Gavop shows you how to buy homeowners insurance in Sedro-Woolley, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $89,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $171,000 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $244,500 | $220,000 | $250,000-$300,000 |
| 4 Bedroom | $375,500 | $310,000 | $300,000-$350,000 |
| 5 Bedroom | $646,500 | $580,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $547 |
| Superior Protection Discount | -$66 | $593 |
| Fire & Security Discount | -$53 | $607 |
| Hail Resistant Roof Discount | -$13 | $646 |
| Newly Constructed Home Discount | -$138 | $521 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Skagit County | $2,000 | $753 | $2,753 | $547 | $2,547 | $206 |
| Sedro-Woolley, WA | $2,000 | $651 | $2,651 | $473 | $2,473 | $178 |
| Mount Vernon, WA | $500 | $680 | $1,180 | $494 | $994 | $186 |
| Ferndale, WA | $2,500 | $676 | $3,176 | $491 | $2,991 | $185 |
| Nooksack, WA | $400 | $727 | $1,127 | $528 | $928 | $199 |
| Island County, WA | $2,000 | $809 | $2,809 | $588 | $2,588 | $221 |
| Lake Cassidy, WA | $400 | $967 | $1,367 | $703 | $1,103 | $264 |
| Snohomish County, WA | $1,000 | $851 | $1,851 | $618 | $1,618 | $233 |
| Three Lakes, WA | $100 | $1,044 | $1,144 | $759 | $859 | $285 |
| Mill Creek, WA | $2,000 | $823 | $2,823 | $598 | $2,598 | $225 |
| Cathcart, WA | $200 | $1,359 | $1,559 | $988 | $1,188 | $372 |
| Home Insurance Company Sedro-Woolley, WA | Homeowners Insurance Agency Sedro-Woolley, WA | Address | Popularity Score | Distance from Sedro-Woolley (miles) |
|---|---|---|---|---|
| Allstate | Brendan Dailey | 1015 S 2nd St, Mount Vernon, WA, 98273 | 7.9 | |
| Allstate | Karmart Insurance Services | 660 Auto Blvd, Burlington, WA, 98233 | 6.2 | |
| Allstate | Courtney Richards | 16108 Ash Way Ste 111b, Lynnwood, WA, 98087 | 45.5 | |
| Allstate | Annette Booth | 130 S 15th St Ste 102, Mount Vernon, WA, 98274 | 7.3 | |
| Liberty Mutual Independent | Linde Insurance Inc | 1101 E Division St, Mount Vernon, WA, 98274 | 7.3 | |
| State Farm | Brad Methner | 1404 E College Way Ste 102, Mount Vernon, WA, 98273-4102 | 6.4 | |
| Travelers | City Insurance Center | 4610 200th St Sw Suite C, Lynnwood, WA, 98036 | 48.0 | |
| Farmers | Linda Nordgulen | 325 W Kincaid St, Mount Vernon, WA, 98273 | 7.8 | |
| State Farm | Keith Sorestad | 820 Township St, Sedro Woolley, WA, 98284-2031 | 1.1 | |
| Farmers | Helen Downard | 19820 40th Ave W Ste 114, Lynnwood, WA, 98036 | 47.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $540 | $1,140 | $600 |
| Skagit County, WA | $269,100 | $762 | $510 | $1,080 | $570 |
| Sedro-Woolley, WA | $206,700 | $659 | $450 | $930 | $480 |
| Mount Vernon, WA | $231,000 | $688 | $500 | $970 | $470 |
| Ferndale, WA | $290,000 | $684 | $490 | $970 | $480 |
| Nooksack, WA | $228,400 | $736 | $540 | $1,040 | $500 |
| Island County, WA | $311,400 | $819 | $590 | $1,120 | $530 |
| Lake Cassidy, WA | $382,200 | $979 | $710 | $1,350 | $640 |
| Snohomish County, WA | $338,400 | $861 | $580 | $1,220 | $640 |
| Three Lakes, WA | $411,400 | $1,057 | $730 | $1,510 | $780 |
| Mill Creek, WA | $445,800 | $833 | $560 | $1,170 | $610 |
| Cathcart, WA | $510,400 | $1,376 | $940 | $1,890 | $950 |