Gavop's guide to buying homeowners insurance in New Haven, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| New Haven, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| McCombs Rd, Co Rte 14/3, Co Rte 16/11, Imboden St, Cole St, Dogwood Ln, Jones St, Coleman Cir, Fayette Station Rd, Jenkins Fork | $151,500 | $120,000 | $125,000-$150,000 | $96,500 | $80,000 | $75,000-$100,000 |
| Co Rte 17-6, Morst Rd, Palmer Ln, Co Rte 3/3, Delta Rd 116, Minden Tipple Rd, S Center St, James River & Kanawha Turnpike Way, Anderson St, Co Rte 9 | $93,000 | $80,000 | $75,000-$100,000 | $94,500 | $90,000 | $75,000-$100,000 |
| Mollies Run, Riner Dairy Rd, Elverton Rd, Gold Blue Dr, Gaymont Mountain Rd, Delta Rd 53, Spy Rock, Cowtown Rd, Washington St, Bryson Neal Rd | $81,500 | $70,000 | $50,000-$75,000 | $71,500 | $70,000 | $75,000-$100,000 |
| Woolwine Rd, Haymarket Dr, Delta Rd 16, Marshal Dr, Allen Rd, Bridge Fork Rd, Thurmond-Mcdenoree Rd, Burnside St, Sugar Creek Rd, Sycamore St | $131,000 | $110,000 | $125,000-$150,000 | $80,500 | $70,000 | $50,000-$75,000 |
| Folorn St, Meadow Fork School, Hopewell Rd, Bragg Hollow Rd, Straughter St, Shelton Rd, Lookout Rd, Gilkerson Mount, Boley Rd, Old Rte 38 | $138,500 | $120,000 | $125,000-$150,000 | $83,000 | $80,000 | $75,000-$100,000 |
| Greasy St, Martin Ave E, McCune Dr, Kirby Ct, Francesia St, Laurel Creek Rd, Rich Creek, Logtown Rd, Martin Ln, Delta Rd 146 | $53,000 | $50,000 | $25,000-$50,000 | $45,000 | $40,000 | $25,000-$50,000 |
| Green Valley Church St, Croft St, Redden Ridge Rd, Ohio Brass Rd, Berry St, Smokey Branch Rd, Co Rte 18/6, Co Rte 9/15, Cedar Tree Ln, Spruce St | $104,500 | $100,000 | $100,000-$125,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Lindburg Ave, Lansing Rd, Sarge's Ln, Forloine St, S Sidney St, Crow Hollow Rd, Co Rte 41/10, Chapel Rd, Co Rte 41/16, Delta Rd 141 | $97,000 | $90,000 | $75,000-$100,000 | $88,500 | $80,000 | $75,000-$100,000 |
| Lansing Edmond Rd, Co Rte 60/91, Crow Hollow Rd, Roundhill Rd, Woodlawn Ave, Co Rte 18/2, Tourism Ave Ed, Kates Creek Rd, Ames Church Rd, Hess Rd | $116,500 | $110,000 | $100,000-$125,000 | $87,000 | $80,000 | $75,000-$100,000 |
| Bachman Rd, Co Rte 85, Gwinns Siding Rd, Co Rte 14/8, Loops Rd, Co Rte 60/10, Cardinal Point Rd, Burdette Rd, Hodge Ln, Delta Rd 119 | $86,000 | $80,000 | $75,000-$100,000 | $44,000 | $40,000 | $25,000-$50,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$85 | $521 |
| Superior Protection Discount | -$61 | $546 |
| Fire & Security Discount | -$55 | $552 |
| Hail Resistant Roof Discount | -$18 | $588 |
| Newly Constructed Home Discount | -$164 | $443 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,513 |
| Hail Damage | $4,618 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,389 |
| Home Insurance Company New Haven, WV | Homeowners Insurance Agency New Haven, WV | Address | Popularity Score | Distance from New Haven (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Morgan Insurance. | 103 Fayette Ave, Fayetteville, WV, 25840 | 7.0 | |
| Nationwide | Terry Pennington Agency Inc | 338 N Eisenhower Dr, Beckley, WV, 25801-7119 | 18.9 | |
| State Farm | Bill Straub Jr | 1100 N Eisenhower Drive, Beckley, WV, 25801 | 18.4 | |
| Erie | Summit Insurance Agency Llc | 211 N Court Street, Fayetteville, WV, 25840 | 7.1 | |
| State Farm | Gary D Davis | 217 N Court St, Fayetteville, WV, 25840-1233 | 7.2 | |
| State Farm | Rod Wightman | 1035 Arbuckle Rd, Summersville, WV, 26651 | 19.6 | |
| State Farm | Jon Riffe | 755 Kanawha Ave, Rainelle, WV, 25962-1040 | 11.5 | |
| State Farm | Donnie Bowling | 1443 Main St E, Oak Hill, WV, 25901-2727 | 8.6 | |
| State Farm | Jerry Givens | One Carter Lane, Summersville, WV, 26651-0989 | 19.7 | |
| Nationwide | Partners Ins&Financial Svcsinc | 408 Tennessee Ave, Charleston, WV, 25302-2338 | 43.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $520 | $1,030 | $510 |
| Fayette County, WV | $86,400 | $617 | $440 | $880 | $440 |
| New Haven, WV | $90,800 | $606 | $440 | $850 | $410 |
| Bradley, WV | $114,000 | $729 | $490 | $1,000 | $510 |
| Fenwick, WV | $48,800 | $479 | $320 | $660 | $340 |
| Pinch, WV | $162,000 | $859 | $610 | $1,190 | $580 |
| Wyoming County, WV | $67,900 | $703 | $510 | $970 | $460 |
| Charleston, WV | $149,800 | $804 | $570 | $1,150 | $580 |
| Lashmeet, WV | $72,600 | $582 | $420 | $830 | $410 |
| Mercer County, WV | $89,400 | $627 | $430 | $870 | $440 |
| Matoaka, WV | $47,100 | $471 | $340 | $670 | $330 |
| Rich Creek, VA | $89,000 | $497 | $360 | $710 | $350 |