Gavop shows you how to buy homeowners insurance in Loudon County, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Loudon County, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Thompson Cir, Lett Dr, Feltz Rd, Hardwick Ln, Big Hill Rd, Awohill Trce, Elm St, N Hill St, Fisher Ln, Awohili Trce | $225,000 | $200,000 | $175,000-$200,000 | $190,500 | $170,000 | $150,000-$175,000 |
| Grove St, Buckner Rd, Northshore Dr, Upper St, E 3rd Ave, Okmulgee Cir, Selma St, Hilltop Rd, Mill St, Lynnwood Dr | $195,000 | $160,000 | $200,000-$250,000 | $203,500 | $190,000 | $200,000-$250,000 |
| Newton Rd, W Hills Dr, Highland Ave, Igoti Pl, Matlock Aly, Robinson Dr, Crestwood Dr, Hwy 321 N, Chilhowee Ave, Lloyd St | $114,500 | $100,000 | $100,000-$125,000 | $71,500 | $60,000 | $50,000-$75,000 |
| Turner Ln, Lee Shirley Rd, Glenridge Ln, Everette Williams Rd, Overlook Dr, Seminole Shores, Smallen Rd, Butterscotch Ln, Fallon Ln, Gigi Ln | $453,000 | $380,000 | $400,000-$500,000 | $205,000 | $180,000 | $200,000-$250,000 |
| Reed Springs Rd, Ward Rd, Wade Rd E, Lakeland Dr, James Ridge Rd, Pine Ridge Dr, Leeper Pkwy, Norwood St, Eden Way, Shaw Ferry Ln | $161,000 | $140,000 | $175,000-$200,000 | $181,000 | $160,000 | $200,000-$250,000 |
| Rader Ave, Old Sinking Creek Rd, Pointe Summit, Cardwell Chapel Rd, Lane Rd, Bufflehead Dr, Eblen Ln, Scott St, Roberson Springs Rd, Sandy Shore Dr | $232,000 | $210,000 | $175,000-$200,000 | $111,000 | $100,000 | $100,000-$125,000 |
| Buttermilk Rd W, Eaton Village Trce, Old Stage Rd, Eblen Rd, State Rte 2, Coffee Ln, Commercial Park Dr, Daksi Way, Clear Branch Rd S, Willie Dr | $191,000 | $160,000 | $175,000-$200,000 | $111,500 | $100,000 | $100,000-$125,000 |
| Zane Ln, Manis Rd, Harbor Point Ct, Hickman St, Meadow Rd W, Shipley Ln, Marble Bluff Rd, Toqua Greens Ln, Oligi Ln, Summer St | $149,000 | $130,000 | $150,000-$175,000 | $155,500 | $130,000 | $175,000-$200,000 |
| Kiser Station Rd, Stallcup Rd, Flagstone Blvd, Whitney Dr, Cedar St, Holland Trl, Jackson Bend Rd, Watkins Rd E, Merlot Ct, Tanasi Dr | $199,000 | $160,000 | $200,000-$250,000 | $163,500 | $130,000 | $175,000-$200,000 |
| Wesley Rd, S F St, State Rte 72, Vaughns Chapel Rd, Matlock Trl, Shults Ln, E 4th Ave, Castaway Ln, Foshee Rd, Maple Hill Rd | $187,000 | $160,000 | $200,000-$250,000 | $218,000 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$192 | $873 |
| Superior Protection Discount | -$96 | $969 |
| Fire & Security Discount | -$117 | $948 |
| Hail Resistant Roof Discount | -$21 | $1,044 |
| Newly Constructed Home Discount | -$266 | $799 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Loudon County | $1,500 | $1,052 | $2,552 | $765 | $2,265 | $288 |
| Loudon County, TN | $700 | $1,052 | $1,752 | $765 | $1,465 | $288 |
| Lenoir City, TN | $300 | $782 | $1,082 | $568 | $868 | $214 |
| Alcoa, TN | $2,500 | $791 | $3,291 | $575 | $3,075 | $216 |
| Tellico Plains, TN | $100 | $825 | $925 | $600 | $700 | $225 |
| Wartburg, TN | $2,500 | $812 | $3,312 | $590 | $3,090 | $222 |
| Graham County, NC | $300 | $684 | $984 | $497 | $797 | $187 |
| Mascot, TN | $1,000 | $905 | $1,905 | $658 | $1,658 | $247 |
| Charleston, TN | $100 | $932 | $1,032 | $677 | $777 | $255 |
| Sevierville, TN | $300 | $913 | $1,213 | $663 | $963 | $249 |
| Elgin, TN | $1,000 | $824 | $1,824 | $599 | $1,599 | $225 |
| Home Insurance Company Loudon County, TN | Homeowners Insurance Agency Loudon County, TN | Address | Popularity Score | Distance from Loudon County (miles) |
|---|---|---|---|---|
| Erie | Moore Insurance Agency Inc. | 603 Highway 321 N Unit 8, Lenoir City, TN, 37772 | 5.8 | |
| State Farm | Lauren Bright | 10670 Parkside Dr Ste 2, Knoxville, TN, 37922-1905 | 15.0 | |
| Travelers | Bob Johnson Insurance Inc | 7121 Afton Dr, Knoxville, TN, 37918 | 32.1 | |
| State Farm | Jessica Green | 205 Carter St, Loudon, TN, 37774-1360 | 2.0 | |
| Travelers | Concord Insurance Llc | 338 Ebenezer Rd, Knoxville, TN, 37923 | 17.9 | |
| Travelers | Wyatt Insurance Services Inc | 312 Prosperity Rd Ste 105, Knoxville, TN, 37930 | 18.5 | |
| State Farm | Jeannette Rogers | 9648 Kingston Pike Ste 3, Knoxville, TN, 37922-2397 | 16.6 | |
| State Farm | Jennifer Downer | 609 E Broadway St, Lenoir City, TN, 37771-3010 | 5.0 | |
| Allstate | Jimmy Knaff | 313 Gill St, Alcoa, TN, 37701 | 19.3 | |
| State Farm | Mike Lewis | 9044 Middlebrook Pike, Knoxville, TN, 37923-1507 | 19.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $720 | $1,430 | $710 |
| Loudon County, TN | $193,000 | $1,065 | $710 | $1,480 | $770 |
| Loudon County, TN | $193,000 | $1,065 | $730 | $1,460 | $730 |
| Lenoir City, TN | $119,000 | $791 | $540 | $1,120 | $580 |
| Alcoa, TN | $122,300 | $801 | $540 | $1,130 | $590 |
| Tellico Plains, TN | $91,500 | $835 | $600 | $1,190 | $590 |
| Wartburg, TN | $88,400 | $822 | $580 | $1,160 | $580 |
| Graham County, NC | $124,800 | $692 | $510 | $950 | $440 |
| Mascot, TN | $111,800 | $916 | $670 | $1,300 | $630 |
| Charleston, TN | $119,300 | $943 | $650 | $1,290 | $640 |
| Sevierville, TN | $173,300 | $924 | $630 | $1,310 | $680 |
| Elgin, TN | $91,200 | $834 | $600 | $1,180 | $580 |