How Can I Make My Lancaster, NY Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Lancaster, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Lancaster, NY Home Insurance Coverage Levels | Back to Top
| Lancaster, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Williamsburg Ln, Marrano Dr, Minden St, Brunswick Rd, Simme Rd, Preston St, Commerce Pkwy, Greenbriar Dr, Sugar Mill Ct, Wayside Dr | $155,500 | $130,000 | $125,000-$150,000 | $217,500 | $190,000 | $200,000-$250,000 |
| Overton Ct, Hawley Ave, Cambria St, Ellie Ct, Seitz Ave, Charlton Pl, Pheasant Run Ln, Alyssum Ct, W Payne St, Wilma Dr | $132,000 | $120,000 | $125,000-$150,000 | $233,500 | $190,000 | $200,000-$250,000 |
| Lindan Dr, Woodgate Dr, Winding Way, Quincy Ave, Rue Madeleine Way, Co Rd 105, Traceway, Walter St, Park Walk, Harewood Run | $201,000 | $160,000 | $200,000-$250,000 | $308,500 | $280,000 | $350,000-$400,000 |
| Whitestone Ln, Heritage Dr, Broadmoor Ct, T J P Ct, Bridlepath Ln, Old Orchard Cmn, Idlebrook Ct, Lincoln St, Haskell Dr, Foxwood Row | $254,000 | $210,000 | $200,000-$250,000 | $196,000 | $180,000 | $200,000-$250,000 |
| Dorchester Ct, Cobblestone Ct, 2nd Ave, Hidden Trl, Brady Ave, St Davids Rd, Meadow Lea Dr, Theresa Dr, Wren Ave, Sugarbush Ln | $304,500 | $250,000 | $350,000-$400,000 | $459,500 | $370,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Lancaster, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $564 |
| Superior Protection Discount | -$61 | $619 |
| Fire & Security Discount | -$48 | $632 |
| Hail Resistant Roof Discount | -$14 | $666 |
| Newly Constructed Home Discount | -$150 | $530 |
Choose your Lancaster, NY Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,344 |
| Hail Damage | $4,806 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Lancaster, NY | Back to Top
| Home Insurance Company Lancaster, NY | Homeowners Insurance Agency Lancaster, NY | Address | Popularity Score | Distance from Lancaster (miles) |
|---|---|---|---|---|
| Travelers | Bob White Insurance Agency | 602 Grover Cleveland Hwy , Amherst, NY, 14226 | 9.8 | |
| Erie | Emerling Agency Llc | 8625 Main Street, Williamsville, NY, 14221 | 4.3 | |
| Farmers | Nada Syed | 1325 Millersport Hwy Ste 107, Williamsville, NY, 14221 | 9.7 | |
| Travelers | Litwin Castle Insurance Agency Inc | 4955 Chestnut Ridge Rd, Orchard Park, NY, 14127 | 12.6 | |
| Travelers | Floss Agency Inc | 6465 Transit Road, East Amherst, NY, 14051 | 8.5 | |
| State Farm | Nancy Chenoweth | 6427 Transit Rd, East Amherst, NY, 14051-1427 | 8.4 | |
| Travelers | Allwrite Insurance Agency | 1586 Eggert Rd, Amherst, NY, 14226 | 9.7 | |
| Travelers | Action Auto Agency | 2817 Genesee St , Buffalo, NY, 14225 | 7.6 | |
| State Farm | Donna Carey | 1045 George Urbn Blvd, Cheektowaga, NY, 14225-3335 | 6.3 | |
| State Farm | Scott Krevat | 4498 Main St Ste 5, Snyder, NY, 14226-3826 | 8.5 |
Compare Rates for Lancaster, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,650 | $850 |
| Erie County, NY | $139,900 | $608 | $440 | $850 | $410 |
| Lancaster, NY | $176,300 | $680 | $500 | $930 | $430 |
| Bennington, NY | $147,300 | $639 | $470 | $890 | $420 |
| Sardinia, NY | $158,100 | $659 | $470 | $920 | $450 |
| Evans, NY | $116,500 | $960 | $680 | $1,350 | $670 |
| Newfane, NY | $108,600 | $960 | $640 | $1,370 | $730 |
| West Valley, NY | $93,600 | $590 | $420 | $840 | $420 |
| East Otto, NY | $103,400 | $592 | $430 | $830 | $400 |
| Hanover, NY | $88,700 | $952 | $640 | $1,320 | $680 |
| Rushford, NY | $76,200 | $594 | $430 | $850 | $420 |
| Ellicottville, NY | $184,500 | $723 | $500 | $1,000 | $500 |
| Granger, NY | $78,800 | $593 | $430 | $820 | $390 |
Research Home Insurance Companies Reviews in Lancaster, NY Before Buying | Back to Top
Share a review on your home insurance company
Homesite Insurance Home Insurance Reviews
Date: October 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Homesite has provided superior customer service. Whenever I have had an issue they have resolved it quickly and in a friendly manner.
Allstate Home Insurance Reviews
Date: July 22, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
My experience with my home insurance customer services its been good since I got the insurance. They are very interested on helping the customers .