Gavop shows you how to buy homeowners insurance in Bon Air, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bon Air, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dragonfly Ln, Yarmouth Dr, Mohawk Dr, Sodbury Dr, Greenfield Dr, Crumpets Ln, Ben Nevis Dr, Gateway Centre Pkwy, Fulbrook Dr, Forkland Dr | $204,500 | $190,000 | $200,000-$250,000 | $251,000 | $200,000 | $250,000-$300,000 |
| Clairidge Ct, Tudor Ln, Old Indian Rd, N Bon View Dr, Caddington Dr, Red Queen Rd, Stonehenge Dr, Turnley Ln, N Mount Bella Rd, State Rte 683 | $179,500 | $150,000 | $200,000-$250,000 | $285,000 | $240,000 | $250,000-$300,000 |
| Elaine Ave, Tinsley Dr, Pulliam St, Lancraft Rd, Welby Dr, Olympic Ct, Driftwood Rd, Peck Rd, Beechdale Rd, Colton Dr | $199,500 | $180,000 | $200,000-$250,000 | $354,000 | $330,000 | $300,000-$350,000 |
| Whittington Dr, Shasta Rd, Sugarberry Ln, Grand Summit Cir, Colchester Ln, Jonquil Ter, Rockaway Rd, Jeffers Dr, Arsenal Dr, Guilford Rd | $165,000 | $150,000 | $125,000-$150,000 | $240,500 | $220,000 | $250,000-$300,000 |
| Professional Rd, Big Oak Ln, Neptune Dr, Cherrytree Ln, Ketch Ct, Dunbrook Rd, Copperfield Pl, Brixham Dr, Harmad Dr, Brighton Dr | $246,000 | $200,000 | $200,000-$250,000 | $207,500 | $190,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $618 |
| Superior Protection Discount | -$76 | $687 |
| Fire & Security Discount | -$84 | $680 |
| Hail Resistant Roof Discount | -$23 | $741 |
| Newly Constructed Home Discount | -$183 | $580 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,513 |
| Hail Damage | $4,900 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,556 |
| Home Insurance Company Bon Air, VA | Homeowners Insurance Agency Bon Air, VA | Address | Popularity Score | Distance from Bon Air (miles) |
|---|---|---|---|---|
| Nationwide | James B Coleman Jr Insurance Agency Inc | 1420 Hull St. Ste B4, Richmond, VA, 23224-3964 | 6.8 | |
| Allstate | Mason Pasquin Agency | 110 Bacon Ave, Williamsburg, VA, 23185 | 49.6 | |
| State Farm | Paul Martin | 368 Browns Hill Ct, Midlothian, VA, 23114-9511 | 4.0 | |
| Erie | Capital Insurance Agency | 3902 Springfield Road, Glen Allen, VA, 23060 | 8.7 | |
| State Farm | Wayne Braswell | 11051 Hull Street Rd, Midlothian, VA, 23112-3255 | 5.7 | |
| Allstate | David Akers | 4001 Springfield Rd, Glen Allen, VA, 23060 | 8.9 | |
| Nationwide | Henn Agency Inc The | 3022 S Crater Rd Ste B, Petersburg, VA, 23805-9223 | 25.0 | |
| Nationwide | Hedrick Insurance & Financial | 310 Turner Rd Ste A, Richmond, VA, 23225 | 2.4 | |
| State Farm | Steve Dowdy | 1011 E Main St Ste 75, Richmond, VA, 23219-3526 | 7.6 | |
| State Farm | Wayne Benninghove | 9601 Gayton Rd Ste 200, Richmond, VA, 23238-4963 | 6.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,350 | $670 |
| Chesterfield County, VA | $224,200 | $874 | $620 | $1,200 | $580 |
| Bon Air, VA | $223,300 | $764 | $540 | $1,050 | $510 |
| Mechanicsville, VA | $231,400 | $883 | $640 | $1,220 | $580 |
| Goochland County, VA | $327,700 | $874 | $620 | $1,240 | $620 |
| Brandon, VA | $233,700 | $924 | $670 | $1,280 | $610 |
| Mattaponi, VA | $204,900 | $879 | $610 | $1,240 | $630 |
| Stevensville, VA | $184,000 | $838 | $570 | $1,200 | $630 |
| Sussex County, VA | $121,600 | $604 | $400 | $830 | $430 |
| Warfield, VA | $86,000 | $480 | $320 | $680 | $360 |
| Surry County, VA | $172,700 | $682 | $490 | $940 | $450 |
| Red Oak, VA | $104,000 | $572 | $390 | $790 | $400 |
| Jarratt, VA | $99,200 | $549 | $380 | $760 | $380 |