Gavop's guide to buying homeowners insurance in Cherokee County, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $86,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $156,500 | $130,000 | $175,000-$200,000 |
| 5 Bedroom | $187,500 | $170,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $511 |
| Superior Protection Discount | -$57 | $575 |
| Fire & Security Discount | -$51 | $581 |
| Hail Resistant Roof Discount | -$13 | $619 |
| Newly Constructed Home Discount | -$164 | $467 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cherokee County | $1,500 | $624 | $2,124 | $453 | $1,953 | $170 |
| Cherokee County, SC | $700 | $624 | $1,324 | $453 | $1,153 | $170 |
| Patterson Springs, NC | $300 | $494 | $794 | $359 | $659 | $135 |
| Pacolet, SC | $1,500 | $813 | $2,313 | $591 | $2,091 | $222 |
| Union, SC | $200 | $799 | $999 | $581 | $781 | $218 |
| Rutherford County, NC | $2,000 | $641 | $2,641 | $466 | $2,466 | $175 |
| South Point, NC | $500 | $727 | $1,227 | $528 | $1,028 | $199 |
| Howards Creek, NC | $2,000 | $645 | $2,645 | $469 | $2,469 | $176 |
| Iron Station, NC | $200 | $745 | $945 | $541 | $741 | $204 |
| Greenville County, SC | $700 | $990 | $1,690 | $719 | $1,419 | $270 |
| Great Falls, SC | $400 | $478 | $878 | $348 | $748 | $131 |
| Valdese, NC | $2,000 | $669 | $2,669 | $486 | $2,486 | $183 |
| Home Insurance Company Cherokee County, SC | Homeowners Insurance Agency Cherokee County, SC | Address | Popularity Score | Distance from Cherokee County (miles) |
|---|---|---|---|---|
| Allstate | Emilio Porras | 5c Owens Ln, Mauldin, SC, 29662 | 44.0 | |
| Allstate | Karen Crowder | 843 Ne Main St, Simpsonville, SC, 29681 | 42.6 | |
| State Farm | Paula White | 2531 Woodruff Rd Ste 109, Simpsonville, SC, 29681-5465 | 39.4 | |
| Liberty Mutual Independent | The Stover Company Inc | 1218 Laurens Rd, Greenville, SC, 29607 | 45.4 | |
| Liberty Mutual Independent | George Johnson Insurance Inc | 314 S Pine St Ste 300, Spartanburg, SC, 29302 | 18.9 | |
| Travelers | Macdowell Insurance Agency | 106 Frederick St, Gaffney, SC, 29342 | 2.9 | |
| State Farm | Matt Gilliland | 424 Hyatt St Ste B, Gaffney, SC, 29341-2539 | 4.2 | |
| State Farm | Michael Oliver | 301 E Stone Ave, Greenville, SC, 29609-5625 | 46.3 | |
| Allstate | Kay L Angone | 1717 Old Spartanburg Rd, Greer, SC, 29650 | 39.8 | |
| State Farm | Gloria Boyter | 1100 Boiling Spgs Rd, Spartanburg, SC, 29303-2205 | 19.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $720 | $1,390 | $670 |
| Cherokee County, SC | $94,300 | $631 | $420 | $900 | $480 |
| Cherokee County, SC | $94,300 | $631 | $450 | $890 | $440 |
| Patterson Springs, NC | $77,900 | $500 | $360 | $710 | $350 |
| Pacolet, SC | $78,200 | $823 | $550 | $1,170 | $620 |
| Union, SC | $73,500 | $809 | $580 | $1,150 | $570 |
| Rutherford County, NC | $109,000 | $649 | $440 | $920 | $480 |
| South Point, NC | $156,300 | $736 | $500 | $1,040 | $540 |
| Howards Creek, NC | $132,200 | $653 | $470 | $920 | $450 |
| Iron Station, NC | $126,900 | $754 | $550 | $1,060 | $510 |
| Greenville County, SC | $165,600 | $1,002 | $720 | $1,370 | $650 |
| Great Falls, SC | $72,100 | $484 | $320 | $680 | $360 |
| Valdese, NC | $110,600 | $677 | $460 | $960 | $500 |