Gavop shows you how to buy homeowners insurance in Blue Ridge, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $167,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $129,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $309,000 | $270,000 | $350,000-$400,000 |
| 5 Bedroom | $203,500 | $190,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $836 |
| Home and Two Car | -$145 | $763 |
| Home and Three Car | -$209 | $700 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fannin County | $1,000 | $876 | $1,876 | $637 | $1,637 | $240 |
| Blue Ridge, GA | $2,500 | $898 | $3,398 | $653 | $3,153 | $245 |
| Hothouse, NC | $300 | $1,020 | $1,320 | $741 | $1,041 | $279 |
| Ellijay, GA | $1,500 | $834 | $2,334 | $606 | $2,106 | $228 |
| South Cleveland, TN | $400 | $947 | $1,347 | $688 | $1,088 | $259 |
| Tusquittee, NC | $1,500 | $913 | $2,413 | $663 | $2,163 | $249 |
| Apison, TN | $100 | $1,101 | $1,201 | $800 | $900 | $301 |
| Catoosa Springs, GA | $1,500 | $776 | $2,276 | $564 | $2,064 | $212 |
| Shooting Creek, NC | $100 | $899 | $999 | $653 | $753 | $246 |
| Athens, TN | $2,500 | $848 | $3,348 | $616 | $3,116 | $232 |
| Forsyth County, GA | $100 | $1,215 | $1,315 | $883 | $983 | $332 |
| Ringgold, GA | $2,000 | $811 | $2,811 | $589 | $2,589 | $222 |
| Home Insurance Company Blue Ridge, GA | Homeowners Insurance Agency Blue Ridge, GA | Address | Popularity Score | Distance from Blue Ridge (miles) |
|---|---|---|---|---|
| State Farm | Tyler Miers | 5855 S Vickery, Cumming, GA, 30040-8793 | 47.3 | |
| Farmers | Donald Curtis | 4195 E First St, Blue Ridge, GA, 30513 | 1.4 | |
| State Farm | Simon Hill | 102 Mary Alice Park Rd Ste 601, Cumming, GA, 30040-2713 | 47.0 | |
| Travelers | Campbell Insurance Services | 108 Colony Park Dr Ste 700, Cumming, GA, 30040 | 47.4 | |
| Allstate | Thomas Insurance Agency | 3990 Appalachian Hwy, Blue Ridge, GA, 30513 | 0.7 | |
| State Farm | Charlie Edmondson | 3354 E First St, Blue Ridge, GA, 30513-8522 | 0.6 | |
| State Farm | Chris Wang | 772 Maddox Dr Ste 106, East Ellijay, GA, 30540-8195 | 15.3 | |
| Nationwide | Elder Financial Services Inc. | 151 W Main St Ste 101, Canton, GA, 30114 | 44.1 | |
| State Farm | Daniel Lauger | 980 Birmingham Rd Ste 715, Milton, GA, 30004-4419 | 48.1 | |
| Travelers | Alpha & Omega Insurance Llc | 209 W Emery St Ste B, Dalton, GA, 30720 | 36.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,430 | $710 |
| Fannin County, GA | $171,500 | $887 | $630 | $1,220 | $590 |
| Blue Ridge, GA | $179,900 | $909 | $650 | $1,260 | $610 |
| Hothouse, NC | $201,500 | $1,032 | $730 | $1,480 | $750 |
| Ellijay, GA | $156,600 | $844 | $620 | $1,170 | $550 |
| South Cleveland, TN | $123,800 | $958 | $660 | $1,350 | $690 |
| Tusquittee, NC | $169,300 | $924 | $670 | $1,270 | $600 |
| Apison, TN | $179,200 | $1,114 | $800 | $1,550 | $750 |
| Catoosa Springs, GA | $138,500 | $785 | $530 | $1,120 | $590 |
| Shooting Creek, NC | $165,300 | $910 | $620 | $1,250 | $630 |
| Athens, TN | $144,100 | $858 | $590 | $1,220 | $630 |
| Forsyth County, GA | $301,100 | $1,229 | $890 | $1,710 | $820 |
| Ringgold, GA | $148,900 | $821 | $570 | $1,140 | $570 |