Gavop's guide to buying homeowners insurance in Henderson, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $98,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $115,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $170,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $144,000 | $130,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $638 |
| Home and Two Car | -$118 | $575 |
| Home and Three Car | -$166 | $527 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,488 |
| Hail Damage | $4,618 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,222 |
| Home Insurance Company Henderson, KY | Homeowners Insurance Agency Henderson, KY | Address | Popularity Score | Distance from Henderson (miles) |
|---|---|---|---|---|
| State Farm | Al Baity | 311d 5th Street, Henderson, KY, 42420-5806 | 0.5 | |
| State Farm | Chris Trammel | 113 N Main St, Henderson, KY, 42420-3101 | 0.7 | |
| State Farm | Daniel Dick | 3101 Alvey Park Dr E Ste B, Owensboro, KY, 42303-2130 | 28.9 | |
| State Farm | Shane Boggess | 2003 Stapp Dr, Henderson, KY, 42420-2663 | 1.6 | |
| Allstate | Ryan Adams | 3107 State Route 54, Owensboro, KY, 42303 | 28.9 | |
| State Farm | Alan Powers | 3600 Frederica St Ste D, Owensboro, KY, 42301-6981 | 26.2 | |
| Travelers | Arbuckle Insurance | 700 N Main Street, Greenville, KY, 42345 | 48.1 | |
| State Farm | Anne Boyd | 316 14th St, Henderson, KY, 42420-2720 | 1.0 | |
| Travelers | Brown & Hammack Insurance | Po Box 337, Clay, KY, 42404 | 28.3 | |
| Travelers | A Insurance Services Of Henderson Inc | 528 N Elm St, Henderson, KY, 42420 | 0.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $600 | $1,230 | $630 |
| Henderson County, KY | $118,000 | $829 | $590 | $1,150 | $560 |
| Henderson, KY | $109,900 | $693 | $470 | $960 | $490 |
| Henderson County, KY | $118,000 | $829 | $590 | $1,190 | $600 |
| Boon, IN | $120,200 | $686 | $470 | $950 | $480 |
| Webster County, KY | $80,800 | $653 | $460 | $890 | $430 |
| Maceo, KY | $50,700 | $546 | $400 | $770 | $370 |
| Spurgeon, IN | $63,800 | $602 | $410 | $860 | $450 |
| Gray, IL | $66,000 | $520 | $350 | $720 | $370 |
| French Creek, IL | $78,300 | $571 | $410 | $810 | $400 |
| Carter, IN | $119,300 | $814 | $550 | $1,150 | $600 |
| Enfield, IL | $48,600 | $439 | $290 | $610 | $320 |
| Springerton, IL | $50,000 | $446 | $320 | $630 | $310 |