Gavop shows you how to buy homeowners insurance in Georgetown, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $96,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $115,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $160,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $223,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $716 |
| Superior Protection Discount | -$79 | $794 |
| Fire & Security Discount | -$61 | $812 |
| Hail Resistant Roof Discount | -$17 | $855 |
| Newly Constructed Home Discount | -$244 | $628 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,537 |
| Hail Damage | $4,948 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,051 |
| Home Insurance Company Georgetown, SC | Homeowners Insurance Agency Georgetown, SC | Address | Popularity Score | Distance from Georgetown (miles) |
|---|---|---|---|---|
| State Farm | Toni Ward | 429 N Longstreet St, Kingstree, SC, 29556-3335 | 38.0 | |
| Allstate | Tony Jordan | 1307 Highmarket St, Georgetown, SC, 29440 | 0.4 | |
| Allstate | Scott H. Todd | 1515 Highway 17 S, North Myrtle Beach, SC, 29582 | 45.3 | |
| State Farm | Wyman Wise | 3311 Highway 9 E, Little River, SC, 29566-6831 | 49.1 | |
| Liberty Mutual Independent | Frank L Siau Agency Inc | 1710 Highmarket St, Georgetown, SC, 29440 | 0.8 | |
| Allstate | Frank L Siau Agency | 433 E Brooks Rd, Andrews, SC, 29510 | 16.5 | |
| Liberty Mutual Independent | Frank L Siau Agency Inc | 1710 Highmarket St, Georgetown, SC, 29440 | 0.8 | |
| Allstate | Patrick Causey | 915 N Fraser St, Georgetown, SC, 29440 | 0.9 | |
| Travelers | Tilghman Insurance Agency | 905 2nd Ave N North Myrtle Beach, North Myrtle Beach, SC, 29582 | 46.9 | |
| State Farm | Peggy Pinnell | 313 N Highway 52, Moncks Corner, SC, 29461-3916 | 42.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $670 | $1,410 | $740 |
| Sampit-North Santee, SC | $88,900 | $612 | $440 | $870 | $430 |
| Georgetown, SC | $158,000 | $873 | $580 | $1,230 | $650 |
| Trio, SC | $85,200 | $585 | $430 | $810 | $380 |
| Cordesville, SC | $112,200 | $773 | $520 | $1,100 | $580 |
| Bonneau Beach, SC | $143,800 | $963 | $700 | $1,320 | $620 |
| Wando, SC | $386,200 | $1,011 | $700 | $1,430 | $730 |
| Centenary, SC | $57,500 | $364 | $250 | $500 | $250 |
| Little River, SC | $188,500 | $1,102 | $760 | $1,520 | $760 |
| Mount Pleasant, SC | $419,100 | $1,074 | $780 | $1,530 | $750 |
| Longs, SC | $123,700 | $710 | $480 | $1,020 | $540 |
| Coward, SC | $69,300 | $462 | $330 | $630 | $300 |