Gavop shows you how to buy homeowners insurance in Portland, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $75,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $152,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $185,500 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $314,000 | $270,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$47 | $542 |
| Home and Two Car | -$94 | $495 |
| Home and Three Car | -$147 | $442 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,344 |
| Hail Damage | $4,571 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,389 |
| Home Insurance Company Portland, IN | Homeowners Insurance Agency Portland, IN | Address | Popularity Score | Distance from Portland (miles) |
|---|---|---|---|---|
| State Farm | Karmen Ward | 410 W Votaw St, Portland, IN, 47371-1344 | 0.1 | |
| Travelers | Matchett & Ward Insurance | 107 W Franklin St, Winchester, IN, 47394 | 18.4 | |
| Erie | Virtue Insurance Services Llc | 7209 Mill Run Road, Fort Wayne, IN, 46819 | 41.0 | |
| State Farm | Shari Tomac | 1055 Us Highway 27 N, Berne, IN, 46711-1025 | 15.9 | |
| Erie | Smith Insurance Services Inc. | 115 S Main Street, Montpelier, IN, 47359 | 17.5 | |
| Erie | Insure Smart Llc | 3462 Stellhorn Road Suite B, Fort Wayne, IN, 46815 | 47.4 | |
| State Farm | John Claxon | 511 W 3rd Street, Marion, IN, 46952-3748 | 36.9 | |
| Erie | Northern Insurance Llc | 7113 W Jefferson Blvd, Fort Wayne, IN, 46804 | 44.2 | |
| Nationwide | Nancy Cornejo | 303 1/2 W Monroe St, Decatur, IN, 46733-1619 | 27.3 | |
| State Farm | Angie Witherby | 833 Chester Blvd, Richmond, IN, 47374-2314 | 41.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $610 | $1,190 | $580 |
| Jay County, IN | $85,000 | $644 | $440 | $880 | $440 |
| Portland, IN | $70,900 | $590 | $400 | $820 | $420 |
| Niles, IN | $88,500 | $707 | $510 | $980 | $470 |
| Black Creek, OH | $113,900 | $661 | $470 | $930 | $460 |
| Gaston, IN | $54,400 | $557 | $380 | $790 | $410 |
| Root, IN | $123,000 | $826 | $570 | $1,150 | $580 |
| Grant County, IN | $87,600 | $682 | $470 | $940 | $470 |
| Chesterfield, IN | $65,200 | $608 | $440 | $870 | $430 |
| Wayne County, IN | $96,500 | $715 | $480 | $990 | $510 |
| West Manchester, OH | $76,700 | $554 | $380 | $790 | $410 |
| Cambridge City, IN | $70,300 | $631 | $450 | $900 | $450 |
| Duck Creek, IN | $122,800 | $825 | $590 | $1,140 | $550 |