How Can I Make My St. Francis, MN Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in St. Francis, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your St. Francis, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $74,000 $60,000 $50,000-$75,000
2 Bedroom $140,500 $130,000 $150,000-$175,000
3 Bedroom $183,500 $160,000 $150,000-$175,000
4 Bedroom $216,000 $190,000 $200,000-$250,000
5 Bedroom $315,500 $270,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in St. Francis, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$176 $749
Superior Protection Discount -$92 $832
Fire & Security Discount -$74 $851
Hail Resistant Roof Discount -$18 $906
Newly Constructed Home Discount -$250 $675

Choose the Right Deductible for your St. Francis, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Isanti County $1,500 $1,013 $2,513 $737 $2,237 $277
St. Francis, MN $700 $914 $1,614 $664 $1,364 $250
Isanti, MN $500 $834 $1,334 $606 $1,106 $228
Brooklyn Center, MN $1,500 $970 $2,470 $705 $2,205 $265
Robbinsdale, MN $500 $1,086 $1,586 $789 $1,289 $297
Maywood, MN $1,000 $1,246 $2,246 $905 $1,905 $340
Marine on St. Croix, MN $200 $1,715 $1,915 $1,246 $1,446 $469
Waverly, MN $2,000 $1,075 $3,075 $781 $2,781 $294
Howard Lake, MN $200 $941 $1,141 $684 $884 $257
Dailey, MN $1,000 $905 $1,905 $658 $1,658 $247
Waconia, MN $400 $969 $1,369 $704 $1,104 $265
Roberts, WI $2,000 $641 $2,641 $466 $2,466 $175

Identify Top Home Insurance Agents near St. Francis, MN | Back to Top

Home Insurance Company St. Francis, MN Homeowners Insurance Agency St. Francis, MN Address Popularity Score Distance from St. Francis (miles)
Travelers Ace Insurance Agency Llc 415 Cedar Ave S, Minneapolis, MN, 55454
30.2
State Farm Kimberly Nybo 4634 Central Ave Ne, Columbia Heights, MN, 55421-2400
24.6
Travelers Tri-County Insurance 800 Industrial Drive S., #206 Sauk Rapids, Sauk Rapids, MN, 56379
39.4
State Farm Heather Kielpinski 2707 Lincoln Dr, Roseville, MN, 55113-1334
27.7
Farmers Daniel Oliver 7400 Metro Blvd Ste 335, Edina, MN, 55439
36.5
State Farm Tony Hoaglund 11351 Aquila Dr N, Champlin, MN, 55316-3857
16.4
State Farm Joan Roisum 7300 France Ave S Ste 220, Edina, MN, 55435-4542
36.4
Liberty Mutual Independent Oakwood Insurance Agency 2003 Nw Northdale Boulevard Coon Rapids, Coon Rapids, MN, 55433
15.2
State Farm Paul Mccarthy 11200 Stillwtr Blvd N Ste 107, Lake Elmo, MN, 55042-8625
36.5
Allstate Jeffrey Hunstiger 607 County Road 10 Ne Ste 103, Blaine, MN, 55434
19.5

Compare Rates for St. Francis, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $800 $1,630 $830
Isanti County, MN $172,900 $1,026 $730 $1,460 $730
St. Francis, MN $172,300 $925 $630 $1,290 $660
Isanti, MN $147,200 $844 $620 $1,160 $540
Brooklyn Center, MN $151,500 $982 $720 $1,390 $670
Robbinsdale, MN $171,800 $1,099 $760 $1,520 $760
Maywood, MN $222,700 $1,261 $860 $1,790 $930
Marine on St. Croix, MN $373,000 $1,736 $1,180 $2,450 $1,270
Waverly, MN $168,700 $1,088 $780 $1,510 $730
Howard Lake, MN $134,700 $952 $650 $1,310 $660
Dailey, MN $126,600 $916 $630 $1,300 $670
Waconia, MN $265,300 $981 $710 $1,400 $690
Roberts, WI $149,500 $649 $430 $920 $490