Gavop shows you how to buy homeowners insurance in Ukiah, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $114,000 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $238,000 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $295,000 | $280,000 | $300,000-$350,000 |
| 4 Bedroom | $368,500 | $300,000 | $400,000-$500,000 |
| 5 Bedroom | $715,500 | $570,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $610 |
| Superior Protection Discount | -$71 | $639 |
| Fire & Security Discount | -$71 | $639 |
| Hail Resistant Roof Discount | -$21 | $689 |
| Newly Constructed Home Discount | -$156 | $554 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mendocino County | $2,000 | $854 | $2,854 | $621 | $2,621 | $233 |
| Ukiah, CA | $2,000 | $701 | $2,701 | $510 | $2,510 | $192 |
| Redwood Valley-Potter Valley, CA | $300 | $865 | $1,165 | $628 | $928 | $236 |
| Cloverdale, CA | $700 | $886 | $1,586 | $644 | $1,344 | $242 |
| Manchester, CA | $100 | $926 | $1,026 | $673 | $773 | $253 |
| Fort Bragg, CA | $1,000 | $744 | $1,744 | $540 | $1,540 | $203 |
| Russian River-Sonoma Coast, CA | $100 | $925 | $1,025 | $672 | $772 | $253 |
| Cazadero, CA | $1,000 | $1,158 | $2,158 | $841 | $1,841 | $316 |
| West Colusa, CA | $300 | $769 | $1,069 | $559 | $859 | $210 |
| Guerneville, CA | $2,500 | $1,108 | $3,608 | $805 | $3,305 | $303 |
| Covelo, CA | $400 | $698 | $1,098 | $507 | $907 | $191 |
| Sonoma County, CA | $1,000 | $1,367 | $2,367 | $993 | $1,993 | $373 |
| Home Insurance Company Ukiah, CA | Homeowners Insurance Agency Ukiah, CA | Address | Popularity Score | Distance from Ukiah (miles) |
|---|---|---|---|---|
| Farmers | Nikole Burt | 118 S Franklin St, Fort Bragg, CA, 95437 | 38.2 | |
| Travelers | Pyorre Insurance Agency Llc | 160 N Main St, Lakeport, CA, 95453 | 17.4 | |
| Farmers | Louis Jenkins | 73b Saint James Dr, Santa Rosa, CA, 95403 | 49.9 | |
| Farmers | Fernando Marron | 9940 Starr Rd Ste 180, Windsor, CA, 95492 | 44.6 | |
| Allstate | Cammy Persons | 367 N State St Ste 105, Ukiah, CA, 95482 | 1.9 | |
| Farmers | Joseph Lopes | 95 S Main St, Willits, CA, 95490 | 21.0 | |
| State Farm | Jerry Myer | 400 E Gobbi St, Ukiah, CA, 95482-5512 | 1.6 | |
| Farmers | Raymond Alarcon | 45060 Ukiah St #B, Mendocino, CA, 95460 | 33.6 | |
| Allstate | Lawrence Lehr | 8733 Lakewood Dr Ste D, Windsor, CA, 95492 | 45.7 | |
| State Farm | Robin Aitken-Bullard | 8465 Old Redwood Hwy Ste 500, Windsor, CA, 95492-8073 | 46.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Mendocino County, CA | $338,000 | $864 | $640 | $1,180 | $540 |
| Ukiah, CA | $319,300 | $710 | $530 | $970 | $440 |
| Redwood Valley-Potter Valley, CA | $331,600 | $875 | $650 | $1,190 | $540 |
| Cloverdale, CA | $393,900 | $897 | $660 | $1,220 | $560 |
| Manchester, CA | $354,800 | $937 | $690 | $1,270 | $580 |
| Fort Bragg, CA | $340,000 | $753 | $560 | $1,020 | $460 |
| Russian River-Sonoma Coast, CA | $499,800 | $936 | $690 | $1,270 | $580 |
| Cazadero, CA | $418,900 | $1,172 | $870 | $1,590 | $720 |
| West Colusa, CA | $286,400 | $778 | $580 | $1,060 | $480 |
| Guerneville, CA | $407,200 | $1,121 | $830 | $1,520 | $690 |
| Covelo, CA | $241,100 | $706 | $520 | $960 | $440 |
| Sonoma County, CA | $513,300 | $1,383 | $1,020 | $1,880 | $860 |