Gavop shows you how to buy homeowners insurance in Red Oak, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $64,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $123,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $185,000 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $157,500 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $684 |
| Superior Protection Discount | -$73 | $741 |
| Fire & Security Discount | -$81 | $733 |
| Hail Resistant Roof Discount | -$24 | $790 |
| Newly Constructed Home Discount | -$220 | $595 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,440 |
| Hail Damage | $4,665 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $15,884 |
| Home Insurance Company Red Oak, IA | Homeowners Insurance Agency Red Oak, IA | Address | Popularity Score | Distance from Red Oak (miles) |
|---|---|---|---|---|
| State Farm | Ben Adamson | 300 Russell St, Creston, IA, 50801-3023 | 43.7 | |
| Allstate | Steve Cates | 2411 S 24th St Ste 3, Council Bluffs, IA, 51501 | 37.8 | |
| Travelers | Richards & Son Agri Supply | 700 Morton Ave, Emerson, IA, 51533 | 10.1 | |
| Travelers | Accurate Insurance | 508 S Locust St, Glenwood, IA, 51534 | 28.0 | |
| State Farm | Barb Ray | 1000 N Broadway St Ste A, Red Oak, IA, 51566-1454 | 1.6 | |
| State Farm | Clark Ahrenholtz | 2114 12th St, Harlan, IA, 51537-2056 | 43.2 | |
| State Farm | Deb Marlin | 223 N 16th St, Clarinda, IA, 51632-1605 | 21.8 | |
| Travelers | The Agency Inc Of Harlan | 1208 8th St, Harlan, IA, 51537 | 43.7 | |
| State Farm | Lance Cornelius | 600 S Fremont Street, Suite 3, Shenandoah, IA, 51601-1675 | 20.6 | |
| State Farm | Rhonda Hope | 111 N Elm St, Avoca, IA, 51521-3552 | 31.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $610 | $1,190 | $580 |
| Montgomery County, IA | $81,800 | $578 | $420 | $820 | $400 |
| Red Oak, IA | $78,300 | $815 | $550 | $1,170 | $620 |
| Noble, IA | $99,300 | $696 | $470 | $950 | $480 |
| Ingraham, IA | $132,200 | $813 | $540 | $1,160 | $620 |
| Rawles, IA | $180,200 | $940 | $640 | $1,300 | $660 |
| James, IA | $107,100 | $727 | $530 | $1,040 | $510 |
| Adair, IA | $95,800 | $682 | $470 | $950 | $480 |
| Eight Mile Grove, NE | $264,100 | $1,728 | $1,230 | $2,370 | $1,140 |
| Omaha, NE | $146,500 | $1,152 | $770 | $1,590 | $820 |
| Springfield, NE | $134,000 | $1,175 | $790 | $1,620 | $830 |
| Nodaway County, MO | $117,800 | $844 | $580 | $1,210 | $630 |