How Can I Make My Lake Ridge, VA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Lake Ridge, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Lake Ridge, VA Home Insurance Coverage Levels | Back to Top
| Lake Ridge, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Colebrook Ct, Rockwood Ln, Dillingham Sq, Cromwell Ct, Choir St, Green Ash Loop, Herndon Dr, Mohican Rd, Ogilvie Ct, Mariner Dr | $214,500 | $180,000 | $175,000-$200,000 | $418,000 | $390,000 | $400,000-$500,000 |
| Southern Oak Way, Aztec Pl, Cassandra Ct, Torrington St, Commission Ct, Pilgrim Dr, Montpelier Ct, Everest Peak Ln, Lipscomb Pl, Occoquan Rd | $295,000 | $250,000 | $300,000-$350,000 | $232,000 | $210,000 | $200,000-$250,000 |
| Cave Ct, Jato Ct, Charter Ct, Sturbridge Rd, Cambridge Dr, Harbor Dr, Springwoods Dr, Germander Way, Castile Ct, Chalet Ct | $365,500 | $320,000 | $400,000-$500,000 | $516,000 | $480,000 | $500,000-$600,000 |
| Leeway Ct, Pheasant Hunt Rd, Grantley Ct, Wadsworth Way, Cressida Pl, Mojave Ln, Harwich Ct, Heron Ln, Rollingwood Dr, Longfellow Ct | $249,500 | $230,000 | $200,000-$250,000 | $267,500 | $240,000 | $250,000-$300,000 |
| Flint Hill Pl, Omisol Rd, Stone Lined Cir, Daisy Reid Ave, Dapple Gray Ct, Woodhaven Ct, San Ysidro Ct, Westport Ln, Overleigh Dr, Cornice Pl | $366,000 | $320,000 | $350,000-$400,000 | $378,500 | $330,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Lake Ridge, VA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$188 | $802 |
| Superior Protection Discount | -$89 | $902 |
| Fire & Security Discount | -$69 | $921 |
| Hail Resistant Roof Discount | -$30 | $961 |
| Newly Constructed Home Discount | -$258 | $733 |
Choose the Right Deductible for your Lake Ridge, VA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince William County | $1,500 | $1,003 | $2,503 | $729 | $2,229 | $274 |
| Lake Ridge, VA | $1,000 | $979 | $1,979 | $711 | $1,711 | $267 |
| Long Branch, VA | $300 | $1,004 | $1,304 | $729 | $1,029 | $274 |
| Suitland, MD | $700 | $677 | $1,377 | $492 | $1,192 | $185 |
| Seat Pleasant, MD | $500 | $748 | $1,248 | $544 | $1,044 | $204 |
| Marlboro Village, MD | $1,000 | $750 | $1,750 | $545 | $1,545 | $205 |
| Charlotte Hall, MD | $200 | $880 | $1,080 | $640 | $840 | $241 |
| Cloverly, MD | $2,500 | $935 | $3,435 | $679 | $3,179 | $255 |
| Olney, MD | $100 | $1,340 | $1,440 | $974 | $1,074 | $366 |
| Burtonsville, MD | $2,500 | $883 | $3,383 | $642 | $3,142 | $241 |
| Purcellville, VA | $500 | $928 | $1,428 | $674 | $1,174 | $254 |
| Howard County, MD | $2,000 | $1,335 | $3,335 | $970 | $2,970 | $365 |
Identify Top Home Insurance Agents near Lake Ridge, VA | Back to Top
| Home Insurance Company Lake Ridge, VA | Homeowners Insurance Agency Lake Ridge, VA | Address | Popularity Score | Distance from Lake Ridge (miles) |
|---|---|---|---|---|
| Allstate | Christine Angles | 9834 Liberia Ave, Manassas, VA, 20110 | 9.1 | |
| Allstate | Ray Manfredi | 6506 Loisdale Rd Ste 103, Springfield, VA, 22150 | 9.6 | |
| Erie | Acl Insurance | 4311 Ridgewood Center Drive, Woodbridge, VA, 22192 | 2.0 | |
| Nationwide | Jack Braddon Insurance Agency Ltd | 5201 Lyngate Ct Ste B, Burke, VA, 22015-1632 | 9.2 | |
| State Farm | Blake Manhart | 8322 Traford Ln Ste B, Springfield, VA, 22152-1669 | 8.0 | |
| State Farm | Gary Boxley | 17229 Wayside Dr, Dumfries, VA, 22026-2767 | 7.2 | |
| Allstate | Nisha Govindani | 5547 Lee Hwy, Arlington, VA, 22207 | 17.3 | |
| Travelers | State Of Art Insurance Agency | 7880 Backlick Rd Unit 5, Springfield, VA, 22150 | 7.6 | |
| Travelers | Insurance Associates Inc | 10201 Fairfax Blvd Ste 500, Fairfax, VA, 22030 | 12.5 | |
| State Farm | Steve Whaley | 9161 Liberia Ave Ste 302, Manassas, VA, 20110-1726 | 9.4 |
Compare Rates for Lake Ridge, VA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,300 | $650 |
| Prince William County, VA | $358,300 | $1,016 | $700 | $1,400 | $700 |
| Lake Ridge, VA | $321,700 | $991 | $660 | $1,410 | $750 |
| Long Branch, VA | $602,200 | $1,016 | $700 | $1,430 | $730 |
| Suitland, MD | $202,700 | $685 | $540 | $860 | $320 |
| Seat Pleasant, MD | $169,300 | $757 | $600 | $950 | $350 |
| Marlboro Village, MD | $249,500 | $759 | $600 | $960 | $360 |
| Charlotte Hall, MD | $242,800 | $891 | $700 | $1,120 | $420 |
| Cloverly, MD | $471,200 | $946 | $750 | $1,190 | $440 |
| Olney, MD | $491,300 | $1,356 | $1,070 | $1,710 | $640 |
| Burtonsville, MD | $380,700 | $894 | $710 | $1,130 | $420 |
| Purcellville, VA | $435,400 | $939 | $640 | $1,340 | $700 |
| Howard County, MD | $439,900 | $1,351 | $1,070 | $1,700 | $630 |
Research Home Insurance Companies Reviews in Lake Ridge, VA Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: July 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I am sure my deductible and premium are right in line with what they should be so I would rate them well on that also.