How Can I Make My Watertown, WI Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Watertown, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Watertown, WI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $147,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $203,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $341,000 | $320,000 | $250,000-$300,000 |
| 5 Bedroom | $276,000 | $230,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Watertown, WI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $485 |
| Superior Protection Discount | -$60 | $539 |
| Fire & Security Discount | -$48 | $551 |
| Hail Resistant Roof Discount | -$18 | $581 |
| Newly Constructed Home Discount | -$156 | $443 |
Choose your Watertown, WI Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,295 |
| Hail Damage | $4,618 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Watertown, WI | Back to Top
| Home Insurance Company Watertown, WI | Homeowners Insurance Agency Watertown, WI | Address | Popularity Score | Distance from Watertown (miles) |
|---|---|---|---|---|
| State Farm | Rich Martin | 315 E Main St, Watertown, WI, 53094-3708 | 0.5 | |
| State Farm | Brian Brecklin | 2448 S 102nd Street Suite 275, West Allis, WI, 53227-2467 | 37.2 | |
| State Farm | Craig Thompson | 12545 W Burleigh Rd Ste 3, Brookfield, WI, 53005-3101 | 34.3 | |
| State Farm | Bob Vitt | 161 W Wisconsin Ave Ste 5196, Milwaukee, WI, 53203-2601 | 42.6 | |
| State Farm | Julie Brown | 4818 S 76th St Ste 102, Greenfield, WI, 53220-4341 | 39.9 | |
| State Farm | Christy Gehrand | 2695 S Calhoun Rd, New Berlin, WI, 53151-2713 | 33.2 | |
| State Farm | Joe Bonow | 1601 E Racine Ave Ste 102, Waukesha, WI, 53186-6800 | 29.7 | |
| Allstate | Thomas Gordy | 810 Cardinal Ln Ste 230, Hartland, WI, 53029 | 19.7 | |
| Erie | Bronson Insurance Services Llc | 5464 N Port Washington Road A2, Milwaukee, WI, 53217 | 41.4 | |
| State Farm | Ben Douglas | 7101 N Green Bay Ave, Glendale, WI, 53209-2800 | 40.1 |
Compare Rates for Watertown, WI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $980 | $490 |
| Dodge County, WI | $156,200 | $642 | $440 | $910 | $470 |
| Watertown, WI | $146,900 | $599 | $430 | $840 | $410 |
| Milford, WI | $239,800 | $774 | $530 | $1,060 | $530 |
| Hustisford, WI | $204,200 | $735 | $520 | $1,010 | $490 |
| Burke, WI | $268,900 | $803 | $540 | $1,110 | $570 |
| DeForest, WI | $217,400 | $698 | $480 | $960 | $480 |
| Kewaskum, WI | $167,200 | $682 | $460 | $950 | $490 |
| Madison, WI | $223,300 | $734 | $510 | $1,040 | $530 |
| Campbellsport, WI | $154,000 | $658 | $450 | $940 | $490 |
| Hales Corners, WI | $221,100 | $702 | $470 | $1,000 | $530 |
| Rosendale, WI | $147,700 | $646 | $470 | $900 | $430 |
| Mitchell, WI | $218,600 | $752 | $530 | $1,060 | $530 |
Research Home Insurance Companies Reviews in Watertown, WI Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: February 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I am somewhat satisfied with my premium on my policy. I priced a few other companies that were more competitive, but I felt like the customer service would not be a good, so I stayed with State Farm. I think the deductible is competitive/Standard.
Date: January 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I think them a bit high, but compared to other companies they seem to be right around the average rates.
Date: October 15, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
It covers dwelling, personal property, loss of use, personal liability, damage to property of others, and medical payments to others.
Progressive Home Insurance Reviews
Date: March 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I am happy with the wide variety of coverage options that HomeSite/Progressive offers. When you go on their website, you can see all of the different options.