Gavop shows you how to buy homeowners insurance in Bernalillo County, NM by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bernalillo County, NM - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Quail Springs Pl NE, Santa Maria Ct NE, Mahlon Ave NE, Cole Younger Rd, Zinfandel Ln NE, Elite Dr, Boxwood Ave NE, Blanco Dr NW, Balloon Fiesta Pkwy, Anthony Rd | $100,500 | $90,000 | $100,000-$125,000 | $83,500 | $70,000 | $75,000-$100,000 |
| Spring Sage Rd, Cam del Venado NW, Towner Ave NW, Viking Dr SW, Buffalo Dancer Trl NE, Stover Ave SW, Corona Ave, Hospital Loop NE, James Ave NE, Stuart Rd NW | $269,500 | $220,000 | $250,000-$300,000 | $156,500 | $130,000 | $150,000-$175,000 |
| Barelas St SW, Wilway Ave NE, Coors Blvd Byp NW, Jayden Cole Rd, Fencik Ln SW, la Traviata Pl NW, Riesling St SW, Condershire Dr, Valtierra Pl SW, Lagrima de Oro Rd NE | $140,000 | $130,000 | $100,000-$125,000 | $141,000 | $110,000 | $150,000-$175,000 |
| College St NW, Quail Hollow Dr, Amherst Dr NE, Puerco Ridge Rd NW, Lexington Ave NE, 7th St SW, Kingston Ave NE, Brian Ct SW, Abby Jean Pl NW, Gooseberry Rd NW | $200,000 | $180,000 | $175,000-$200,000 | $202,500 | $180,000 | $175,000-$200,000 |
| Bridle Gate Trl SW, Monte Verde Dr NE, Liska Ln, Country Knoll Ct NW, Jennie Ct, Ferndale Dr SE, Hardware Dr NE, Granada Ct, Lamonica Rd, Villa Firenza Ln NE | $145,000 | $120,000 | $100,000-$125,000 | $103,000 | $90,000 | $100,000-$125,000 |
| Oakham Dr NW, Casa Loma NE, Unser Blvd SE, Monterey Bay Ct, Eastgate Rd, Arrington Rd, Aniston St NE, Seaborn Dr SW, Furman Ave NW, Cielo Ct NE | $175,500 | $150,000 | $175,000-$200,000 | $169,000 | $150,000 | $200,000-$250,000 |
| Las Crestas Dr NW, Chelwood Blvd NE, Burton Ave SE, Tokachi Dr NW, Latigo Ave SW, Uptown Loop NE, Lomas Blvd, Ancients Rd NW, Rose, Capricorn Pl | $162,000 | $140,000 | $175,000-$200,000 | $115,000 | $110,000 | $100,000-$125,000 |
| Moon Eagle Dr NE, Vista Clara Ln SW, Barranca Dr SW, el Ensueno Cir NE, Wellsburg Ct NW, Ave Manana NE, Ave Curvatura NW, Glyndon Trl NW, Fay St SW, Snowridge Ct NE | $186,000 | $170,000 | $175,000-$200,000 | $99,000 | $80,000 | $100,000-$125,000 |
| Southfield Dr SW, Beverly Hills Ave NE, Utah St SE, Crimson Rose Ln SW, Digby Ln, Alcalde Pl SW, Quail Pointe Dr NW, Brown Rd SW, Sandia Point Rd, Tesoro Pl NE | $240,000 | $220,000 | $175,000-$200,000 | $180,500 | $170,000 | $200,000-$250,000 |
| Virginia Ct SE, Prospect Pl NE, Kayenta Pl NW, Alicia Rd, Yippee Calle Ct, Pheasant Run Dr SW, Silverton Dr NW, Mustang Ln NW, Kiva Pl, Wagon Train Dr SE | $247,000 | $210,000 | $200,000-$250,000 | $255,500 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $739 |
| Superior Protection Discount | -$88 | $792 |
| Fire & Security Discount | -$70 | $810 |
| Hail Resistant Roof Discount | -$26 | $854 |
| Newly Constructed Home Discount | -$176 | $704 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bernalillo County | $700 | $870 | $1,570 | $632 | $1,332 | $238 |
| Bernalillo County, NM | $700 | $870 | $1,570 | $632 | $1,332 | $238 |
| Albuquerque, NM | $500 | $865 | $1,365 | $629 | $1,129 | $236 |
| Bosque Farms, NM | $1,500 | $905 | $2,405 | $658 | $2,158 | $247 |
| Peralta, NM | $400 | $921 | $1,321 | $669 | $1,069 | $252 |
| Cedro, NM | $1,000 | $984 | $1,984 | $715 | $1,715 | $269 |
| Highland Meadows, NM | $500 | $589 | $1,089 | $428 | $928 | $161 |
| Pueblitos, NM | $2,500 | $780 | $3,280 | $567 | $3,067 | $213 |
| Madrone, NM | $100 | $731 | $831 | $531 | $631 | $200 |
| Cubero, NM | $200 | $782 | $982 | $568 | $768 | $214 |
| Home Insurance Company Bernalillo County, NM | Homeowners Insurance Agency Bernalillo County, NM | Address | Popularity Score | Distance from Bernalillo County (miles) |
|---|---|---|---|---|
| State Farm | Marty Saiz | 1029 Montano Rd Nw, Albuquerque, NM, 87107-5234 | 6.0 | |
| Allstate | Krista L. Sanchez | 3300 San Mateo Blvd Ne Ste E, Albuquerque, NM, 87110 | 6.6 | |
| State Farm | Theresa Saiz-Wilmert | 6301 Rvrside Plz Ln Nw Ste 2, Albuquerque, NM, 87120-2638 | 7.1 | |
| State Farm | Edward Dunn | 3750 Juan Tabo Blvd Ne Ste E, Albuquerque, NM, 87111-3948 | 10.0 | |
| State Farm | Paul Maestas | 111 Coors Blvd Nw Ste C7, Albuquerque, NM, 87121-2008 | 3.0 | |
| State Farm | Michelle Rudolph | 1803 La Blvd Ne Ste F1, Albuquerque, NM, 87110-6951 | 6.7 | |
| Farmers | Teresa Allen | 520 Chama St Ne, Albuquerque, NM, 87108 | 6.2 | |
| Farmers | John Burlingame | 2521 San Pedro Dr Ne Ste A, Albuquerque, NM, 87110 | 6.4 | |
| Farmers | Robert Trujillo | 8440 Wyoming Blvd Ne, Albuquerque, NM, 87113 | 10.7 | |
| State Farm | Ted Madrid | 6644 Caminito Coors Nw, Albuquerque, NM, 87120-3119 | 8.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $630 | $1,210 | $580 |
| Bernalillo County, NM | $189,700 | $880 | $640 | $1,240 | $600 |
| Bernalillo County, NM | $189,700 | $880 | $640 | $1,210 | $570 |
| Albuquerque, NM | $187,000 | $876 | $590 | $1,210 | $620 |
| Bosque Farms, NM | $189,100 | $916 | $670 | $1,270 | $600 |
| Peralta, NM | $198,400 | $932 | $670 | $1,330 | $660 |
| Cedro, NM | $233,700 | $996 | $680 | $1,400 | $720 |
| Highland Meadows, NM | $48,800 | $596 | $410 | $850 | $440 |
| Pueblitos, NM | $123,300 | $789 | $530 | $1,110 | $580 |
| Madrone, NM | $101,900 | $740 | $530 | $1,010 | $480 |
| Cubero, NM | $124,200 | $791 | $530 | $1,100 | $570 |