Gavop's guide to buying homeowners insurance in Salem, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Salem, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Orchard Bend Dr, Georgetown Rd, E 9th St, E Wilson St, Fillmore Ave, Salem Pkwy, E School St, Longs Crossing Rd, Smith Aly, Orchard Ave | $83,000 | $70,000 | $75,000-$100,000 | $70,500 | $60,000 | $75,000-$100,000 |
| Robin Ave, Co Rd 20, Salmar Dr, Co Hwy 420, Shannon Ln, Garfield Rd, Buckeye Cir, Continental Dr, W 3rd St, Twp Hwy 789 | $133,500 | $110,000 | $125,000-$150,000 | $66,500 | $50,000 | $50,000-$75,000 |
| Idaho Ave, Jefferson Ave, Overlook, Woodvale Dr, Forest Lawn Pl, Old State Rte 344, Trimble Ave, Cunningham Rd, Brittany Ln, Andrew Ave | $150,500 | $140,000 | $150,000-$175,000 | $99,000 | $80,000 | $100,000-$125,000 |
| Twp Hwy 765, St Jacobs Rd, Woodvale Ln, Merle Rd, Aetna St, Twp Hwy 788, E Pine Lake Rd, Twp Hwy 856, Kirk Rd, E Euclid St | $127,000 | $100,000 | $125,000-$150,000 | $73,500 | $60,000 | $75,000-$100,000 |
| Hampton Pl, Indiana Blvd, Twp Hwy 852, Orchard Ct, Cleveland East Liverpool Rd, Sheely Rd, Twp Hwy 922, Carole Cir, Lexington Ave, Gamble Rd | $122,000 | $110,000 | $100,000-$125,000 | $129,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $585 |
| Superior Protection Discount | -$62 | $626 |
| Fire & Security Discount | -$48 | $640 |
| Hail Resistant Roof Discount | -$21 | $667 |
| Newly Constructed Home Discount | -$138 | $550 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,440 |
| Hail Damage | $4,571 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,389 |
| Home Insurance Company Salem, OH | Homeowners Insurance Agency Salem, OH | Address | Popularity Score | Distance from Salem (miles) |
|---|---|---|---|---|
| Erie | Rexroad Insurance | 183 High Street, Wadsworth, OH, 44281 | 46.9 | |
| State Farm | Mitch Flemming | 8389 Mayfield Rd Ste A-5b, Chesterland, OH, 44026-2553 | 49.8 | |
| Allstate | John Karas | 25 Manor Hill Dr Ste 200, Canfield, OH, 44406 | 9.8 | |
| State Farm | Alex Wakefield | 409 Applegrove St Nw, North Canton, OH, 44720-1617 | 29.4 | |
| Allstate | Robert Fusco | 4423 Mahoning Ave, Austintown, OH, 44515 | 14.9 | |
| State Farm | Gina Mcquillan | 194 East State Street, Salem, OH, 44460 | 0.5 | |
| Allstate | Deborah Walker | 450 Broadway Ave, Bedford, OH, 44146 | 49.6 | |
| State Farm | Bam Childress | 403 Broadway Ave, Bedford, OH, 44146-2628 | 49.7 | |
| State Farm | Jason Reckard | 5 Lisbon St, Canfield, OH, 44406-1415 | 9.4 | |
| State Farm | Tom Danko | 565 E Main St, Canfield, OH, 44406-1598 | 9.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $980 | $500 |
| Columbiana County, OH | $104,300 | $617 | $420 | $860 | $440 |
| Salem, OH | $96,400 | $688 | $490 | $940 | $450 |
| Canfield, OH | $209,300 | $712 | $490 | $1,010 | $520 |
| Maple Ridge, OH | $85,400 | $581 | $420 | $820 | $400 |
| Yellow Creek, OH | $111,100 | $654 | $440 | $900 | $460 |
| Louisville, OH | $138,100 | $668 | $450 | $930 | $480 |
| Knox, OH | $74,500 | $546 | $390 | $780 | $390 |
| Cross Creek, OH | $112,600 | $612 | $410 | $870 | $460 |
| Mars, PA | $172,300 | $748 | $540 | $1,060 | $520 |
| Avella, PA | $110,200 | $619 | $450 | $880 | $430 |
| Ben Avon, PA | $209,700 | $817 | $580 | $1,170 | $590 |
| New Vernon, PA | $127,800 | $659 | $450 | $900 | $450 |