Gavop's guide to buying homeowners insurance in Tecumseh, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $133,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $113,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $256,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $350,000 | $330,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $581 |
| Superior Protection Discount | -$63 | $637 |
| Fire & Security Discount | -$77 | $623 |
| Hail Resistant Roof Discount | -$21 | $679 |
| Newly Constructed Home Discount | -$161 | $539 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lenawee County | $1,000 | $727 | $1,727 | $529 | $1,529 | $199 |
| Tecumseh, MI | $700 | $692 | $1,392 | $503 | $1,203 | $189 |
| Petersburg, MI | $300 | $732 | $1,032 | $532 | $832 | $200 |
| Somerset, MI | $700 | $800 | $1,500 | $582 | $1,282 | $219 |
| Summit, MI | $300 | $693 | $993 | $503 | $803 | $189 |
| North Adams, MI | $1,500 | $661 | $2,161 | $480 | $1,980 | $181 |
| Bunker Hill, MI | $300 | $758 | $1,058 | $551 | $851 | $207 |
| Genoa, MI | $1,500 | $771 | $2,271 | $560 | $2,060 | $211 |
| Tompkins, MI | $400 | $765 | $1,165 | $556 | $956 | $209 |
| Litchfield, MI | $1,500 | $689 | $2,189 | $500 | $2,000 | $188 |
| Milford charter, MI | $200 | $799 | $999 | $581 | $781 | $218 |
| Butler, MI | $1,500 | $717 | $2,217 | $521 | $2,021 | $196 |
| Home Insurance Company Tecumseh, MI | Homeowners Insurance Agency Tecumseh, MI | Address | Popularity Score | Distance from Tecumseh (miles) |
|---|---|---|---|---|
| State Farm | Jamie Puente | 6241 Grand River Rd Ste 200, Brighton, MI, 48114-7709 | 39.5 | |
| Allstate | Sara Tyranski | 2012 S Wayne Rd, Westland, MI, 48186 | 34.8 | |
| Allstate | Scott Cunningham | 17405 Fort St, Riverview, MI, 48193 | 40.7 | |
| State Farm | Wally Doran | 3601 West Road, Trenton, MI, 48183-2282 | 38.8 | |
| State Farm | Patricia Ouellette | 7725 W Vernor Hwy, Detroit, MI, 48209-1515 | 47.1 | |
| Allstate | Patrick Fischer | 630 W Grand River Ave, Brighton, MI, 48116 | 37.4 | |
| Allstate | A&M Agency | 445 E Michigan Ave, Saline, MI, 48176 | 14.4 | |
| State Farm | Kelly Frakes | 1313 A A Rd W, Plymouth, MI, 48170-2179 | 35.2 | |
| State Farm | Ryan Taylor | 382 Main St, Belleville, MI, 48111-2646 | 27.2 | |
| State Farm | Leah Murrell | 22332 Garrison St, Dearborn, MI, 48124-2228 | 41.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,070 | $550 |
| Lenawee County, MI | $124,900 | $736 | $490 | $1,050 | $560 |
| Tecumseh, MI | $120,800 | $700 | $500 | $990 | $490 |
| Petersburg, MI | $112,500 | $741 | $530 | $1,020 | $490 |
| Somerset, MI | $162,500 | $810 | $590 | $1,130 | $540 |
| Summit, MI | $121,600 | $701 | $470 | $1,000 | $530 |
| North Adams, MI | $71,500 | $669 | $460 | $950 | $490 |
| Bunker Hill, MI | $130,500 | $767 | $520 | $1,060 | $540 |
| Genoa, MI | $246,500 | $780 | $540 | $1,080 | $540 |
| Tompkins, MI | $135,500 | $774 | $550 | $1,080 | $530 |
| Litchfield, MI | $85,900 | $697 | $470 | $970 | $500 |
| Milford charter, MI | $265,500 | $809 | $550 | $1,120 | $570 |
| Butler, MI | $103,500 | $726 | $500 | $1,010 | $510 |