Gavop tells you how to get the best homeowners insurance in Ulster County, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Ulster County, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hudson Hollow Rd, Clearwater Rd, Lake St, Holly Hills Dr, Nicholas Rd, Lake View Ter, Sportsman Rd, N Young Ave, Mosher Pl, Woodland Valley Rd | $351,000 | $330,000 | $350,000-$400,000 | $253,000 | $210,000 | $250,000-$300,000 |
| du Bois Rd, Campbell Dr Exd, Nepale Dr, Nichols Rd, Riseley Ln, Cedar Ridge Rd, C E Penney Dr, Baker Rd, Sax Ln, Co Rd 17 | $223,500 | $210,000 | $200,000-$250,000 | $158,500 | $130,000 | $150,000-$175,000 |
| Johnston Ave, Saxton Flats Rd, Samnida Way, Speare Rd, Central Ave, Van Dale Ct, Laurel Ter, Millers Ln, Brunswick Rd, Baileys Gap Rd | $301,000 | $260,000 | $300,000-$350,000 | $246,000 | $230,000 | $250,000-$300,000 |
| Easton Ln, Flatbush Rd, Co Rd 26A, Arnold Dr, Willi Rd, Raymond George Rd, Bridge St, Alcazar Ave, Albany Post Rd, Mountain Ln | $158,500 | $150,000 | $150,000-$175,000 | $168,500 | $140,000 | $125,000-$150,000 |
| Zena Highwoodswestbend Rd, Spencer Rd, N Chestnut St, Knoth Rd, Pancake Hollow Rd, Crookston Ave, Simmons Ln, Howland Ave, Carly Rd, Violet Pl | $208,500 | $190,000 | $175,000-$200,000 | $219,500 | $200,000 | $200,000-$250,000 |
| Hudson Way, Kachigan St, Kings Ln, Candlewood Ln, Plenty St, Forestdale Ln, Cranberry Rd, Co Rd 24, Dominican Ln, Boulevard | $234,000 | $210,000 | $200,000-$250,000 | $210,000 | $180,000 | $250,000-$300,000 |
| Salvatore la, Roxanne Blvd, Braziel Heights Rd, Crisci St, Wakeley Dr, Imperato Ct, Rochester Center Rd, Maverick Ter, Cross Mountain Rd, Plattekill Dr | $202,000 | $190,000 | $175,000-$200,000 | $147,000 | $130,000 | $150,000-$175,000 |
| Stony Clove Creek, Hovi Ln, Braun Rd, Albany Post Rd, Graham Pl, State Rte 375, Vineyard Ave, Sidney St, Seaton Ln, Oliverea-Slide Mountain Rd | $339,500 | $300,000 | $350,000-$400,000 | $285,000 | $260,000 | $250,000-$300,000 |
| Linderman Ave, Old Farm Rd, Abeel St, Pine Rd, Newkirk Ave, Edgewood Ln, E Ridge Rd, Konefal Ave, Stuart Rd, Golf Course Rd | $344,500 | $290,000 | $300,000-$350,000 | $228,000 | $190,000 | $200,000-$250,000 |
| Mt View Ave, Van Kleeck Ave, Montrepose Ave, Grist Mill Rd, Pine Ln, Hidden Acres Dr, Brodhead Rd, River Cliff Dr, Brinks Ln, du Bois Rd | $280,000 | $230,000 | $250,000-$300,000 | $236,000 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $679 |
| Superior Protection Discount | -$74 | $744 |
| Fire & Security Discount | -$57 | $760 |
| Hail Resistant Roof Discount | -$16 | $801 |
| Newly Constructed Home Discount | -$213 | $605 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ulster County | $700 | $808 | $1,508 | $587 | $1,287 | $221 |
| Ulster County, NY | $1,000 | $808 | $1,808 | $587 | $1,587 | $221 |
| Zena, NY | $400 | $971 | $1,371 | $706 | $1,106 | $265 |
| Walker Valley, NY | $1,500 | $852 | $2,352 | $619 | $2,119 | $233 |
| Roscoe, NY | $400 | $651 | $1,051 | $473 | $873 | $178 |
| Gilboa, NY | $700 | $619 | $1,319 | $450 | $1,150 | $169 |
| Mechanicstown, NY | $200 | $649 | $849 | $472 | $672 | $177 |
| Jeffersonville, NY | $1,500 | $622 | $2,122 | $452 | $1,952 | $170 |
| Downsville, NY | $300 | $587 | $887 | $426 | $726 | $160 |
| Delaware, NY | $1,000 | $726 | $1,726 | $528 | $1,528 | $198 |
| Coeymans, NY | $300 | $627 | $927 | $455 | $755 | $171 |
| Canaan, CT | $1,000 | $1,409 | $2,409 | $1,024 | $2,024 | $385 |
| Home Insurance Company Ulster County, NY | Homeowners Insurance Agency Ulster County, NY | Address | Popularity Score | Distance from Ulster County (miles) |
|---|---|---|---|---|
| Allstate | Armando Romano | 1976 E Main St, Mohegan Lake, NY, 10547 | 48.2 | |
| Allstate | Janine Barsanti | 69 Brookside Ave Ste 202, Chester, NY, 10918 | 40.9 | |
| Liberty Mutual Independent | Ryan & Ryan Insurance Brokers | 400 Stockade Dr, Kingston, NY, 12401 | 12.6 | |
| Allstate | Roger Dwyer | 357 Windsor Hwy, New Windsor, NY, 12553 | 35.3 | |
| Travelers | Dechristopher Insurance Agency | 956 Washington St, Peekskill, NY, 10566 | 49.7 | |
| Farmers | Curtis Hoskins | 488 Freedom Plains Rd Ste 101, Poughkeepsie, NY, 12603 | 28.1 | |
| Allstate | Steven Phillips | 115 Temple Hill Rd, Vails Gate, NY, 12584 | 35.7 | |
| Travelers | The Valley Group Inc | 2537 Rte 52 Ste 6, Hopewell Junction, NY, 12533 | 36.7 | |
| Travelers | Tuthill Agency Ltd | 36 East Main St, Washingtonville, NY, 10992 | 36.2 | |
| State Farm | Avery Arzu | 1045 Park Street, Suite 101, Peekskill, NY, 10566-3809 | 48.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,590 | $740 |
| Ulster County, NY | $221,600 | $818 | $590 | $1,160 | $570 |
| Ulster County, NY | $221,600 | $818 | $580 | $1,150 | $570 |
| Zena, NY | $255,800 | $983 | $670 | $1,370 | $700 |
| Walker Valley, NY | $226,500 | $862 | $590 | $1,190 | $600 |
| Roscoe, NY | $157,700 | $659 | $450 | $930 | $480 |
| Gilboa, NY | $140,100 | $627 | $460 | $860 | $400 |
| Mechanicstown, NY | $204,100 | $657 | $450 | $900 | $450 |
| Jeffersonville, NY | $141,900 | $630 | $450 | $870 | $420 |
| Downsville, NY | $106,300 | $594 | $420 | $840 | $420 |
| Delaware, NY | $188,900 | $735 | $520 | $1,050 | $530 |
| Coeymans, NY | $168,600 | $634 | $460 | $880 | $420 |
| Canaan, CT | $334,100 | $1,426 | $960 | $1,970 | $1,010 |