How Can I Make My Medford, MA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Medford, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Medford, MA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $106,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $287,000 | $250,000 | $300,000-$350,000 |
| 3 Bedroom | $250,500 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $473,500 | $400,000 | $400,000-$500,000 |
| 5 Bedroom | $380,000 | $310,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Medford, MA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $1,090 |
| Superior Protection Discount | -$114 | $1,153 |
| Fire & Security Discount | -$101 | $1,166 |
| Hail Resistant Roof Discount | -$25 | $1,242 |
| Newly Constructed Home Discount | -$367 | $900 |
Choose the Right Deductible for your Medford, MA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $2,000 | $1,295 | $3,295 | $941 | $2,941 | $354 |
| Medford, MA | $2,000 | $1,252 | $3,252 | $910 | $2,910 | $342 |
| Bedford, MA | $500 | $1,011 | $1,511 | $735 | $1,235 | $276 |
| West Concord, MA | $700 | $1,009 | $1,709 | $733 | $1,433 | $276 |
| Dover, MA | $500 | $1,009 | $1,509 | $733 | $1,233 | $276 |
| Randolph, MA | $700 | $1,070 | $1,770 | $778 | $1,478 | $293 |
| North Seekonk, MA | $2,000 | $1,077 | $3,077 | $783 | $2,783 | $294 |
| Plymouth, MA | $100 | $1,231 | $1,331 | $894 | $994 | $336 |
| Thompson, CT | $700 | $883 | $1,583 | $642 | $1,342 | $241 |
Identify Top Home Insurance Agents near Medford, MA | Back to Top
| Home Insurance Company Medford, MA | Homeowners Insurance Agency Medford, MA | Address | Popularity Score | Distance from Medford (miles) |
|---|---|---|---|---|
| Travelers | Gilbert Insurance Agency Inc | 137 Main St, Reading, MA, 1867 | 5.9 | |
| Travelers | Martini Insurance Agency Inc | 6 Common St, Woburn, MA, 1801 | 4.4 | |
| Travelers | Guard Insurance Agency | 279 Mt. Auburn St , Watertown, MA, 2472 | 5.6 | |
| Travelers | Corcoran & Havlin Insurance | 287 Linden St, Wellesley, MA, 2482 | 12.4 | |
| Travelers | Bair Insurance | 6 Main Street, Charlton, MA, 1507 | 48.4 | |
| Travelers | Cabot Risk Strategies Llc | 15 Cabot Rd, Woburn, MA, 1801 | 6.1 | |
| Travelers | Northbridge Insurance Agency Inc | 1150 Main St Unit 3, Concord, MA, 1742 | 14.5 | |
| Travelers | Tarpey Insurance Group Inc | 38 Main St, Saugus, MA, 1906 | 5.7 | |
| Travelers | Gb Kerkorian Partners Insurance Services Llc | 75 Federal St 20th Fl, Boston, MA, 2110 | 5.5 | |
| Travelers | State Fund Insurance Agency | 100 Summer St 16 Ste 1601, Boston, MA, 2110 | 5.5 |
Compare Rates for Medford, MA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $970 | $1,960 | $990 |
| Middlesex County, MA | $453,300 | $1,311 | $890 | $1,820 | $930 |
| Medford, MA | $443,100 | $1,267 | $850 | $1,810 | $960 |
| Bedford, MA | $605,900 | $1,024 | $730 | $1,410 | $680 |
| West Concord, MA | $607,500 | $1,022 | $700 | $1,410 | $710 |
| Dover, MA | $1,006,800 | $1,022 | $740 | $1,460 | $720 |
| Randolph, MA | $283,100 | $1,083 | $780 | $1,540 | $760 |
| North Seekonk, MA | $256,800 | $1,090 | $770 | $1,490 | $720 |
| Plymouth, MA | $346,300 | $1,246 | $850 | $1,730 | $880 |
| Thompson, CT | $204,000 | $894 | $620 | $1,220 | $600 |
Research Home Insurance Companies Reviews in Medford, MA Before Buying | Back to Top
Share a review on your home insurance company
Homesite Insurance Home Insurance Reviews
Date: July 02, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
I am not sure what they are like compared to others I just know it was so seamless and the value was there for the premium so I am not sure how it could be better.
Farmer's Insurance Home Insurance Reviews
Date: July 18, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
It is slightly higher than some cut rate insurances, but less than the major ones that spend tons on ads. Alstate, etc.
Ameriprise Home Insurance Reviews
Date: October 05, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Customer Service
Short hold time to get a rep. Rep very knowledgeable and able to answer all my questions. Made my changes quickly.
Progressive Home Insurance Reviews
Date: September 11, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
The policy I have is expensive and is the only option I can have. I have the absolute minimum coverage and its still 2x what a friend has less than a mile away.