Gavop shows you how to buy homeowners insurance in Sandy Ridge, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Sandy Ridge, NC - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 5 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Nellie Ln, Tuscarora Ln, Dana Ct, Dobson Dr, Bergen Ct, Lingen Ln, Churchill Downs Dr, Colton Ridge Dr, Duxbak Ln, Therrell Farms Rd | $404,500 | $340,000 | $400,000-$500,000 | $380,000 | $300,000 | $400,000-$500,000 |
| Doverstone Ct, Deercross Ln, Legacy Oak Dr, King Henrys Way, Baltusrol Ln, Sedgefield Dr, Pleasant Grove Rd, Robert Ln, Cedar Ridge Ln, Silver Creek Dr | $305,500 | $280,000 | $300,000-$350,000 | $902,000 | $820,000 | $900,000-$1,000,000 |
| Autumn Woods Dr, Providence Rd, Providence Forest Dr, Kennington Dr, Balfour Ct, Oswald Ct, Banyan Way, Marvin School Rd, Luthur Ln, Harrison Park Dr | $218,000 | $210,000 | $200,000-$250,000 | $406,000 | $340,000 | $400,000-$500,000 |
| Briarstone Ln, Summerwood Pl, Stratford Dr, Soleado Dr, Indian Trail Rd, Rappahannock Ct, Trophy Dr, Wild Berry Ct, Birchwood Dr, Country Oaks Dr | $202,000 | $170,000 | $200,000-$250,000 | $155,000 | $150,000 | $175,000-$200,000 |
| Crewe Hall Ln, Long Hope Rd, Bonds Grove Church Rd, Hawfield Rd, Dawn View Ln, Antioch Church Rd, St Simons Ter, Spice Bush Ct, Baron Rd, Holly Villa Cir | $150,500 | $140,000 | $100,000-$125,000 | $420,500 | $360,000 | $350,000-$400,000 |
| Winding Oaks Trl, State Rd 1111, Enfield Ct, Pelham Ln, Palomino Ridge Rd, Fairgreen Ave, McWhorter Rd, State Rd 2145, Firethorne Club Dr, Lameshur Ln | $305,500 | $260,000 | $250,000-$300,000 | $525,000 | $430,000 | $500,000-$600,000 |
| Middleton Ave, James Madison Dr, White Horse Dr, Montane Run Ct, Wolfe Mill St, Honeysuckle Dr, Man of War Dr, Autumn Gold Ct, Carmona Ct, Cleyera Cir | $428,500 | $390,000 | $350,000-$400,000 | $1,044,000 | $950,000 | More than 10,000,000 |
| Bluestone Ct, High Brook Dr, Greencane Ct, Sparkleberry Dr, Red Barn Trl, Pumpernickel Ln, McDonald St, State Rd 1149, Hidden Manor Dr, Sir Barton Ln | $338,000 | $300,000 | $350,000-$400,000 | $404,500 | $350,000 | $400,000-$500,000 |
| Applegate Pkwy, Denholme Dr, Coachman Dr, Bougainvillea Ct, Olive Mill Ln, Autumn Wood Dr, Powder Horn Dr, Royster Run, Hunting Creek Rd, Mary's Way | $320,000 | $300,000 | $350,000-$400,000 | $755,000 | $670,000 | $700,000-$800,000 |
| English Oaks Ct, Providence St, Mossington Ln, Monroe-Weddington Rd, Nelson Rd, McPherson St, Briar Patch Ter, Eagle Rd, Theodore Ln, Capington Ln | $258,500 | $230,000 | $200,000-$250,000 | $239,500 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $779 |
| Superior Protection Discount | -$94 | $845 |
| Fire & Security Discount | -$103 | $835 |
| Hail Resistant Roof Discount | -$28 | $911 |
| Newly Constructed Home Discount | -$263 | $676 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Union County | $2,000 | $987 | $2,987 | $717 | $2,717 | $270 |
| Sandy Ridge, NC | $2,500 | $927 | $3,427 | $674 | $3,174 | $253 |
| Van Wyck, SC | $300 | $958 | $1,258 | $696 | $996 | $262 |
| Midland, NC | $2,000 | $895 | $2,895 | $651 | $2,651 | $245 |
| Belmont, NC | $400 | $798 | $1,198 | $580 | $980 | $218 |
| Richburg, SC | $2,000 | $803 | $2,803 | $584 | $2,584 | $220 |
| York County, SC | $500 | $1,025 | $1,525 | $745 | $1,245 | $280 |
| Lanesboro, NC | $2,000 | $853 | $2,853 | $620 | $2,620 | $233 |
| Big Lick, NC | $100 | $703 | $803 | $511 | $611 | $192 |
| Dallas, NC | $1,500 | $681 | $2,181 | $495 | $1,995 | $186 |
| Camden Northeast, SC | $400 | $489 | $889 | $355 | $755 | $134 |
| Earl, NC | $1,500 | $642 | $2,142 | $467 | $1,967 | $176 |
| Home Insurance Company Sandy Ridge, NC | Homeowners Insurance Agency Sandy Ridge, NC | Address | Popularity Score | Distance from Sandy Ridge (miles) |
|---|---|---|---|---|
| State Farm | Sarah Harris | 7845 Colony Road Ste C5, Charlotte, NC, 28226-7678 | 9.0 | |
| Travelers | Cosaint Insurance | 15720 Brixham Hill Ave Ste 130, Charlotte, NC, 28277 | 8.2 | |
| State Farm | Tom Harman | 7825 Ballantyne Commons, Charlotte, NC, 28277-3175 | 6.5 | |
| Erie | Terry Knight Insurance Service Inc. | 3816-09 S New Hope Road, Gastonia, NC, 28056 | 26.0 | |
| State Farm | Jerry Hagler | 103 N Main St, China Grove, NC, 28023-2527 | 40.9 | |
| State Farm | Gary Kochman | 9539 Idlewild Rd, Mint Hill, NC, 28227-6015 | 12.7 | |
| State Farm | Staci Waters | 203 N Broome St Ste C, Waxhaw, NC, 28173-7482 | 4.5 | |
| Allstate | Keith M. Franklin | 818 Tyvola Rd Ste 102, Charlotte, NC, 28217 | 14.7 | |
| Nationwide | Michael Y. Baucom | 300 E John St Suite 150, Matthews, NC, 28105-4939 | 8.5 | |
| State Farm | Brent Collins | 2610 W Roosevelt Blvd Ste A, Monroe, NC, 28110-8317 | 9.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,280 | $650 |
| Union County, NC | $215,200 | $999 | $670 | $1,370 | $700 |
| Sandy Ridge, NC | $391,700 | $939 | $640 | $1,300 | $660 |
| Van Wyck, SC | $277,200 | $970 | $660 | $1,350 | $690 |
| Midland, NC | $164,200 | $906 | $650 | $1,260 | $610 |
| Belmont, NC | $180,200 | $808 | $570 | $1,120 | $550 |
| Richburg, SC | $118,500 | $813 | $540 | $1,150 | $610 |
| York County, SC | $173,600 | $1,038 | $750 | $1,420 | $670 |
| Lanesboro, NC | $98,500 | $864 | $590 | $1,190 | $600 |
| Big Lick, NC | $148,900 | $711 | $480 | $980 | $500 |
| Dallas, NC | $124,000 | $689 | $480 | $970 | $490 |
| Camden Northeast, SC | $73,500 | $495 | $340 | $690 | $350 |
| Earl, NC | $105,100 | $650 | $440 | $900 | $460 |