Gavop shows you how to buy homeowners insurance in Prairie, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $124,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $171,000 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $238,500 | $220,000 | $175,000-$200,000 |
| 5 Bedroom | $298,500 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $532 |
| Superior Protection Discount | -$58 | $590 |
| Fire & Security Discount | -$71 | $577 |
| Hail Resistant Roof Discount | -$13 | $636 |
| Newly Constructed Home Discount | -$169 | $480 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henry County | $2,500 | $701 | $3,201 | $509 | $3,009 | $191 |
| Prairie, IN | $2,000 | $641 | $2,641 | $466 | $2,466 | $175 |
| Wilkinson, IN | $500 | $712 | $1,212 | $518 | $1,018 | $195 |
| Ripley, IN | $2,500 | $817 | $3,317 | $594 | $3,094 | $223 |
| Monroe, IN | $300 | $623 | $923 | $453 | $753 | $170 |
| Grant County, IN | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Fairland, IN | $500 | $733 | $1,233 | $533 | $1,033 | $200 |
| Gibson, OH | $1,000 | $740 | $1,740 | $538 | $1,538 | $202 |
| West College Corner, IN | $500 | $655 | $1,155 | $476 | $976 | $179 |
| Preble County, OH | $1,500 | $641 | $2,141 | $466 | $1,966 | $175 |
| Salamonie, IN | $400 | $689 | $1,089 | $500 | $900 | $188 |
| Batesville, IN | $700 | $778 | $1,478 | $566 | $1,266 | $213 |
| Home Insurance Company Prairie, IN | Homeowners Insurance Agency Prairie, IN | Address | Popularity Score | Distance from Prairie (miles) |
|---|---|---|---|---|
| Travelers | Patton Insurance Inc | 4535 N Wheeling Avenue, Muncie, IN, 47304 | 15.4 | |
| State Farm | John Cole | 7033 S State Road 67, Pendleton, IN, 46064 | 19.9 | |
| Liberty Mutual Independent | Associated Agencies Inc | 1220 Broad St, New Castle, IN, 47362 | 5.6 | |
| Travelers | Gooding Brown & Company Inc | 4139 South Scatterfield Rd, Anderson, IN, 46013 | 16.3 | |
| State Farm | Chris Pedersen | 1001 E 86th St, Indianapolis, IN, 46240-6854 | 42.2 | |
| State Farm | Matt Sutika | 5953 E 86th St Ste C4, Indianapolis, IN, 46250-3504 | 38.3 | |
| Allstate | Stephen Clemens | 107 N 6th St, New Castle, IN, 47362 | 5.6 | |
| Liberty Mutual Independent | Acb Insurance Inc | 7715 Loma Ct Ste E, Fishers, IN, 46038 | 36.2 | |
| State Farm | Brenda Bond | 4475 W 71st St Ste A, Indianapolis, IN, 46268-5748 | 47.5 | |
| Allstate | Eric Foster | 3965 W 106th St Ste 140, Carmel, IN, 46032 | 46.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,190 | $610 |
| Henry County, IN | $94,800 | $709 | $500 | $980 | $480 |
| Prairie, IN | $106,300 | $648 | $430 | $930 | $500 |
| Wilkinson, IN | $92,200 | $721 | $530 | $1,030 | $500 |
| Ripley, IN | $123,300 | $827 | $600 | $1,180 | $580 |
| Monroe, IN | $81,300 | $631 | $450 | $860 | $410 |
| Grant County, IN | $87,600 | $682 | $460 | $960 | $500 |
| Fairland, IN | $98,000 | $742 | $500 | $1,050 | $550 |
| Gibson, OH | $153,000 | $749 | $550 | $1,060 | $510 |
| West College Corner, IN | $77,700 | $663 | $460 | $920 | $460 |
| Preble County, OH | $116,900 | $649 | $460 | $910 | $450 |
| Salamonie, IN | $85,900 | $697 | $510 | $980 | $470 |
| Batesville, IN | $165,700 | $788 | $570 | $1,090 | $520 |