How Can I Make My Huntington, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Huntington, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Huntington, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $47,000 $40,000 $50,000-$75,000
2 Bedroom $96,500 $80,000 $75,000-$100,000
3 Bedroom $98,000 $90,000 $100,000-$125,000
4 Bedroom $129,000 $110,000 $100,000-$125,000
5 Bedroom $224,500 $210,000 $175,000-$200,000

Choose the Best Huntington, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired Up to 499 Credit Score No Income 2 Pets, Smoker $120
Part Time Job 600-649 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $480
Unemployed 550-599 Credit Score No Income 3 Pets, Non-Smoker $50

Choose the Right Deductible for your Huntington, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $680 $980 $580 $880 $100
Angelina County, TX $2,500 $430 $930 $350 $2,850 $-1,920
Huntington, TX $700 $390 $890 $320 $1,020 $-130
Redland, TX $400 $230 $630 $200 $600 $30
Pollok, TX $2,500 $370 $870 $300 $2,800 $-1,930
Pleasant Hill, TX $200 $120 $320 $100 $300 $20
Polk County, TX $2,500 $330 $830 $270 $2,770 $-1,940
Ivanhoe, TX $400 $330 $730 $270 $670 $60
Livingston-Onalaska, TX $700 $290 $790 $250 $950 $-160
Milam, TX $500 $460 $960 $380 $880 $80
Warren, TX $2,000 $440 $940 $360 $2,360 $-1,420
Center, TX $500 $310 $810 $250 $750 $60
Crockett, TX $2,000 $370 $870 $300 $2,300 $-1,430

Identify Top Home Insurance Agents near Huntington, TX | Back to Top

Home Insurance Company Huntington, TX Homeowners Insurance Agency Huntington, TX Address Popularity Score Distance from Huntington (miles)
Farmers Garrett Massie 1019 S Chestnut St # B, Lufkin, TX, 75901
11.9
Travelers C T Jones Insurance Agency 102 Skyview Dr, Livingston, TX, 77351
44.9
Allstate Lisa Evans Bullock 701 W Frank Ave, Lufkin, TX, 75904
13.3
Travelers Shoop Insurance Agency 206 Tenaha St, Center, TX, 75935
43.1
Travelers Church Street Financial 2121 Hwy 190 W, Livingston, TX, 77351
44.4
Allstate Terrell Insurance Agency 902 N Temple Dr, Diboll, TX, 75941
14.8
State Farm Steve Mccomb 1406 W Frank Ave Ste A, Lufkin, TX, 75904-3372
13.7
Travelers Church Street Financial 2121 Us Highway 190, West, Livingston, TX, 77351
44.4
Allstate Tommy Street 515 S Timberland Dr, Lufkin, TX, 75901
12.3
Farmers Ronnie Jackson 1013 Lee Ave, Lufkin, TX, 75901
12.0

Compare Rates for Huntington, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $740 $490 $1,140 $650
Angelina County, TX $83,700 $380 $250 $590 $340
Huntington, TX $81,700 $390 $260 $600 $340
Redland, TX $49,000 $250 $170 $390 $220
Pollok, TX $85,500 $500 $330 $770 $440
Pleasant Hill, TX $27,300 $110 $70 $170 $100
Polk County, TX $77,700 $350 $230 $540 $310
Ivanhoe, TX $65,700 $340 $220 $520 $300
Livingston-Onalaska, TX $78,900 $330 $220 $510 $290
Milam, TX $82,300 $400 $260 $620 $360
Warren, TX $88,100 $350 $230 $540 $310
Center, TX $71,600 $290 $190 $450 $260
Crockett, TX $70,400 $280 $180 $430 $250