Gavop's guide to buying homeowners insurance in Norton Shores, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Norton Shores, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Harbor Point Dr, Arbor Ave, Randall Rd, Castle Ave, Pineway Dr, Vineyard Ln, Aue Rd, Menominee Dr, Norton Center Dr, Leeway Rd | $119,000 | $110,000 | $100,000-$125,000 | $86,500 | $70,000 | $75,000-$100,000 |
| Seneca Dr, Sand Trap Ct, Windward Way, Ashlee Ct, Regina Ave, W Summit Ave, Ranch Dr, N Hilltop Dr, W Harbor Ct, Cedar Ln | $144,500 | $140,000 | $100,000-$125,000 | $83,000 | $80,000 | $75,000-$100,000 |
| Thompson Rd, Westshire Dr, Hess St, Green St, Lindberg Dr, Walnut Grove Dr, W Sandalwood Cir, Anderson St, Stryker Dr, Davis Rd | $198,000 | $160,000 | $175,000-$200,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Westwood Cir, Oakway Dr, Manor Dr, W Summit Ave, Warren Ave, Yorkshire Dr, Applewood Ln, Amsterdam, Saskatoon Ave, Tibet Rd | $93,000 | $80,000 | $75,000-$100,000 | $78,000 | $70,000 | $75,000-$100,000 |
| Helen Dr, Crestbrook Ave, Katie Ct, Poulin St, Black Lake Rd, Mona St, Wendover Blvd, Sandy Brook Ct, Garden Ave, W Lincoln Ave | $125,500 | $120,000 | $100,000-$125,000 | $107,500 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $563 |
| Superior Protection Discount | -$63 | $632 |
| Fire & Security Discount | -$56 | $639 |
| Hail Resistant Roof Discount | -$14 | $681 |
| Newly Constructed Home Discount | -$174 | $521 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Muskegon County | $700 | $699 | $1,399 | $508 | $1,208 | $191 |
| Norton Shores, MI | $700 | $686 | $1,386 | $499 | $1,199 | $188 |
| Grand Haven charter, MI | $300 | $703 | $1,003 | $511 | $811 | $192 |
| Lakewood Club, MI | $700 | $687 | $1,387 | $499 | $1,199 | $188 |
| Port Sheldon, MI | $500 | $911 | $1,411 | $662 | $1,162 | $249 |
| Sheridan charter, MI | $2,500 | $767 | $3,267 | $557 | $3,057 | $210 |
| Sparta, MI | $500 | $691 | $1,191 | $502 | $1,002 | $189 |
| Muskegon County, MI | $700 | $699 | $1,399 | $508 | $1,208 | $191 |
| Hesperia, MI | $200 | $671 | $871 | $488 | $688 | $183 |
| Cannon, MI | $1,500 | $762 | $2,262 | $554 | $2,054 | $208 |
| Kentwood, MI | $100 | $746 | $846 | $542 | $642 | $204 |
| Fennville, MI | $1,500 | $674 | $2,174 | $490 | $1,990 | $184 |
| Home Insurance Company Norton Shores, MI | Homeowners Insurance Agency Norton Shores, MI | Address | Popularity Score | Distance from Norton Shores (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Berends Hendricks Stuit | 3055 44th St Sw, Grandville, MI, 49418 | 31.9 | |
| Nationwide | Dalessandro Agency Inc | 1500 44th St Se, Kentwood, MI, 49508-5013 | 36.5 | |
| Farmers | Kevin Lacey | 636 E 24th St Ste 20, Holland, MI, 49423 | 28.3 | |
| Farmers | Scott Jost | 3340 Prospect St, Hudsonville, MI, 49426 | 28.0 | |
| Farmers | Jeffrey Lake | 1136 Wealthy St Se, Grand Rapids, MI, 49506 | 33.5 | |
| State Farm | Michael Heck | 923 Franklin Avenue, Grand Haven, MI, 49417-3600 | 7.6 | |
| State Farm | Sam Martin | 1475 Robbins Rd Ste 140, Grand Haven, MI, 49417-2799 | 8.7 | |
| State Farm | Jim Blaszak | 5315 Alpine Ave Nw, Comstock Park, MI, 49321-9768 | 28.6 | |
| State Farm | Marsha Veenstra | 4807 Cascade Rd Se Ste 2, Grand Rapids, MI, 49546-8414 | 38.0 | |
| State Farm | Tim Muilenburg | 520 Butternut Dr Ste 20, Holland, MI, 49424-1587 | 25.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,100 | $540 |
| Muskegon County, MI | $105,300 | $707 | $510 | $980 | $470 |
| Norton Shores, MI | $116,900 | $695 | $470 | $960 | $490 |
| Grand Haven charter, MI | $190,900 | $711 | $510 | $1,020 | $510 |
| Lakewood Club, MI | $84,800 | $695 | $490 | $960 | $470 |
| Port Sheldon, MI | $242,400 | $922 | $660 | $1,270 | $610 |
| Sheridan charter, MI | $137,000 | $776 | $520 | $1,070 | $550 |
| Sparta, MI | $119,900 | $699 | $480 | $1,000 | $520 |
| Muskegon County, MI | $105,300 | $707 | $470 | $1,010 | $540 |
| Hesperia, MI | $76,600 | $679 | $450 | $970 | $520 |
| Cannon, MI | $240,000 | $771 | $560 | $1,070 | $510 |
| Kentwood, MI | $138,400 | $755 | $540 | $1,030 | $490 |
| Fennville, MI | $78,100 | $682 | $470 | $960 | $490 |