Gavop shows you how to buy homeowners insurance in Hornor, AR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $103,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $80,500 | $70,000 | $75,000-$100,000 |
| 5 Bedroom | $111,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $593 |
| Superior Protection Discount | -$73 | $658 |
| Fire & Security Discount | -$66 | $666 |
| Hail Resistant Roof Discount | -$15 | $717 |
| Newly Constructed Home Discount | -$146 | $585 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Phillips County | $2,000 | $692 | $2,692 | $503 | $2,503 | $189 |
| Hornor, AR | $2,000 | $723 | $2,723 | $525 | $2,525 | $198 |
| Elaine, AR | $400 | $663 | $1,063 | $482 | $882 | $181 |
| Tunica County, MS | $1,500 | $890 | $2,390 | $647 | $2,147 | $243 |
| White Oak, MS | $400 | $853 | $1,253 | $620 | $1,020 | $233 |
| Haynes, AR | $2,500 | $782 | $3,282 | $569 | $3,069 | $214 |
| Holly Grove, AR | $200 | $679 | $879 | $493 | $693 | $185 |
| Brinkley, AR | $1,500 | $792 | $2,292 | $576 | $2,076 | $217 |
| Tate County, MS | $500 | $805 | $1,305 | $585 | $1,085 | $220 |
| Panola County, MS | $700 | $871 | $1,571 | $633 | $1,333 | $238 |
| Edmondson, AR | $200 | $718 | $918 | $522 | $722 | $196 |
| Home Insurance Company Hornor, AR | Homeowners Insurance Agency Hornor, AR | Address | Popularity Score | Distance from Hornor (miles) |
|---|---|---|---|---|
| Allstate | The Jacobs Company | 922 S Main St, Stuttgart, AR, 72160 | 50.0 | |
| State Farm | Cedric Williams | 1022 N Washington St, Forrest City, AR, 72335-2857 | 33.6 | |
| State Farm | Anna Grizzle | 337 W Cypress St, Brinkley, AR, 72021-2734 | 37.9 | |
| State Farm | Chad Winn | 413 Highway 64 W, Wynne, AR, 72396-4037 | 49.6 | |
| State Farm | Bob Bentley | 515 N Mo St, West Memphis, AR, 72301-3145 | 49.7 | |
| State Farm | Don Warren | 614 Oakland Ave, Helena, AR, 72342-1504 | 3.2 | |
| Farmers | Howard Miller | 524 E Broadway St, Forrest City, AR, 72335 | 32.9 | |
| Farmers | Kevin Smith | 420 Porter St, Helena, AR, 72342 | 5.3 | |
| Farmers | Joann Smith | 420 Porter St, Helena, AR, 72342 | 5.3 | |
| Allstate | David Tyler | 702 Calvin Avery Dr Ste C, West Memphis, AR, 72301 | 49.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $740 | $1,560 | $820 |
| Phillips County, AR | $67,100 | $701 | $470 | $970 | $500 |
| Hornor, AR | $74,200 | $732 | $530 | $1,050 | $520 |
| Elaine, AR | $37,500 | $671 | $460 | $950 | $490 |
| Tunica County, MS | $96,000 | $900 | $650 | $1,280 | $630 |
| White Oak, MS | $66,300 | $863 | $630 | $1,220 | $590 |
| Haynes, AR | $59,300 | $792 | $540 | $1,100 | $560 |
| Holly Grove, AR | $40,300 | $687 | $490 | $940 | $450 |
| Brinkley, AR | $61,200 | $802 | $550 | $1,110 | $560 |
| Tate County, MS | $107,400 | $815 | $590 | $1,160 | $570 |
| Panola County, MS | $73,800 | $881 | $630 | $1,250 | $620 |
| Edmondson, AR | $47,500 | $727 | $520 | $1,030 | $510 |