $50,000-$75,000 | $135,500 | $110,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $561 |
| Superior Protection Discount | -$62 | $622 |
| Fire & Security Discount | -$48 | $636 |
| Hail Resistant Roof Discount | -$21 | $663 |
| Newly Constructed Home Discount | -$185 | $499 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sierra County | $1,000 | $675 | $1,675 | $491 | $1,491 | $185 |
| Sierra County, NM | $2,500 | $675 | $3,175 | $491 | $2,991 | $185 |
| Elephant Butte, NM | $100 | $797 | $897 | $579 | $679 | $218 |
| Williamsburg, NM | $300 | $651 | $951 | $473 | $773 | $178 |
| Truth or Consequences West, NM | $1,500 | $801 | $2,301 | $582 | $2,082 | $219 |
| Hatch, NM | $1,000 | $664 | $1,664 | $482 | $1,482 | $181 |
| Mimbres, NM | $400 | $737 | $1,137 | $536 | $936 | $201 |
| Home Insurance Company Sierra County, NM | Homeowners Insurance Agency Sierra County, NM | Address | Popularity Score | Distance from Sierra County (miles) |
|---|---|---|---|---|
| Travelers | Hatch Insurance Agency | 121 E Hall Street, Hatch, NM, 87937 | 31.4 | |
| Allstate | Leavitt Group Southwest Inc. | 602 N Date St, Truth Or Consequences, NM, 87901 | 3.8 | |
| Liberty Mutual Independent | Adobe Insurance Agency | 304 S Foch St, T Or C, NM, 87901 | 3.9 | |
| Liberty Mutual Independent | Adobe Insurance Agency | 305 South Foch Truth Or Consequences, Truth Or Consequences, NM, 87901 | 3.9 | |
| Allstate | Leavitt Group Southwest Inc. | 602 N Date St T Or C, Truth Or Consequences, NM, 87901 | 3.8 | |
| Travelers | Tucumcari General Ins Agency Inc | 304 S Foch St, Truth Or Consequences, NM, 87901 | 3.9 | |
| State Farm | Mike Potia | 220 N Date St, T Or C, NM, 87901-2340 | 3.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $620 | $1,240 | $620 |
| Sierra County, NM | $99,600 | $684 | $460 | $980 | $520 |
| Sierra County, NM | $99,600 | $684 | $500 | $970 | $470 |
| Elephant Butte, NM | $131,900 | $807 | $560 | $1,140 | $580 |
| Williamsburg, NM | $70,400 | $659 | $440 | $940 | $500 |
| Truth or Consequences West, NM | $134,100 | $811 | $550 | $1,140 | $590 |
| Hatch, NM | $74,900 | $672 | $490 | $920 | $430 |
| Mimbres, NM | $104,300 | $746 | $540 | $1,070 | $530 |