Gavop shows you how to buy homeowners insurance in Montague, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Montague, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Montague Ave, Hillside Ave, Canal St, Migratory Way, 15th St, 9th St, Montague City Rd, 8th St, Millers Falls Rd, Federal St | $155,500 | $140,000 | $150,000-$175,000 | $90,000 | $70,000 | $100,000-$125,000 |
| E Chestnut Hill Rd, Birchwood Cir, N Taylor Hill Rd, Alice St, Power St, Chestnut Hill Loop, Fosters Rd, Riverside Ave, Ave C, Massasoit St | $230,500 | $210,000 | $250,000-$300,000 | $214,000 | $180,000 | $150,000-$175,000 |
| Walnut St, Hadley Grant Dr, Highland Cir, Clark Ave, Charron St, Pinewood Cir, Grant St, Cabot St, Griswold St, 1st St | $226,500 | $200,000 | $200,000-$250,000 | $112,500 | $110,000 | $75,000-$100,000 |
| Depot St, Wonsey St, Bulkley St, Dell St, Taylor Hill Rd, James Ave, Oakman St, Hannabrooke Ln, Rod Shop Rd, Adams St | $312,500 | $280,000 | $250,000-$300,000 | $245,000 | $230,000 | $200,000-$250,000 |
| Paradise Pkwy, Dunton St, T St, Ave B, Country Club Ln, Hillside Rd, Craig Ave, S Ferry Rd, Franklin Cmns, Franklin St | $254,500 | $240,000 | $200,000-$250,000 | $176,500 | $170,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $653 |
| Superior Protection Discount | -$81 | $725 |
| Fire & Security Discount | -$81 | $725 |
| Hail Resistant Roof Discount | -$24 | $781 |
| Newly Constructed Home Discount | -$226 | $580 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $700 | $961 | $1,661 | $698 | $1,398 | $263 |
| Montague, MA | $1,500 | $796 | $2,296 | $578 | $2,078 | $218 |
| Millers Falls, MA | $100 | $910 | $1,010 | $661 | $761 | $249 |
| Erving, MA | $700 | $937 | $1,637 | $681 | $1,381 | $256 |
| Halifax, VT | $200 | $731 | $931 | $531 | $731 | $200 |
| Leominster, MA | $1,000 | $973 | $1,973 | $707 | $1,707 | $266 |
| Thompsonville, CT | $300 | $808 | $1,108 | $587 | $887 | $221 |
| Suffield, CT | $2,000 | $923 | $2,923 | $671 | $2,671 | $252 |
| Stratton, VT | $100 | $1,050 | $1,150 | $763 | $863 | $287 |
| East Windsor, CT | $100 | $884 | $984 | $642 | $742 | $242 |
| Home Insurance Company Montague, MA | Homeowners Insurance Agency Montague, MA | Address | Popularity Score | Distance from Montague (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Knight-Dik Insurance Agency | 440 Main St, Worcester, MA, 1608 | 41.8 | |
| Travelers | New Worcester Insurance Agency | 687 Main St, Worcester, MA, 1610 | 41.8 | |
| Travelers | Babineau Insurance Agency | 546 Electric Ave, Fitchburg, MA, 1420 | 35.8 | |
| Travelers | Handy - Apple Valley Insurance Agency, Llc | 440 Park Avenue, Worcester, MA, 1610 | 41.0 | |
| Travelers | Obrien & Gibbons Insurance Agency Inc | 52 Highland St, Worcester, MA, 1613 | 34.7 | |
| Travelers | Bell & Hudson Insurance Agency Inc | 19 N Main St, Belchertown, MA, 1007 | 19.9 | |
| Travelers | Lemire Insurance Agency Llc | 213 Main Street Ste 1, Hudson, MA, 1749 | 50.1 | |
| Liberty Mutual Independent | Zawada Insurance Agencyinc | 131 Millbury St, Worcester, MA, 1610 | 42.3 | |
| Travelers | Diversified Insurance Plus Llc | 10 Winter Hill Rd, Lunenburg, MA, 1462 | 41.5 | |
| Travelers | Dolan & Maloney Ins Agency Llc | 141 Turnpike Rd, Westborough, MA, 1581 | 50.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,030 | $1,990 | $960 |
| Franklin County, MA | $226,600 | $972 | $660 | $1,330 | $670 |
| Montague, MA | $203,200 | $806 | $560 | $1,140 | $580 |
| Millers Falls, MA | $186,100 | $921 | $660 | $1,270 | $610 |
| Erving, MA | $198,200 | $948 | $640 | $1,300 | $660 |
| Halifax, VT | $193,400 | $740 | $500 | $1,040 | $540 |
| Leominster, MA | $231,700 | $985 | $710 | $1,390 | $680 |
| Thompsonville, CT | $176,700 | $817 | $590 | $1,150 | $560 |
| Suffield, CT | $293,300 | $934 | $670 | $1,340 | $670 |
| Stratton, VT | $374,000 | $1,063 | $750 | $1,500 | $750 |
| East Windsor, CT | $204,300 | $895 | $600 | $1,240 | $640 |