Gavop's guide to buying homeowners insurance in Carson, NV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $69,000 | $60,000 | $75,000-$100,000 |
2 Bedroom | $200,000 | $180,000 | $175,000-$200,000 |
3 Bedroom | $170,000 | $160,000 | $200,000-$250,000 |
4 Bedroom | $256,500 | $210,000 | $250,000-$300,000 |
5 Bedroom | $366,000 | $330,000 | $300,000-$350,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$93 | $529 |
Superior Protection Discount | -$56 | $567 |
Fire & Security Discount | -$69 | $554 |
Hail Resistant Roof Discount | -$19 | $604 |
Newly Constructed Home Discount | -$168 | $455 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Johnson Lane | $2,000 | $747 | $2,747 | $543 | $2,543 | $204 |
Carson, NV | $700 | $615 | $1,315 | $447 | $1,147 | $168 |
Skyland, NV | $100 | $2,029 | $2,129 | $1,475 | $1,575 | $555 |
Minden, NV | $2,500 | $732 | $3,232 | $532 | $3,032 | $200 |
Douglas County, NV | $1,000 | $739 | $1,739 | $537 | $1,537 | $202 |
Storey County, NV | $500 | $689 | $1,189 | $501 | $1,001 | $188 |
Alpine Village, CA | $2,000 | $781 | $2,781 | $567 | $2,567 | $213 |
North Valleys, NV | $400 | $571 | $971 | $415 | $815 | $156 |
Home Insurance Company Carson, NV | Homeowners Insurance Agency Carson, NV | Address | Popularity Score | Distance from Carson (miles) |
---|---|---|---|---|
State Farm | Clay Murray | 2300 S Carson St Ste 6, Carson City, NV, 89701-4528 | 1.2 | |
State Farm | Marilyn Mert Lewis | 321 W Winnie Ln Ste 106, Carson City, NV, 89703-2154 | 1.1 | |
Liberty Mutual Independent | Comstock Insurance Agencies Inc. | 9424 Double R Blvd, Reno, NV, 89521 | 19.6 | |
Travelers | Ferguson Leavitt Insurance Agency | 1662 Us Highway 395 N Ste 101, Minden, NV, 89423 | 14.2 | |
Travelers | Nevada Partners Insurance | 180 County Estates Cir, Reno, NV, 89511 | 20.2 | |
Farmers | Juan Diaz | 2145 Green Vista Dr Ste 111, Sparks, NV, 89431 | 27.3 | |
State Farm | David Queen | 59 Damonte Rch Pkwy Ste A, Reno, NV, 89521-2989 | 17.6 | |
State Farm | Cheryl Latham | 9740 S Mccarran Blvd Ste 101, Reno, NV, 89523-9204 | 25.0 | |
State Farm | John Scott | 1476 Highway 395 North, Gardnerville, NV, 89410 | 15.2 | |
Allstate | Brock Nyborg | 6121 Lakeside Dr Ste 210, Reno, NV, 89511 | 21.4 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Nevada | $216,400 | $641 | $440 | $910 | $470 |
Johnson Lane, NV | $368,000 | $756 | $520 | $1,080 | $560 |
Carson, NV | $217,400 | $623 | $450 | $880 | $430 |
Skyland, NV | $812,500 | $2,054 | $1,460 | $2,900 | $1,440 |
Minden, NV | $294,000 | $741 | $500 | $1,050 | $550 |
Douglas County, NV | $311,400 | $748 | $520 | $1,070 | $550 |
Storey County, NV | $187,100 | $697 | $470 | $990 | $520 |
Alpine Village, CA | $292,900 | $790 | $580 | $1,070 | $490 |
North Valleys, NV | $199,300 | $578 | $410 | $820 | $410 |
Date: January 16, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: July 20, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Date: December 21, 2019 Age: 40 to 49 Gender: Female Marital Status: Married