Gavop tells you how to get the best homeowners insurance in Wise County, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $99,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $119,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $170,500 | $150,000 | $125,000-$150,000 |
| 5 Bedroom | $280,000 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$195 | $832 |
| Superior Protection Discount | -$103 | $924 |
| Fire & Security Discount | -$72 | $955 |
| Hail Resistant Roof Discount | -$21 | $1,006 |
| Newly Constructed Home Discount | -$216 | $811 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wise County | $1,000 | $1,015 | $2,015 | $737 | $1,737 | $277 |
| Wise County, VA | $1,500 | $1,015 | $2,515 | $737 | $2,237 | $277 |
| Gate City, VA | $700 | $527 | $1,227 | $383 | $1,083 | $144 |
| Upper Clover Fork, KY | $400 | $541 | $941 | $393 | $793 | $148 |
| Sand Lick, VA | $700 | $511 | $1,211 | $371 | $1,071 | $140 |
| Wheelwright-Weeksbury, KY | $200 | $495 | $695 | $360 | $560 | $135 |
| Colonial Heights, TN | $2,000 | $991 | $2,991 | $720 | $2,720 | $271 |
| Betsy Layne-Stanville, KY | $300 | $634 | $934 | $461 | $761 | $173 |
| Northwestern, VA | $1,000 | $916 | $1,916 | $666 | $1,666 | $250 |
| Jonesborough, TN | $300 | $877 | $1,177 | $637 | $937 | $240 |
| Sidney, KY | $1,000 | $721 | $1,721 | $524 | $1,524 | $197 |
| Home Insurance Company Wise County, VA | Homeowners Insurance Agency Wise County, VA | Address | Popularity Score | Distance from Wise County (miles) |
|---|---|---|---|---|
| Erie | Mccoy Insurance Services Inc. | 310 Main Street, Lebanon, VA, 24266 | 30.7 | |
| Allstate | Kim Stanley | 451 Gate City Hwy, Bristol, VA, 24201 | 34.3 | |
| Nationwide | Mullins Insurance Agency Inc. | 538 Park Ave Sw, Norton, VA, 24273-0379 | 2.8 | |
| State Farm | John Moretz | 205 Church St, Jonesville, VA, 24263 | 33.4 | |
| State Farm | Jim Carroll | 439 Kane St, Gate City, VA, 24251-2746 | 23.3 | |
| Nationwide | Donnie Counts Insurance Agency Inc. | 301 E.Main St, Wise, VA, 24293 | 2.4 | |
| Nationwide | Potter Insurance Agency Inc. | 619 E 5th St N, Big Stone Gap, VA, 24219-2403 | 11.2 | |
| Erie | Appalachian Insurance Agency Inc. | 630 Park Avenue Nw Suite 2, Norton, VA, 24273 | 2.8 | |
| State Farm | Garland Hall | 502b Front St W, Coeburn, VA, 24230 | 8.3 | |
| State Farm | David Shreve | 9423 Orby Cantrell Hwy, Pound, VA, 24279-3305 | 6.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,340 | $650 |
| Wise County, VA | $84,500 | $1,027 | $710 | $1,430 | $720 |
| Wise County, VA | $84,500 | $1,027 | $690 | $1,420 | $730 |
| Gate City, VA | $95,900 | $533 | $360 | $760 | $400 |
| Upper Clover Fork, KY | $51,200 | $548 | $390 | $760 | $370 |
| Sand Lick, VA | $92,800 | $517 | $380 | $710 | $330 |
| Wheelwright-Weeksbury, KY | $43,100 | $501 | $340 | $690 | $350 |
| Colonial Heights, TN | $137,800 | $1,003 | $670 | $1,420 | $750 |
| Betsy Layne-Stanville, KY | $68,600 | $642 | $460 | $920 | $460 |
| Northwestern, VA | $78,000 | $928 | $640 | $1,290 | $650 |
| Jonesborough, TN | $156,500 | $888 | $600 | $1,230 | $630 |
| Sidney, KY | $87,000 | $730 | $530 | $1,010 | $480 |