How Can I Make My Oceanside, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Oceanside, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Oceanside, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $99,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $277,000 | $250,000 | $200,000-$250,000 |
| 3 Bedroom | $339,500 | $290,000 | $300,000-$350,000 |
| 4 Bedroom | $405,000 | $370,000 | $350,000-$400,000 |
| 5 Bedroom | $650,000 | $550,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Oceanside, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$199 | $908 |
| Superior Protection Discount | -$111 | $997 |
| Fire & Security Discount | -$111 | $997 |
| Hail Resistant Roof Discount | -$22 | $1,085 |
| Newly Constructed Home Discount | -$244 | $864 |
Choose your Oceanside, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,464 |
| Hail Damage | $4,948 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Oceanside, CA | Back to Top
| Home Insurance Company Oceanside, CA | Homeowners Insurance Agency Oceanside, CA | Address | Popularity Score | Distance from Oceanside (miles) |
|---|---|---|---|---|
| Farmers | Jennifer Rich | 23161 Mill Creek Dr Ste 100, Laguna Hills, CA, 92653 | 37.1 | |
| Allstate | Robin Horton | 2382 Camino Vida Roble Ste M, Carlsbad, CA, 92011 | 7.5 | |
| Travelers | Ken May Insurance Services | 2121 Palomar Airport Rd Ste 150, Carlsbad, CA, 92011 | 7.2 | |
| State Farm | Elizabeth King | 31045 Temecula Pkwy Ste 202, Temecula, CA, 92592-3085 | 20.3 | |
| State Farm | Jesse Dix | 904 W San Marcos Blvd Ste 3, San Marcos, CA, 92078-1118 | 9.3 | |
| State Farm | Luke Dix | 2424 Vista Way Ste 101, Oceanside, CA, 92054-6170 | 3.3 | |
| State Farm | Walt Waggener | 5973 Avd Encinas Ste 200, Carlsbad, CA, 92008-4477 | 7.0 | |
| Liberty Mutual Independent | Garrett/Mosier Insurance Services Inc. | 12 Truman, Irvine, CA, 92620 | 42.0 | |
| Farmers | Jeffrey Peddie | 1635 S Rancho Santa Fe Rd Ste 208, San Marcos, CA, 92078 | 9.5 | |
| Farmers | Robert Soza | 18a Journey Ste 110, Aliso Viejo, CA, 92656 | 33.9 |
Compare Rates for Oceanside, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Oceanside, CA | $423,100 | $1,108 | $820 | $1,510 | $690 |
| Oceanside-Escondido, CA | $468,300 | $1,432 | $1,060 | $1,950 | $890 |
| Hidden Meadows, CA | $550,100 | $1,624 | $1,200 | $2,210 | $1,010 |
| Temecula, CA | $394,600 | $996 | $740 | $1,350 | $610 |
| Ladera Ranch, CA | $803,400 | $1,119 | $830 | $1,520 | $690 |
| National City, CA | $345,400 | $874 | $650 | $1,190 | $540 |
| Julian, CA | $338,900 | $893 | $660 | $1,210 | $550 |
| Costa Mesa, CA | $671,800 | $1,284 | $950 | $1,750 | $800 |
| Jamul, CA | $612,200 | $964 | $710 | $1,310 | $600 |
| Idyllwild, CA | $249,600 | $668 | $490 | $910 | $420 |
Research Home Insurance Companies Reviews in Oceanside, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: February 10, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 21, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 14, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: May 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Universal Insurance Co of North America Home Insurance Reviews
Date: August 28, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 21, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: August 16, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: August 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
State Farm Home Insurance Reviews
Date: October 24, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: April 07, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: January 02, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: December 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
MetLife Home Insurance Reviews
Date: August 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
USAA Home Insurance Reviews
Date: October 31, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Travelers Home Insurance Reviews
Date: December 28, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Lemonade Home Insurance Home Insurance Reviews
Date: November 16, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: September 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Farmer's Insurance Home Insurance Reviews
Date: July 18, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried