Gavop tells you how to get the best homeowners insurance in Pocatalico, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $84,000 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $131,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $179,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $152,500 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $555 |
| Superior Protection Discount | -$66 | $595 |
| Fire & Security Discount | -$46 | $615 |
| Hail Resistant Roof Discount | -$20 | $641 |
| Newly Constructed Home Discount | -$145 | $516 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Putnam County | $1,500 | $813 | $2,313 | $591 | $2,091 | $222 |
| Pocatalico, WV | $2,000 | $653 | $2,653 | $475 | $2,475 | $179 |
| Charleston, WV | $500 | $794 | $1,294 | $577 | $1,077 | $217 |
| Alum Creek, WV | $2,500 | $815 | $3,315 | $592 | $3,092 | $223 |
| Milton, WV | $2,500 | $750 | $3,250 | $545 | $3,045 | $205 |
| Handley, WV | $200 | $502 | $702 | $365 | $565 | $137 |
| Chapmanville, WV | $1,000 | $703 | $1,703 | $511 | $1,511 | $192 |
| Rio Grande, OH | $500 | $727 | $1,227 | $528 | $1,028 | $199 |
| South Point, OH | $700 | $690 | $1,390 | $501 | $1,201 | $188 |
| Oak Hill, OH | $300 | $516 | $816 | $375 | $675 | $141 |
| Wood County, WV | $1,500 | $702 | $2,202 | $510 | $2,010 | $192 |
| Home Insurance Company Pocatalico, WV | Homeowners Insurance Agency Pocatalico, WV | Address | Popularity Score | Distance from Pocatalico (miles) |
|---|---|---|---|---|
| Allstate | Travis Foster | 127 Goff Mountain Rd, Cross Lanes, WV, 25313 | 7.3 | |
| Liberty Mutual | Melissa Oxley | 112 Brent Way, Hurricane, WV, 25526 | 9.7 | |
| Liberty Mutual | Jon Duggan | 112 Brent Way, Hurricane, WV, 25526 | 9.7 | |
| State Farm | Rob Bowers | 801 6th Ave, Saint Albans, WV, 25177-2918 | 9.8 | |
| Liberty Mutual | Flo Jones | 112 Brent Way, Hurricane, WV, 25526 | 9.7 | |
| Liberty Mutual | Mark A. Truelove | 112 Brent Way, Hurricane, WV, 25526 | 9.7 | |
| Allstate | James Beheler | 203 B St, Saint Albans, WV, 25177 | 9.5 | |
| State Farm | Eddie Harris | 939 Roosevelt Boulevard, Eleanor, WV, 25070 | 8.2 | |
| State Farm | Jeff Smith | 638 8th Street, Huntington, WV, 25701-2120 | 36.3 | |
| State Farm | Lisa Godwin | 6434 Sissonville Dr, Charleston, WV, 25320-9709 | 7.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $500 | $1,020 | $520 |
| Putnam County, WV | $157,500 | $823 | $550 | $1,140 | $590 |
| Pocatalico, WV | $108,300 | $661 | $460 | $910 | $450 |
| Charleston, WV | $149,800 | $804 | $550 | $1,130 | $580 |
| Alum Creek, WV | $148,100 | $825 | $560 | $1,180 | $620 |
| Milton, WV | $124,100 | $759 | $540 | $1,080 | $540 |
| Handley, WV | $55,000 | $508 | $360 | $720 | $360 |
| Chapmanville, WV | $108,500 | $712 | $480 | $990 | $510 |
| Rio Grande, OH | $146,200 | $736 | $510 | $1,050 | $540 |
| South Point, OH | $129,100 | $698 | $500 | $960 | $460 |
| Oak Hill, OH | $67,400 | $522 | $380 | $720 | $340 |
| Wood County, WV | $115,100 | $710 | $500 | $1,010 | $510 |