How Can I Make My Elmira, NY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Elmira, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Elmira, NY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $41,000 $40,000 $25,000-$50,000
2 Bedroom $78,500 $70,000 $75,000-$100,000
3 Bedroom $135,500 $120,000 $100,000-$125,000
4 Bedroom $143,000 $130,000 $100,000-$125,000
5 Bedroom $211,000 $200,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Elmira, NY | Back to Top

This table lists savings for a median home value of $66,400 and an average premium of $409

Discount Type Premium After Discount
Multipolicy Discounts $389
Superior Protection Discount $377
Fire & Security Discounts $377

Choose the Right Deductible for your Elmira, NY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
New York $100 $1,370 $1,470 $1,160 $1,260 $210
Chemung County, NY $2,500 $370 $870 $300 $2,800 $-1,930
Elmira, NY $1,000 $320 $820 $260 $1,260 $-440
Ulster, PA $100 $640 $740 $550 $650 $90
Sullivan, PA $2,500 $660 $1,160 $570 $3,070 $-1,910
Bradford, NY $200 $290 $490 $240 $440 $50
Mansfield, PA $1,500 $700 $1,200 $590 $2,090 $-890
Alba, PA $500 $200 $700 $170 $670 $30
Wayne, NY $1,000 $1,080 $1,580 $890 $1,890 $-310
Bloss, PA $200 $380 $580 $320 $520 $60
Barker, NY $2,500 $430 $930 $360 $2,860 $-1,930
Varick, NY $500 $640 $1,140 $520 $1,020 $120
Triangle, NY $2,000 $600 $1,100 $490 $2,490 $-1,390

Identify Top Home Insurance Agents near Elmira, NY | Back to Top

Home Insurance Company Elmira, NY Homeowners Insurance Agency Elmira, NY Address Popularity Score Distance from Elmira (miles)
State Farm Rob Sweet 103 W Market St, Corning, NY, 14830-2519
13.3
Allstate Nancy A. Murphy 966 Pennsylvania Ave, Elmira, NY, 14904
2.3
Travelers Perry & Carroll Inc 100 W Church St, Elmira, NY, 14901
0.3
Erie Empire Agency 57 Front Street, Binghamton, NY, 13905
45.8
Allstate Mitchell Joseph Insurance Agency 130 Main St Po Box 399, Naples, NY, 14512
47.1
Travelers W J Farmer Insurance Agency Llc 106c John St, Horseheads, NY, 14845
5.1
Travelers Dirado Insurance Agency Llc Westside Plaza 219 Main St, Binghamton, NY, 13905
45.0
Travelers Kolcun Insurance Agency Inc 144 N Jensen Rd , Vestal, NY, 13850
41.9
Allstate Michael Butler 205 Clinton St, Binghamton, NY, 13905
45.3
State Farm Steve Seaberg 303 North Main Street, Elmira, NY, 14901-2731
0.2

Compare Rates for Elmira, NY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
New York $295,300 $1,330 $940 $1,900 $960
Chemung County, NY $91,800 $430 $290 $600 $310
Elmira, NY $66,400 $280 $200 $390 $190
Ulster, PA $120,300 $610 $440 $840 $400
Sullivan, PA $135,000 $630 $430 $890 $460
Bradford, NY $77,500 $390 $260 $530 $270
Mansfield, PA $135,000 $760 $550 $1,070 $520
Alba, PA $50,000 $300 $210 $420 $210
Wayne, NY $195,400 $1,130 $810 $1,590 $780
Bloss, PA $88,500 $390 $280 $540 $260
Barker, NY $96,300 $390 $260 $540 $280
Varick, NY $123,500 $730 $530 $1,010 $480
Triangle, NY $111,300 $480 $350 $680 $330