Gavop tells you how to get the best homeowners insurance in Fluvanna County, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $182,500 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $166,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $298,500 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $472,500 | $420,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $662 |
| Superior Protection Discount | -$77 | $692 |
| Fire & Security Discount | -$85 | $685 |
| Hail Resistant Roof Discount | -$23 | $746 |
| Newly Constructed Home Discount | -$185 | $585 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fluvanna County | $1,000 | $760 | $1,760 | $552 | $1,552 | $208 |
| Fluvanna County, VA | $2,000 | $760 | $2,760 | $552 | $2,552 | $208 |
| Scottsville, VA | $300 | $780 | $1,080 | $567 | $867 | $213 |
| Rivanna, VA | $2,500 | $857 | $3,357 | $623 | $3,123 | $234 |
| University of Virginia, VA | $200 | $855 | $1,055 | $621 | $821 | $234 |
| Buckingham County, VA | $1,000 | $635 | $1,635 | $461 | $1,461 | $174 |
| Mountain Road, VA | $200 | $846 | $1,046 | $615 | $815 | $231 |
| Locust Dale, VA | $2,500 | $977 | $3,477 | $710 | $3,210 | $267 |
| Woodlake, VA | $400 | $798 | $1,198 | $580 | $980 | $218 |
| Pamplin City, VA | $1,000 | $553 | $1,553 | $402 | $1,402 | $151 |
| Nottoway County, VA | $100 | $642 | $742 | $467 | $567 | $176 |
| Falling River, VA | $700 | $840 | $1,540 | $610 | $1,310 | $230 |
| Home Insurance Company Fluvanna County, VA | Homeowners Insurance Agency Fluvanna County, VA | Address | Popularity Score | Distance from Fluvanna County (miles) |
|---|---|---|---|---|
| Travelers | Truslow - Yost Insurance Agency | 125 Chapman Street, Orange, VA, 22960 | 30.1 | |
| Travelers | Southside Insurance | 1244 Sycamore Sq Ste 201, Midlothian, VA, 23113 | 41.3 | |
| State Farm | Walt Harris | 3468 Lauderdale Drive, Richmond, VA, 23233-7529 | 38.2 | |
| State Farm | Wyndham Murray | 13872 Coalfld Cmns Pl Ste 103, Midlothian, VA, 23114-1217 | 41.8 | |
| Travelers | All American Insurers | 10175 Hull Street Rd, Midlothian, VA, 23112 | 46.8 | |
| State Farm | Ken Loving | 125 Thompson St, Ashland, VA, 23005-1511 | 44.1 | |
| Travelers | Bankers Insurance Llc | 320 N Central Ave, Staunton, VA, 24401 | 48.6 | |
| Erie | A C Davis Insurance Agency | 500 Westfield Road Suite 17, Charlottesville, VA, 22901 | 19.8 | |
| State Farm | Wayne Braswell | 11051 Hull Street Rd, Midlothian, VA, 23112-3255 | 46.3 | |
| Travelers | Client First Financial Services Inc | 6767 Forest Hill Ave Ste 120, Richmond, VA, 23225 | 46.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,350 | $660 |
| Fluvanna County, VA | $228,100 | $769 | $550 | $1,060 | $510 |
| Fluvanna County, VA | $228,100 | $769 | $520 | $1,100 | $580 |
| Scottsville, VA | $246,000 | $790 | $570 | $1,130 | $560 |
| Rivanna, VA | $322,800 | $868 | $620 | $1,190 | $570 |
| University of Virginia, VA | $320,800 | $865 | $610 | $1,190 | $580 |
| Buckingham County, VA | $132,500 | $643 | $430 | $910 | $480 |
| Mountain Road, VA | $192,700 | $856 | $580 | $1,190 | $610 |
| Locust Dale, VA | $287,700 | $989 | $680 | $1,410 | $730 |
| Woodlake, VA | $264,000 | $807 | $560 | $1,140 | $580 |
| Pamplin City, VA | $101,400 | $560 | $380 | $800 | $420 |
| Nottoway County, VA | $134,800 | $650 | $470 | $930 | $460 |
| Falling River, VA | $189,800 | $850 | $620 | $1,200 | $580 |