Gavop shows you how to buy homeowners insurance in Windham, ME by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $154,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $207,000 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $375,000 | $350,000 | $300,000-$350,000 |
| 5 Bedroom | $543,000 | $480,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $589 |
| Superior Protection Discount | -$62 | $631 |
| Fire & Security Discount | -$62 | $631 |
| Hail Resistant Roof Discount | -$14 | $679 |
| Newly Constructed Home Discount | -$152 | $541 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,344 |
| Hail Damage | $4,806 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,386 |
| Home Insurance Company Windham, ME | Homeowners Insurance Agency Windham, ME | Address | Popularity Score | Distance from Windham (miles) |
|---|---|---|---|---|
| Allstate | Spence & Mathews | 4 Sullivan Sq Po Box 715, Berwick, ME, 3901 | 43.2 | |
| Travelers | Cross Insurance - Portland | 2331 Congress St, Portland, ME, 4102 | 10.5 | |
| State Farm | Orry Cummings | 173 Gray Rd, Falmouth, ME, 04105-2514 | 6.2 | |
| Allstate | Jane R Bell | 36 Main St, Gorham, ME, 4038 | 8.1 | |
| Allstate | Scott Parolin | 650 Brighton Ave, Portland, ME, 4102 | 10.0 | |
| Travelers | Curley Associates | 1087 Main St, Sanford, ME, 4073 | 31.2 | |
| Travelers | Readfield Insurance Agency Llc | 962 Western Avenue , Manchester, ME, 4351 | 45.0 | |
| Travelers | Gorham Insurance | 12 Elm St, Gorham, ME, 4038 | 8.1 | |
| Travelers | Readfield Insurance Agency Llc | 962 Western Ave, Manchester, ME, 4351 | 45.4 | |
| State Farm | Luanne Cameron | 111 Ossipee Trl E Ste 1149, Standish, ME, 04084-6421 | 8.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $510 | $1,050 | $540 |
| Cumberland County, ME | $259,400 | $843 | $600 | $1,160 | $560 |
| Windham, ME | $231,600 | $693 | $460 | $990 | $530 |
| Standish, ME | $228,000 | $688 | $500 | $960 | $460 |
| York County, ME | $233,000 | $802 | $540 | $1,130 | $590 |
| Sweden, ME | $233,900 | $829 | $570 | $1,190 | $620 |
| Bowdoinham, ME | $210,400 | $791 | $540 | $1,120 | $580 |
| Georgetown, ME | $376,200 | $1,131 | $780 | $1,570 | $790 |
| Stow, ME | $184,800 | $748 | $500 | $1,070 | $570 |
| Lincoln County, ME | $211,900 | $770 | $550 | $1,100 | $550 |
| Chisholm, ME | $132,000 | $640 | $440 | $910 | $470 |