Gavop's guide to buying homeowners insurance in Lambertville, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lambertville, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pinewood Rd, Maplewood Ave, W Samaria Rd, Butternut St, Chanson Valley Rd, Middlebury Ct, Case Dr, Floyd Dr, Shady Grove Ln, Burrwood St | $181,500 | $150,000 | $175,000-$200,000 | $327,500 | $290,000 | $250,000-$300,000 |
| Eton Pl, Lockmill St, Sandywell Dr, Canterbury Dr W, Fernwood Ave, Green Hills Dr, Rutland Rd, Gorney St, Middlebury Dr, Hilo Rd | $214,000 | $180,000 | $175,000-$200,000 | $318,000 | $260,000 | $350,000-$400,000 |
| Oak Grove, Fox Run Ln, Whiteford Center Rd, Coachman Dr, Summerlyn Blvd, Hester Rd, Knoll Ct, Ernest St, Dunbar Ave, Centennial Dr | $130,500 | $120,000 | $100,000-$125,000 | $227,500 | $210,000 | $250,000-$300,000 |
| Linzden Pl, Arzella Dr, Sandpiper Rd, N Ridgewood Ln, Marzden Dr, Park Dr, Sheffield Pl, Fairwood St, Hemmingway Ln, E Edgevalle Dr | $226,000 | $210,000 | $250,000-$300,000 | $318,000 | $280,000 | $300,000-$350,000 |
| Consear Rd, Sunrise Park, Brians Ct, Michelle Ln, Lakeland Cir, Pine View Ln, Eagle Point Ln, Burlington Ct, Windsor Ln, Granby St | $163,000 | $140,000 | $125,000-$150,000 | $245,500 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $583 |
| Superior Protection Discount | -$62 | $624 |
| Fire & Security Discount | -$48 | $637 |
| Hail Resistant Roof Discount | -$21 | $665 |
| Newly Constructed Home Discount | -$199 | $487 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,440 |
| Hail Damage | $4,571 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,222 |
| Home Insurance Company Lambertville, MI | Homeowners Insurance Agency Lambertville, MI | Address | Popularity Score | Distance from Lambertville (miles) |
|---|---|---|---|---|
| Allstate | Scott Cunningham | 17405 Fort St, Riverview, MI, 48193 | 37.1 | |
| State Farm | Steve Vargo | 1811 Fort St, Wyandotte, MI, 48192-3545 | 39.2 | |
| State Farm | Bobby Branch | 27506 Ford Rd, Garden City, MI, 48135-2921 | 42.7 | |
| State Farm | Patricia Ouellette | 7725 W Vernor Hwy, Detroit, MI, 48209-1515 | 46.3 | |
| State Farm | Lynn Early | 44260 Cherry Hill Rd, Canton, MI, 48187-3225 | 39.0 | |
| Liberty Mutual Independent | Autumn Associates | 33930 W 8 Mile Road Ste 2a , Farmington, MI, 48335 | 49.1 | |
| State Farm | Tom Early | 44260 Cherry Hill Rd, Canton, MI, 48187-3225 | 39.0 | |
| Allstate | Clarence Little | 12825 Dix Toledo Rd, Southgate, MI, 48195 | 38.8 | |
| State Farm | Ron Hubbard | 8030 Lewis Ave, Temperance, MI, 48182-9580 | 2.9 | |
| State Farm | Kathy Loveridge | 13344 Dix Toledo Rd, Southgate, MI, 48195-1850 | 38.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,090 | $540 |
| Monroe County, MI | $149,500 | $769 | $550 | $1,100 | $550 |
| Lambertville, MI | $167,100 | $685 | $490 | $970 | $480 |
| Petersburg, MI | $112,500 | $741 | $530 | $1,050 | $520 |
| Haskins, OH | $164,100 | $771 | $560 | $1,060 | $500 |
| Fairfield, MI | $100,800 | $722 | $530 | $1,020 | $490 |
| Elmore, OH | $111,400 | $655 | $470 | $910 | $440 |
| Carroll, OH | $144,000 | $731 | $520 | $1,010 | $490 |
| Helena, OH | $89,700 | $594 | $400 | $850 | $450 |
| Medina, MI | $101,300 | $723 | $500 | $1,000 | $500 |
| Wayne, MI | $68,700 | $618 | $420 | $870 | $450 |
| River Rouge, MI | $34,800 | $762 | $530 | $1,070 | $540 |
| Green Springs, OH | $82,200 | $571 | $410 | $790 | $380 |