Gavop tells you how to get the best homeowners insurance in Redford charter, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $89,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $135,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $180,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $224,500 | $190,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $512 |
| Superior Protection Discount | -$56 | $568 |
| Fire & Security Discount | -$56 | $568 |
| Hail Resistant Roof Discount | -$19 | $605 |
| Newly Constructed Home Discount | -$181 | $443 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $700 | $679 | $1,379 | $493 | $1,193 | $185 |
| Redford charter, MI | $2,500 | $617 | $3,117 | $448 | $2,948 | $168 |
| Garden City, MI | $300 | $644 | $944 | $468 | $768 | $176 |
| Inkster, MI | $2,000 | $746 | $2,746 | $542 | $2,542 | $204 |
| Bloomfield Hills, MI | $100 | $2,775 | $2,875 | $2,017 | $2,117 | $758 |
| Village of Grosse Pointe Shores, MI | $1,000 | $1,674 | $2,674 | $1,216 | $2,216 | $457 |
| Rockwood, MI | $500 | $743 | $1,243 | $540 | $1,040 | $203 |
| Lake Orion, MI | $1,000 | $952 | $1,952 | $692 | $1,692 | $260 |
| Hartland, MI | $100 | $758 | $858 | $551 | $651 | $207 |
| Detroit Beach, MI | $1,500 | $708 | $2,208 | $515 | $2,015 | $194 |
| Casco, MI | $200 | $821 | $1,021 | $597 | $797 | $224 |
| Capac, MI | $700 | $669 | $1,369 | $486 | $1,186 | $183 |
| Home Insurance Company Redford charter, MI | Homeowners Insurance Agency Redford charter, MI | Address | Popularity Score | Distance from Redford charter (miles) |
|---|---|---|---|---|
| State Farm | Tom Pelham | 2178 S State St, Ann Arbor, MI, 48104-6280 | 24.8 | |
| Allstate | Steve Craft | 6300 Sashabaw Rd # Buitec, Clarkston, MI, 48346 | 23.6 | |
| State Farm | Mike Marihugh | 31707 Plymouth Rd, Livonia, MI, 48150-1905 | 3.7 | |
| State Farm | John O'Leary | 39221 Grand River Avenue, Farmington Hills, MI, 48335 | 8.9 | |
| Farmers | Cheryl Van Deusen | 292 S Broadway St Ste 2a-2b, Lake Orion, MI, 48362 | 26.8 | |
| Liberty Mutual Independent | Cantor Insurance Group | 26777 Central Park Blvd Ste 250, Southfield, MI, 48076 | 6.7 | |
| State Farm | Pam Mowatt | 20369 Mack Ave, Grosse Pointe, MI, 48236-1610 | 20.0 | |
| State Farm | David Deluca | 11756 Newburgh Rd, Livonia, MI, 48150-1061 | 6.3 | |
| Farmers | Kenneth Wesa | 42193 Ann Arbor Rd E, Plymouth, MI, 48170 | 8.8 | |
| State Farm | Debra Herndon | 15192 E 13 Mile Rd, Warren, MI, 48088-3395 | 18.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,080 | $550 |
| Wayne County, MI | $92,400 | $687 | $470 | $980 | $510 |
| Redford charter, MI | $72,200 | $624 | $440 | $890 | $450 |
| Garden City, MI | $88,300 | $652 | $480 | $930 | $450 |
| Inkster, MI | $44,300 | $755 | $540 | $1,030 | $490 |
| Bloomfield Hills, MI | $840,300 | $2,809 | $2,020 | $4,020 | $2,000 |
| Village of Grosse Pointe Shores, MI | $452,400 | $1,694 | $1,130 | $2,420 | $1,290 |
| Rockwood, MI | $120,300 | $752 | $550 | $1,060 | $510 |
| Lake Orion, MI | $266,100 | $964 | $660 | $1,370 | $710 |
| Hartland, MI | $236,700 | $767 | $530 | $1,060 | $530 |
| Detroit Beach, MI | $97,900 | $717 | $490 | $1,000 | $510 |
| Casco, MI | $178,300 | $831 | $590 | $1,190 | $600 |
| Capac, MI | $75,600 | $677 | $490 | $930 | $440 |