How Can I Make My Elmira, NY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Elmira, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Elmira, NY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $41,000 $40,000 $25,000-$50,000
2 Bedroom $78,500 $70,000 $75,000-$100,000
3 Bedroom $135,500 $120,000 $100,000-$125,000
4 Bedroom $143,000 $130,000 $100,000-$125,000
5 Bedroom $211,000 $200,000 $200,000-$250,000

Bundle your Elmira, NY Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$86 $874
Home and Two Car -$163 $797
Home and Three Car -$221 $739

Choose the Right Deductible for your Elmira, NY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Chemung County $2,500 $1,190 $3,690 $865 $3,365 $325
Elmira, NY $1,000 $948 $1,948 $689 $1,689 $259
Ulster, PA $100 $644 $744 $468 $568 $176
Sullivan, PA $2,500 $769 $3,269 $559 $3,059 $210
Bradford, NY $200 $585 $785 $425 $625 $160
Mansfield, PA $1,500 $710 $2,210 $516 $2,016 $194
Alba, PA $500 $554 $1,054 $403 $903 $151
Wayne, NY $1,000 $675 $1,675 $490 $1,490 $184
Bloss, PA $200 $689 $889 $500 $700 $188
Barker, NY $2,500 $588 $3,088 $427 $2,927 $161
Varick, NY $500 $625 $1,125 $454 $954 $171
Triangle, NY $2,000 $587 $2,587 $426 $2,426 $160

Identify Top Home Insurance Agents near Elmira, NY | Back to Top

Home Insurance Company Elmira, NY Homeowners Insurance Agency Elmira, NY Address Popularity Score Distance from Elmira (miles)
State Farm Rob Sweet 103 W Market St, Corning, NY, 14830-2519
13.3
Allstate Nancy A. Murphy 966 Pennsylvania Ave, Elmira, NY, 14904
2.3
Travelers Perry & Carroll Inc 100 W Church St, Elmira, NY, 14901
0.3
Erie Empire Agency 57 Front Street, Binghamton, NY, 13905
45.8
Allstate Mitchell Joseph Insurance Agency 130 Main St Po Box 399, Naples, NY, 14512
47.1
Travelers W J Farmer Insurance Agency Llc 106c John St, Horseheads, NY, 14845
5.1
Travelers Dirado Insurance Agency Llc Westside Plaza 219 Main St, Binghamton, NY, 13905
45.0
Travelers Kolcun Insurance Agency Inc 144 N Jensen Rd , Vestal, NY, 13850
41.9
Allstate Michael Butler 205 Clinton St, Binghamton, NY, 13905
45.3
State Farm Steve Seaberg 303 North Main Street, Elmira, NY, 14901-2731
0.2

Compare Rates for Elmira, NY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
New York $293,000 $1,164 $840 $1,660 $820
Chemung County, NY $105,500 $1,205 $880 $1,720 $840
Elmira, NY $72,800 $960 $700 $1,320 $620
Ulster, PA $124,500 $652 $480 $930 $450
Sullivan, PA $188,500 $778 $520 $1,080 $560
Bradford, NY $81,900 $592 $400 $830 $430
Mansfield, PA $156,900 $719 $490 $1,000 $510
Alba, PA $86,900 $561 $380 $770 $390
Wayne, NY $168,900 $683 $470 $950 $480
Bloss, PA $145,800 $697 $490 $1,000 $510
Barker, NY $109,500 $595 $410 $820 $410
Varick, NY $144,000 $633 $420 $880 $460
Triangle, NY $107,300 $594 $430 $820 $390