Gavop's guide to buying homeowners insurance in West Brandywine, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| West Brandywine, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Reeceville Rd N, Westview Farm Rd, Union School Rd, Sweet Briar Rd, E Reeceville Rd, Ponds End Dr, Tomahawk Ln, Pawnee Ln, Evelyn Dr, Eacham Dr | $327,000 | $280,000 | $300,000-$350,000 | $294,000 | $240,000 | $250,000-$300,000 |
| Union Rd, Baker Rd, Hurley Rd, Briars Run Dr, Fox Dr, Gable Rd, School House Manor, Sunshine Cir, Windy Way, Seneca Ln | $279,500 | $230,000 | $250,000-$300,000 | $244,500 | $220,000 | $200,000-$250,000 |
| Cedar Knoll Rd, Gabel Rd, Monacy Rd, Freedom Blvd, Little Washington Lyndell Rd, Cheyenne Ln, Freedom Valley Cir, Andover Rd, Cochran Dr, Octorara Ln | $271,000 | $240,000 | $250,000-$300,000 | $387,500 | $310,000 | $350,000-$400,000 |
| Lahawa Dr, Pratts Dam Rd, Warren Cir, Netherwood Dr, Westview Farm Dr, Springton Rd, Landover Dr, Kathleen Ln, Germany Hollow Rd, Fox Ln | $232,000 | $220,000 | $200,000-$250,000 | $473,000 | $400,000 | $500,000-$600,000 |
| Westview Dr, Brook Cir, Ashberry Ln, Vinelyn Ln, Holly Rd, S Manor Rd, Northfield Dr, Bridle Ct W, Windle Ct, Shawnee Ln | $385,500 | $310,000 | $400,000-$500,000 | $466,500 | $400,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $658 |
| Superior Protection Discount | -$71 | $722 |
| Fire & Security Discount | -$63 | $730 |
| Hail Resistant Roof Discount | -$24 | $769 |
| Newly Constructed Home Discount | -$214 | $579 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chester County | $1,500 | $1,016 | $2,516 | $739 | $2,239 | $278 |
| West Brandywine, PA | $1,000 | $783 | $1,783 | $569 | $1,569 | $214 |
| Paradise, PA | $200 | $718 | $918 | $522 | $722 | $196 |
| Farmersville, PA | $2,000 | $933 | $2,933 | $678 | $2,678 | $255 |
| Smoketown, PA | $200 | $842 | $1,042 | $612 | $812 | $230 |
| Ephrata, PA | $2,000 | $656 | $2,656 | $477 | $2,477 | $179 |
| Plymouth, PA | $500 | $894 | $1,394 | $650 | $1,150 | $244 |
| Maidencreek, PA | $2,500 | $642 | $3,142 | $466 | $2,966 | $175 |
| Salem County, NJ | $300 | $793 | $1,093 | $576 | $876 | $217 |
| Elizabethtown, PA | $2,000 | $676 | $2,676 | $491 | $2,491 | $185 |
| Magnolia, NJ | $500 | $746 | $1,246 | $542 | $1,042 | $204 |
| Yoe, PA | $700 | $634 | $1,334 | $461 | $1,161 | $173 |
| Home Insurance Company West Brandywine, PA | Homeowners Insurance Agency West Brandywine, PA | Address | Popularity Score | Distance from West Brandywine (miles) |
|---|---|---|---|---|
| Allstate | Jack Ruane | 816 Bltmr Park, Concordville, PA, 19331 | 18.3 | |
| State Farm | Craig Rothstein | 1634 S Market St, Elizabethtown, PA, 17022-2851 | 41.7 | |
| Allstate | Gerald Cassidy | 440 Baltimore Pike, Springfield, PA, 19064 | 27.0 | |
| Allstate | Michael Trump | 2432 Black River Rd, Bethlehem, PA, 18015 | 43.3 | |
| Travelers | Rhodes Insurance Agency Inc | 810 Downingtown Pike, West Chester, PA, 19380 | 10.5 | |
| Travelers | Village One Insurance Inc | 296 W Ridge Pike Suite 102, Limerick, PA, 19468 | 20.0 | |
| Travelers | America Insurance Agency Inc | 7214 Frankford Ave, Philadelphia, PA, 19135 | 40.5 | |
| State Farm | Chet Turner | 2658 Street Rd, Bensalem, PA, 19020-2602 | 45.5 | |
| State Farm | Steve Jarvis | 2763 Limekiln Pike, Glenside, PA, 19038-2237 | 34.3 | |
| Nationwide | Michael P Robinson | 165 Byers Rd, Chester Springs, PA, 19425-9505 | 7.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,040 | $540 |
| Chester County, PA | $338,200 | $1,029 | $710 | $1,470 | $760 |
| West Brandywine, PA | $275,100 | $793 | $580 | $1,090 | $510 |
| Paradise, PA | $235,700 | $727 | $500 | $1,000 | $500 |
| Farmersville, PA | $275,000 | $944 | $690 | $1,350 | $660 |
| Smoketown, PA | $228,800 | $852 | $590 | $1,180 | $590 |
| Ephrata, PA | $154,200 | $664 | $480 | $920 | $440 |
| Plymouth, PA | $328,200 | $905 | $660 | $1,280 | $620 |
| Maidencreek, PA | $185,500 | $649 | $440 | $890 | $450 |
| Salem County, NJ | $185,800 | $802 | $550 | $1,120 | $570 |
| Elizabethtown, PA | $165,500 | $684 | $490 | $940 | $450 |
| Magnolia, NJ | $154,600 | $755 | $510 | $1,040 | $530 |
| Yoe, PA | $120,100 | $642 | $430 | $890 | $460 |