Gavop's guide to buying homeowners insurance in Pettis County, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Pettis County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Hwy N, Selken Rd, S Brown, Richardson Rd, Winchester Rd, Mitchell Rd, Ryan Rd, Agee Rd, E 14th St, Turner Rd | $93,000 | $80,000 | $75,000-$100,000 | $91,500 | $90,000 | $75,000-$100,000 |
| 40th Street Ter, Colonial Ln, S Brown Ave, N C 1000 B C, 2nd Street Ter, Carlene Dr, S Marvin Ave, Dennis Rd, Gilead Rd, State Hwy CC | $108,500 | $100,000 | $100,000-$125,000 | $79,500 | $70,000 | $50,000-$75,000 |
| S Carr Ave, Silver Mine Rd, S Merriam Ave, Clare Ln, E 27th St, NE 1301 Rd, W Jefferson St, Cedar Dr, Smasal Rd, McClure Rd | $99,000 | $90,000 | $75,000-$100,000 | $97,000 | $80,000 | $75,000-$100,000 |
| Swope Ln, Eckles Rd, Willow Dr, Summers Dr, W 17th St, S Massachusett Ave, McVey Rd, Scotten Rd, Hollenbeck Rd, Coffey Rd | $121,500 | $110,000 | $125,000-$150,000 | $156,000 | $130,000 | $150,000-$175,000 |
| Trickum Rd, W 2nd Street Ter, NE Ff Hwy, S Summit, Pleasant Hill Rd, Greensboro Rd, Stillbrook Dr, Lemon Ln, Oxline Rd, Oak Brook Cir | $170,500 | $160,000 | $150,000-$175,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Thornleigh Rd, Brook Dr, State Hwy T, S Emmet Ave, S Barrett Ave, Maplewood North Rd, Marvin Rd, E 12th St, S Warren Ave, Willow Brook Rd | $90,000 | $80,000 | $100,000-$125,000 | $87,500 | $80,000 | $100,000-$125,000 |
| Villa Dr, Norton Rd, Quarry Rd, Tangle Nook Run, McGee Rd, Buchanan Rd, State Hwy Nn, S Quincy Ave, S Osage Ave, Bennett Rd | $196,000 | $180,000 | $200,000-$250,000 | $92,500 | $80,000 | $75,000-$100,000 |
| W Pettis St, Walnut School Rd, State Hwy W, State Hwy O, Gottschalk Rd, Chestnut, Rose Rd, Ware Ave, Cunningham Dr, Katy Trail Ave | $100,000 | $80,000 | $100,000-$125,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Daviess Rd, E 36th St, Clover Dr, Killion Dr, Hall Rd, Oak Grove Ln, Deer Run Dr, S Prospect Ave, Treasure Rd, S Hancock Ave | $186,500 | $160,000 | $150,000-$175,000 | $170,000 | $150,000 | $150,000-$175,000 |
| Walnut Park Dr, N Walnut St, W Norris Ave, S Harrison Ave, Chaney Rd, State Hwy 52, Botts Rd, Perriguey Rd, 40th St, Higgins Rd | $115,000 | $100,000 | $75,000-$100,000 | $109,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $775 |
| Superior Protection Discount | -$94 | $850 |
| Fire & Security Discount | -$66 | $879 |
| Hail Resistant Roof Discount | -$28 | $916 |
| Newly Constructed Home Discount | -$274 | $671 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pettis County | $2,000 | $933 | $2,933 | $678 | $2,678 | $255 |
| Pettis County, MO | $2,500 | $933 | $3,433 | $678 | $3,178 | $255 |
| Blackburn, MO | $400 | $889 | $1,289 | $646 | $1,046 | $243 |
| Hazel Hill, MO | $2,500 | $1,049 | $3,549 | $763 | $3,263 | $287 |
| Boonslick, MO | $500 | $1,092 | $1,592 | $793 | $1,293 | $298 |
| Gravois Mills, MO | $2,500 | $755 | $3,255 | $549 | $3,049 | $206 |
| Odessa, MO | $1,000 | $846 | $1,846 | $615 | $1,615 | $231 |
| Eldon, MO | $300 | $888 | $1,188 | $645 | $945 | $243 |
| Index, MO | $1,000 | $983 | $1,983 | $714 | $1,714 | $269 |
| Lone Jack, MO | $400 | $1,123 | $1,523 | $816 | $1,216 | $307 |
| Henrietta, MO | $2,500 | $704 | $3,204 | $512 | $3,012 | $193 |
| Home Insurance Company Pettis County, MO | Homeowners Insurance Agency Pettis County, MO | Address | Popularity Score | Distance from Pettis County (miles) |
|---|---|---|---|---|
| Farmers | Paul Dykes | 1404 S Broadway Ste E, Oak Grove, MO, 64075 | 49.3 | |
| State Farm | Matt Mergen | 802 Winchester Dr, Sedalia, MO, 65301-2187 | 1.5 | |
| State Farm | Bryan Jenkins | 2903 W Broadway Blvd Ste B, Sedalia, MO, 65301-2478 | 1.9 | |
| Travelers | All American Agency Group | 103 E 4th St, Urich, MO, 64788 | 42.9 | |
| Farmers | Evett Schuster | 2705 Graham Dr, Sedalia, MO, 65301 | 3.5 | |
| Allstate | Mills And Sons | 110 W Jefferson St, Clinton, MO, 64735 | 36.3 | |
| Travelers | Thom Knott Agency Llc | 152 Wesmor St, Clinton, MO, 64735 | 35.4 | |
| Farmers | Dennis King | 1132 Franklin Ave, Lexington, MO, 64067 | 45.0 | |
| State Farm | Valerie Bloess | 2611 S Limit Ave, Sedalia, MO, 65301-6832 | 3.2 | |
| Travelers | Atra Insurance Agency | 2903 D West Broadway, Sedalia, MO, 65301 | 1.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,550 | $800 |
| Pettis County, MO | $111,400 | $945 | $680 | $1,330 | $650 |
| Pettis County, MO | $111,400 | $945 | $690 | $1,340 | $650 |
| Blackburn, MO | $87,300 | $900 | $620 | $1,280 | $660 |
| Hazel Hill, MO | $137,400 | $1,062 | $780 | $1,500 | $720 |
| Boonslick, MO | $153,500 | $1,105 | $800 | $1,570 | $770 |
| Gravois Mills, MO | $55,000 | $764 | $550 | $1,050 | $500 |
| Odessa, MO | $122,400 | $856 | $570 | $1,220 | $650 |
| Eldon, MO | $87,000 | $899 | $620 | $1,250 | $630 |
| Index, MO | $114,800 | $995 | $720 | $1,360 | $640 |
| Lone Jack, MO | $166,000 | $1,137 | $820 | $1,610 | $790 |
| Henrietta, MO | $44,400 | $713 | $490 | $980 | $490 |