Gavop shows you how to buy homeowners insurance in Spring Valley Lake, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $154,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $252,000 | $210,000 | $250,000-$300,000 |
| 4 Bedroom | $285,500 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $285,500 | $260,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $567 |
| Superior Protection Discount | -$62 | $622 |
| Fire & Security Discount | -$55 | $629 |
| Hail Resistant Roof Discount | -$14 | $670 |
| Newly Constructed Home Discount | -$144 | $540 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Bernardino County | $1,000 | $735 | $1,735 | $534 | $1,534 | $201 |
| Spring Valley Lake, CA | $2,500 | $675 | $3,175 | $491 | $2,991 | $185 |
| Victorville, CA | $200 | $596 | $796 | $433 | $633 | $163 |
| Adelanto, CA | $2,000 | $1,320 | $3,320 | $959 | $2,959 | $361 |
| Colton, CA | $300 | $639 | $939 | $465 | $765 | $175 |
| Redlands, CA | $2,500 | $878 | $3,378 | $638 | $3,138 | $240 |
| Barstow, CA | $400 | $1,309 | $1,709 | $951 | $1,351 | $358 |
| Ontario, CA | $2,500 | $1,057 | $3,557 | $768 | $3,268 | $289 |
| South Antelope Valley, CA | $400 | $665 | $1,065 | $483 | $883 | $182 |
| March ARB, CA | $2,500 | $752 | $3,252 | $546 | $3,046 | $205 |
| Mead Valley, CA | $200 | $663 | $863 | $482 | $682 | $181 |
| Cabazon, CA | $2,500 | $544 | $3,044 | $396 | $2,896 | $149 |
| Home Insurance Company Spring Valley Lake, CA | Homeowners Insurance Agency Spring Valley Lake, CA | Address | Popularity Score | Distance from Spring Valley Lake (miles) |
|---|---|---|---|---|
| Travelers | Premier Alliance Insurance Services Llc | 146 N Glendora Ave Ste 104, Glendora, CA, 91741 | 42.2 | |
| Farmers | Burke Myers | 19341 Bear Valley Rd Ste 205, Apple Valley, CA, 92308 | 2.4 | |
| Liberty Mutual Independent | S Sanders Company | 150 N Santa Anita Ave Ste 130, Arcadia, CA, 91006 | 50.0 | |
| Allstate | Doug Moore | 7270 Victoria Park Ln Ste 3c, Rancho Cucamonga, CA, 91739 | 29.9 | |
| State Farm | Matt Valdez | 12180 Ridgecrest Rd Ste 520, Victorville, CA, 92395-5903 | 1.8 | |
| State Farm | Rose Wentz | 201 W Foothill Blvd, Glendora, CA, 91741-3353 | 42.3 | |
| State Farm | Andrea Foster | 11860 Magnolia Ave Ste O, Riverside, CA, 92503-4911 | 43.4 | |
| Liberty Mutual Independent | Usasia Insurance Services | 319 Union Ave, Pomona, CA, 91768 | 42.1 | |
| State Farm | Anthony Flores | 15382 W Sage St Ste 102, Victorville, CA, 92392-2930 | 3.5 | |
| Allstate | Alsop & Associates Insurance Agency | 9155 Archibald Ave Ste H Suite C, Rancho Cucamonga, CA, 91730 | 33.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Bernardino County, CA | $280,200 | $744 | $550 | $1,010 | $460 |
| Spring Valley Lake, CA | $260,700 | $684 | $510 | $930 | $420 |
| Victorville, CA | $177,600 | $603 | $450 | $820 | $370 |
| Adelanto, CA | $151,600 | $1,336 | $990 | $1,820 | $830 |
| Colton, CA | $212,100 | $647 | $480 | $880 | $400 |
| Redlands, CA | $350,900 | $889 | $660 | $1,210 | $550 |
| Barstow, CA | $131,100 | $1,325 | $980 | $1,800 | $820 |
| Ontario, CA | $413,900 | $1,070 | $790 | $1,450 | $660 |
| South Antelope Valley, CA | $253,700 | $673 | $500 | $920 | $420 |
| March ARB, CA | $276,300 | $761 | $560 | $1,030 | $470 |
| Mead Valley, CA | $252,200 | $671 | $500 | $910 | $410 |
| Cabazon, CA | $127,300 | $551 | $410 | $750 | $340 |