Gavop's guide to buying homeowners insurance in Douglas County, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Douglas County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 360, Co Rd 423, Scott St, Co Rd 405, Co Rd 525, NE 2nd St, Copperhead Ln, NE 7th St, NE 15th St, Co Rd 431 | $95,500 | $90,000 | $75,000-$100,000 | $84,000 | $70,000 | $75,000-$100,000 |
| Co Rd Ad, NE 13th Ave, Dogwood Ln, Co Rd Dd-445, State Hwy Y, NE 14th Ave, Co Rd 201, Co Rd 76-430, Co Rd 315, Co Rd 300 | $139,000 | $120,000 | $125,000-$150,000 | $110,000 | $100,000 | $100,000-$125,000 |
| Co Rd W-268, NE 5th St, NE 7th Ave, State Hwy 181, NE 9th Ave, NW 4th St, NE 3rd St, Co Rd 5-300, Co Rd Jj-416, NW 10th Ave | $92,000 | $70,000 | $75,000-$100,000 | $61,000 | $50,000 | $50,000-$75,000 |
| Co Rd 14-328, Fleetwood St, SW 7th St, Co Rd 519 B, Co Rd A-406, State Hwy Aj, E Washington Ave, Co Rd Y-521, NE 11th Way, State Hwy B | $80,500 | $70,000 | $75,000-$100,000 | $52,000 | $40,000 | $50,000-$75,000 |
| Wayside Ln, SE 4th Ave, NW 7th St, SW 13th Ave, Co Rd 534, NW 2nd Ave, Co Rd 500, Co Rd 0-538, Co Rd 419, Co Rd Aj-435 | $138,500 | $130,000 | $125,000-$150,000 | $127,500 | $100,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $728 |
| Home and Two Car | -$128 | $672 |
| Home and Three Car | -$184 | $616 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $1,000 | $790 | $1,790 | $574 | $1,574 | $216 |
| Douglas County, MO | $1,000 | $790 | $1,790 | $574 | $1,574 | $216 |
| Wright County, MO | $1,500 | $754 | $2,254 | $548 | $2,048 | $206 |
| Bull Creek, MO | $2,000 | $580 | $2,580 | $421 | $2,421 | $158 |
| Fremont Hills, MO | $300 | $1,527 | $1,827 | $1,110 | $1,410 | $417 |
| Conway, MO | $700 | $811 | $1,511 | $589 | $1,289 | $222 |
| Mountain View, MO | $500 | $891 | $1,391 | $648 | $1,148 | $244 |
| Flippin, AR | $1,000 | $894 | $1,894 | $650 | $1,650 | $244 |
| Sheridan, MO | $400 | $1,139 | $1,539 | $828 | $1,228 | $311 |
| Brandsville, MO | $2,000 | $778 | $2,778 | $565 | $2,565 | $212 |
| Home Insurance Company Douglas County, MO | Homeowners Insurance Agency Douglas County, MO | Address | Popularity Score | Distance from Douglas County (miles) |
|---|---|---|---|---|
| Farmers | Leeann Rauch | 4650 S National Ave Ste C3, Springfield, MO, 65810 | 43.9 | |
| Travelers | Hometown Insurance | 210 E 5th St, Mountain View, MO, 65548 | 45.3 | |
| Travelers | Secure Insurance Group Llc | 1245 E Montclair, Springfield, MO, 65804 | 44.4 | |
| State Farm | David Coday | 821 Nw 12th Ave, Ava, MO, 65608 | 8.4 | |
| State Farm | Clint Harris | 2925 W Republic Rd Ste 120, Springfield, MO, 65807-7457 | 47.3 | |
| State Farm | Susan Krittenbrink | 1530 E Primrose St Ste E, Springfield, MO, 65804-7910 | 43.8 | |
| State Farm | David Coday | 400 West Commercial Po Box 435, Mansfield, MO, 65704 | 12.1 | |
| State Farm | Ron Reynaud | 3259 E Sunshine St Ste Ee, Springfield, MO, 65804-2143 | 42.6 | |
| State Farm | Jennifer Hazelrigg | 2101 W Chstrfld Blvd Ste A102, Springfield, MO, 65807-8672 | 48.9 | |
| State Farm | Tony Di Trolio | 1360 W Jefferson St, Marshfield, MO, 65706-2334 | 35.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,540 | $810 |
| Douglas County, MO | $101,700 | $800 | $540 | $1,140 | $600 |
| Douglas County, MO | $101,700 | $800 | $580 | $1,100 | $520 |
| Wright County, MO | $89,500 | $763 | $530 | $1,090 | $560 |
| Bull Creek, MO | $20,900 | $587 | $430 | $800 | $370 |
| Fremont Hills, MO | $332,300 | $1,546 | $1,040 | $2,210 | $1,170 |
| Conway, MO | $67,600 | $821 | $590 | $1,170 | $580 |
| Mountain View, MO | $87,900 | $902 | $610 | $1,250 | $640 |
| Flippin, AR | $80,800 | $905 | $640 | $1,290 | $650 |
| Sheridan, MO | $172,700 | $1,153 | $800 | $1,600 | $800 |
| Brandsville, MO | $60,000 | $787 | $560 | $1,090 | $530 |