Gavop's guide to buying homeowners insurance in Lemon Grove, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lemon Grove, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Barkeath Dr, Cameron Dr, Blossom Way, Bakersfield St, Jadam Way, Bass St, Hawkins Pl, Saint Croix Ct, Champion St, Bowen Rd | $200,500 | $180,000 | $150,000-$175,000 | $209,500 | $180,000 | $200,000-$250,000 |
| Mildred Way, Dain Ct, Golden Ln, Marmil Pl, Myra St, Dinovo St, Primera St, Lockland Ct, Hagmann St, Citronella Ave | $461,500 | $390,000 | $500,000-$600,000 | $300,500 | $270,000 | $250,000-$300,000 |
| Ildica St, Carmenita Rd, Hasty St, Chatswood Dr, Lemarand Ave, Gayle St, Golden Ave, Michael St, Edding Dr, Hershey St | $168,000 | $160,000 | $175,000-$200,000 | $141,500 | $120,000 | $125,000-$150,000 |
| Deville Dr, Biloxi St, Helm St, Bryan Ct, Lebuan Dr, Yale Ave, Mallard St, Echo Dr, Shipley Ct, Blue Ash Dr | $175,000 | $140,000 | $150,000-$175,000 | $222,500 | $200,000 | $200,000-$250,000 |
| Lansing Dr, Scimitar Dr, Country Club Pl, Sandy Bev Ln, Green Lake Ct, Mercury Dr, College Grove Way, Brackton Dr, Costada Ct, Rowe St | $297,500 | $270,000 | $300,000-$350,000 | $156,500 | $150,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $689 |
| Superior Protection Discount | -$82 | $738 |
| Fire & Security Discount | -$74 | $746 |
| Hail Resistant Roof Discount | -$25 | $795 |
| Newly Constructed Home Discount | -$213 | $607 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,344 |
| Hail Damage | $4,806 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,389 |
| Home Insurance Company Lemon Grove, CA | Homeowners Insurance Agency Lemon Grove, CA | Address | Popularity Score | Distance from Lemon Grove (miles) |
|---|---|---|---|---|
| State Farm | Doug Steiner | 680 Fletcher Pkwy Ste 205, El Cajon, CA, 92020-2500 | 6.4 | |
| Travelers | Right Time Insurance Services | 1761 Hotel Circle S Ste 119, San Diego, CA, 92108 | 8.6 | |
| State Farm | Sharon Robinson | 3914 Murphy Canyon Rd Ste A252, San Diego, CA, 92123-4424 | 7.4 | |
| Farmers | Holly Ferrante | 11986 Woodside Ave Ste 11, Lakeside, CA, 92040 | 10.3 | |
| State Farm | Eleanor Mohammed | 8844 La Mesa Blvd, La Mesa, CA, 91942-5460 | 3.4 | |
| State Farm | Kevin Kane | 8690 Aero Dr Ste 117, San Diego, CA, 92123-1734 | 8.2 | |
| State Farm | Mike Davis | 2254 Moore St Ste 103, San Diego, CA, 92110-3024 | 9.3 | |
| State Farm | Coleman Meshack | 6030 Santo Rd Ste H, San Diego, CA, 92124-1196 | 8.2 | |
| Allstate | Brook Daly | 438 Camino Del Rio S Ste 115, San Diego, CA, 92108 | 7.6 | |
| State Farm | Walt Rouleau | 4636 Mission Gorge Place, San Diego, CA, 92120-4131 | 4.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Lemon Grove, CA | $367,700 | $820 | $610 | $1,110 | $500 |
| San Diego, CA | $492,500 | $1,431 | $1,060 | $1,950 | $890 |
| Bostonia, CA | $293,900 | $665 | $490 | $900 | $410 |
| Coronado, CA | $1,423,600 | $938 | $690 | $1,280 | $590 |
| Granite Hills, CA | $604,600 | $1,751 | $1,300 | $2,380 | $1,080 |
| Crest, CA | $397,500 | $1,082 | $800 | $1,470 | $670 |
| Jamul, CA | $612,200 | $964 | $710 | $1,310 | $600 |
| Rancho Santa Fe, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Mountain Empire, CA | $237,300 | $652 | $480 | $890 | $410 |
| Bonsall, CA | $635,700 | $1,822 | $1,350 | $2,480 | $1,130 |