Gavop shows you how to buy homeowners insurance in Lake Prairie, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lake Prairie, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 216th Pl, 195th Ave, Co Hwy S65, Woodland Dr, Orchard St, Dakota Wood Ln, Hawthorne Dr, E 16th St, 228th Pl, W 9th St | $167,500 | $150,000 | $200,000-$250,000 | $267,000 | $250,000 | $250,000-$300,000 |
| Pike Ct, 72nd Ave, Hazel St, W 1st St, Hwy T 17, 203rd Pl, Jones St, 186th Pl, Sumners St, 195th Ave | $136,500 | $130,000 | $150,000-$175,000 | $207,000 | $170,000 | $175,000-$200,000 |
| 179th Pl, 105th Ave, Keystone St, Wabash Dr, Neil Dr, Monroe St, 198th Ave, Dennis St, Hempstead Dr, Merrill St | $222,500 | $200,000 | $175,000-$200,000 | $230,500 | $210,000 | $250,000-$300,000 |
| S Douglas St, 92nd Ave, 220th Pl, Co Hwy S6G, Adkins St, 24th Pl, Hawthorne St, Franklin St, W Pleasant St, 228th Pl | $222,500 | $200,000 | $200,000-$250,000 | $222,500 | $190,000 | $200,000-$250,000 |
| 88th Ave, 210th Ave, 250th Ave, E 12th St, Drake St, State Hwy 316, Sheridan St, Jackson St, 216th Pl, Blue Dr | $188,500 | $180,000 | $150,000-$175,000 | $250,000 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $659 |
| Superior Protection Discount | -$72 | $732 |
| Fire & Security Discount | -$72 | $732 |
| Hail Resistant Roof Discount | -$24 | $780 |
| Newly Constructed Home Discount | -$225 | $579 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marion County | $2,500 | $821 | $3,321 | $597 | $3,097 | $224 |
| Lake Prairie, IA | $700 | $794 | $1,494 | $577 | $1,277 | $217 |
| Pleasantville, IA | $300 | $756 | $1,056 | $549 | $849 | $207 |
| University Park, IA | $2,500 | $658 | $3,158 | $478 | $2,978 | $180 |
| Keomah Village, IA | $400 | $830 | $1,230 | $603 | $1,003 | $227 |
| Runnells, IA | $2,000 | $828 | $2,828 | $602 | $2,602 | $226 |
| Eddyville, IA | $500 | $624 | $1,124 | $454 | $954 | $171 |
| White Breast, IA | $1,500 | $743 | $2,243 | $540 | $2,040 | $203 |
| Gibson, IA | $100 | $518 | $618 | $376 | $476 | $141 |
| Deep River, IA | $2,000 | $618 | $2,618 | $449 | $2,449 | $169 |
| Hayesville, IA | $500 | $351 | $851 | $255 | $755 | $96 |
| Jefferson, IA | $700 | $901 | $1,601 | $655 | $1,355 | $246 |
| Home Insurance Company Lake Prairie, IA | Homeowners Insurance Agency Lake Prairie, IA | Address | Popularity Score | Distance from Lake Prairie (miles) |
|---|---|---|---|---|
| Travelers | Krist Insurance Services | 6600 Westown Pkwy Ste 250, West Des Moines, IA, 50266 | 46.9 | |
| Travelers | Brown Mcnerney Johnson Insurance Agency | 6150 Village View Dr Ste 100, West Des Moines, IA, 50266 | 46.1 | |
| State Farm | Glenn Waterhouse Iii | 5441 Nw 86th St Ste 100, Johnston, IA, 50131-1708 | 45.2 | |
| State Farm | Terry Taylor | 4115 University Ave Ste 100, Des Moines, IA, 50311-3574 | 40.8 | |
| Travelers | The Dana Company | 12345 University Ave Ste 300, Des Moines, IA, 50325 | 46.5 | |
| Allstate | Janel Ketelsen | 110 N Ankeny Blvd # 700, Ankeny, IA, 50023 | 41.2 | |
| Travelers | Scott Insurance Services | 1904 Grand Ave, West Des Moines, IA, 50265 | 43.1 | |
| Travelers | Midwest Heritage Insurance Services | 1010 Court Avenue, Chariton, IA, 50049 | 34.1 | |
| Travelers | Tulip City Agency Ltd | 700 Washington St, Pella, IA, 50219 | 0.7 | |
| State Farm | Steve Curren | 5929 Ashworth Rd, Wdm, IA, 50266-7109 | 46.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $610 | $1,170 | $560 |
| Marion County, IA | $146,900 | $831 | $560 | $1,150 | $590 |
| Lake Prairie, IA | $188,200 | $804 | $550 | $1,110 | $560 |
| Pleasantville, IA | $117,700 | $765 | $520 | $1,090 | $570 |
| University Park, IA | $91,900 | $666 | $490 | $920 | $430 |
| Keomah Village, IA | $141,100 | $840 | $580 | $1,180 | $600 |
| Runnells, IA | $140,400 | $838 | $560 | $1,180 | $620 |
| Eddyville, IA | $84,000 | $632 | $430 | $880 | $450 |
| White Breast, IA | $113,900 | $752 | $540 | $1,060 | $520 |
| Gibson, IA | $61,700 | $524 | $360 | $720 | $360 |
| Deep River, IA | $82,600 | $625 | $450 | $880 | $430 |
| Hayesville, IA | $32,500 | $355 | $240 | $500 | $260 |
| Jefferson, IA | $261,600 | $912 | $670 | $1,260 | $590 |