How Can I Make My Mesa, AZ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Mesa, AZ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Mesa, AZ Home Insurance Coverage Levels | Back to Top
| Mesa, AZ - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 2nd Pl, E Woodman Dr, N Almond, N Alba Cir, S Monterey Ave, N Santa Anna, S Camry, N Freeman St, W Clark St, Odessa St | $264,000 | $230,000 | $200,000-$250,000 | $345,000 | $280,000 | $300,000-$350,000 |
| S St Paul, S 104th St, N Longmore, S Longwood, N Baltimore St, S Lebaron, S Temple St, Sierra Cir, S Farnsworth Dr, E Sea Breeze Dr | $182,500 | $150,000 | $200,000-$250,000 | $234,500 | $200,000 | $200,000-$250,000 |
| W Meseto Ave, Miramar, S Longmore Est Condos S, E Minton Pl, S Creston, S Brighton Cir, S Norfolk, W Esplanade St, S Quail, 62nd St | $174,000 | $150,000 | $125,000-$150,000 | $143,000 | $120,000 | $150,000-$175,000 |
| E Rowen, E Obispo Ave, E Kimball Ave, Cooper Rd, S Los Alamos, S 65th St, E The Meadows, S Royalwood Cir, S Hillridge, S Morris | $138,500 | $130,000 | $100,000-$125,000 | $184,000 | $150,000 | $150,000-$175,000 |
| S Yale, E Hillview Cir, N Norwalk, E Laureal Cir, E Flower Cir, S Windemere Apartment, E Wood Ave, Seton, N Old Lindsay Rd, W Dartmouth St | $102,000 | $90,000 | $100,000-$125,000 | $156,000 | $140,000 | $175,000-$200,000 |
| S Alta Vista Cir, N Sabino Dr, E Onza Cir, E Thunderbolt Ave, 63rd St, N Pima Dr, S Allred Dr, E Florian Cir, S Boca, N Merrill Rd | $140,000 | $120,000 | $125,000-$150,000 | $275,000 | $260,000 | $300,000-$350,000 |
| S 83rd Pl, S 211th St, N Ramada Cir, N Main St, N Cholla, S Tobin, E Coralbell Cir, E Roscoe Ave, S 90th Pl, E Adobe | $49,000 | $40,000 | $50,000-$75,000 | $66,500 | $50,000 | $50,000-$75,000 |
| E Frito Ave, S 75th Pl, E Quenton Dr, S Perry Ln, E Glencove Ave, N Overland, S Rose, St Paul, E Farmdale Dr, N Channing | $118,000 | $100,000 | $125,000-$150,000 | $284,000 | $260,000 | $300,000-$350,000 |
| W Contempo Hts, E 10th Ave, S Lakeview Sprstn Spring, N Oracle, N Gaylord Cir, N Sandal Cir, Ann, E Bates St, N Avoca, N Glenview | $84,500 | $70,000 | $50,000-$75,000 | $148,500 | $130,000 | $150,000-$175,000 |
| N Palo Verde Cir, N Mission Cove Ln, N Westwood, S Joplin, N Hibbert, Palo Verde, E Rambler Mhp, N Williams, E Los Arboles Pl, N Alba | $174,000 | $160,000 | $125,000-$150,000 | $270,500 | $240,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Mesa, AZ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $578 |
| Superior Protection Discount | -$64 | $650 |
| Fire & Security Discount | -$57 | $657 |
| Hail Resistant Roof Discount | -$14 | $700 |
| Newly Constructed Home Discount | -$171 | $543 |
Choose the Right Deductible for your Mesa, AZ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Maricopa County | $2,000 | $748 | $2,748 | $543 | $2,543 | $204 |
| Mesa, AZ | $2,000 | $705 | $2,705 | $513 | $2,513 | $193 |
| Tempe, AZ | $100 | $761 | $861 | $553 | $653 | $208 |
| Gold Canyon, AZ | $700 | $702 | $1,402 | $510 | $1,210 | $192 |
| Sacaton, AZ | $1,500 | $509 | $2,009 | $370 | $1,870 | $139 |
| Cave Creek, AZ | $100 | $1,011 | $1,111 | $735 | $835 | $276 |
| Sun City, AZ | $700 | $610 | $1,310 | $444 | $1,144 | $167 |
| El Mirage, AZ | $100 | $624 | $724 | $453 | $553 | $170 |
| Sun City West, AZ | $700 | $677 | $1,377 | $492 | $1,192 | $185 |
Identify Top Home Insurance Agents near Mesa, AZ | Back to Top
| Home Insurance Company Mesa, AZ | Homeowners Insurance Agency Mesa, AZ | Address | Popularity Score | Distance from Mesa (miles) |
|---|---|---|---|---|
| Farmers | Sherri Bailey | 1423 S Higley Rd Ste 125, Mesa, AZ, 85206 | 0.8 | |
| Travelers | All Your Insurance Inc | 2160 E Brown Rd Ste 2, Mesa, AZ, 85213 | 4.6 | |
| Travelers | R.P. Ryan Insurance, Inc. | 18501 N 40th St Ste 102, Phoenix, AZ, 85032 | 23.7 | |
| State Farm | Linda Dyster | 1757 E Baseline Rd Ste 113, Gilbert, AZ, 85233-1533 | 4.7 | |
| Farmers | Paul Flores | 1345 E Main St Ste 109, Mesa, AZ, 85203 | 5.0 | |
| State Farm | Jan Mcdaniel | 1201 W Indian Schl Rd, Phoenix, AZ, 85013-3108 | 22.4 | |
| Allstate | Jim Bishop | 8483 E Mcdonald Dr, Scottsdale, AZ, 85250 | 13.4 | |
| State Farm | Michael Bott | 1727 N Arizona Ave Ste 4, Chandler, AZ, 85225-7084 | 8.6 | |
| Allstate | Tom Hessler | 4830 N Litchfield Rd Ste 102, Litchfield Park, AZ, 85340 | 37.7 | |
| Farmers | Ernesto Moreno-Rigollot | 1010 E Main St Ste B, Mesa, AZ, 85203 | 5.4 |
Compare Rates for Mesa, AZ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $540 | $1,060 | $520 |
| Maricopa County, AZ | $225,000 | $757 | $540 | $1,070 | $530 |
| Mesa, AZ | $187,900 | $714 | $490 | $1,010 | $520 |
| Tempe, AZ | $237,200 | $770 | $530 | $1,070 | $540 |
| Gold Canyon, AZ | $281,600 | $711 | $510 | $1,000 | $490 |
| Sacaton, AZ | $85,000 | $515 | $360 | $740 | $380 |
| Cave Creek, AZ | $466,600 | $1,023 | $730 | $1,460 | $730 |
| Sun City, AZ | $130,100 | $618 | $410 | $860 | $450 |
| El Mirage, AZ | $136,300 | $631 | $430 | $900 | $470 |
| Sun City West, AZ | $188,400 | $685 | $490 | $970 | $480 |
Research Home Insurance Companies Reviews in Mesa, AZ Before Buying | Back to Top
Share a review on your home insurance company
Farm Bureau Home Insurance Reviews
Date: October 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
There customer service is top notch , They always go above and beyond trying to make sure everything is taken care of and every one is happy .
Date: September 14, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
Great customer service. The few times I have had to contact them, they have been very friendly and quite helpful.
Date: September 05, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Communication
Same as above. Great customer service. The few times I have had to contact them, they have been very friendly and quite helpful.
Date: August 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Website/App
The website is sufficiently usable. I mainly used it for online bill pay and rarely for anything else, although I have used it to look up policy details a few times.
Date: July 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
The premium was initially a little higher than my previous company, but I called them and they were able to lower it substantially.
Date: November 28, 2017 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
The main structure is covered, plus any outbuildings. Contents are covered at the same value as the home value. Liability insurance is 1 million.
State Farm Home Insurance Reviews
Date: October 23, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I have to pay around $15 per month for it. Though I haven't compared the prices with other companies, but I belive mine plan is little bit expensive.
Date: September 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I have not had a lot of experience with them their customer service but anytime I have to make a claim they inform me that it will be a long delay while they approve the claim and let me know if it is covered. I usually end up closing the claim and take care of it myself.
Date: September 29, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Communication
Most communication that I receive from them is that they will consider approving any claim that I make and that they will get back to me in a few days.
Date: September 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I have not researched premiums of other insurance companies of the same coverage. I see advertisements for other insurance companies on tv but insurance companies seem so untrustworthy to me that I don't even bother looking into them.
Date: August 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
I have not used the company's website or mobile app. They have not promoted the use of either so they could be better about explaining what resources are available.
Date: January 19, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
We just have a standard insurance plan. Covers any damage to the house itself and other structures on the property
USAA Home Insurance Reviews
Date: June 17, 2019 Age: 50 to 59 Gender: Unmarried Marital Status: Female
Customer Service
USAA representatives are very kind and helpful, and I've never had any issues with them. They also generally charge equally or less than the majority of their competitors.
Date: April 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I call infrequently, but when I do the company is respectful and helpful with what I need. However it is annoying that the call center uses an auto generated voice system at the begining.
Date: April 09, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
My premiums went up this past year, mainly (it seems) because the overall property value of the home went up. I argued with the insurance group, that even though I've made no claims.
Date: February 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium is about 1200 per year. This was a bit lower than other companies (possibly due to a home and auto discount) .If I get a home security system it could get discounted further.
Allstate Home Insurance Reviews
Date: December 24, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
They did offer one of the lower premiums of all the companies out there. I was with Nationwide for years, but they gave me a discount upon switching to their company.
Date: December 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I am completely satisfied in what my insurance company has to offer. Their rates may not be the best but they are competitive with the other companies around. They offer insurance for everything we need.
Date: October 17, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Policy Offerings
Most of the valuables are covered so as long as there is proof of purchase and a qualifying incident. However, Earthquakes are not covered here.
GEICO Home Insurance Reviews
Date: September 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
i haven't had many experiences with geico customer service. the times i have had to contact them it has been pleasant. the agents were knowledgeable, nice, and quick.
Date: July 29, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
No idea because my husband takes care of most of this stuff but again, have had no issues and no reason to think it's bad.
Safeco Insurance Home Insurance Reviews
Date: November 25, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
The company that I have chosen is Safeco Insurance. I have been with them for over 2 years now. I have not had to file any claims at this point. The only contact that I have with customer service is when I was calling about getting a quote for my new condo. They were fast and extremely competitive with the pricing.
American Family Insurance Home Insurance Reviews
Date: October 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My deductible is reasonable and the premium is as well. I paid up front for the year and received a discount. I haven't looked at many other companies, but I think American Family has good plans and coverage