Gavop's guide to buying homeowners insurance in Tega Cay, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $124,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $207,000 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $363,000 | $310,000 | $400,000-$500,000 |
| 5 Bedroom | $311,000 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$191 | $815 |
| Superior Protection Discount | -$91 | $915 |
| Fire & Security Discount | -$101 | $905 |
| Hail Resistant Roof Discount | -$30 | $976 |
| Newly Constructed Home Discount | -$241 | $765 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| York County | $1,500 | $1,025 | $2,525 | $745 | $2,245 | $280 |
| Tega Cay, SC | $1,500 | $994 | $2,494 | $722 | $2,222 | $272 |
| McConnells, SC | $400 | $722 | $1,122 | $525 | $925 | $197 |
| Lake Park, NC | $1,000 | $956 | $1,956 | $695 | $1,695 | $261 |
| Mint Hill, NC | $200 | $795 | $995 | $578 | $778 | $217 |
| Lowesville, NC | $2,500 | $1,153 | $3,653 | $838 | $3,338 | $315 |
| Chester West, SC | $300 | $564 | $864 | $410 | $710 | $154 |
| Wingate, NC | $700 | $798 | $1,498 | $580 | $1,280 | $218 |
| Locust, NC | $200 | $896 | $1,096 | $651 | $851 | $245 |
| Boiling Springs, NC | $700 | $880 | $1,580 | $640 | $1,340 | $241 |
| Macedonia, SC | $500 | $669 | $1,169 | $486 | $986 | $183 |
| West Springs, SC | $1,000 | $650 | $1,650 | $472 | $1,472 | $178 |
| Home Insurance Company Tega Cay, SC | Homeowners Insurance Agency Tega Cay, SC | Address | Popularity Score | Distance from Tega Cay (miles) |
|---|---|---|---|---|
| Allstate | Iain Colquhoun | 3150 Highway 21 Ste 105, Fort Mill, SC, 29715 | 5.3 | |
| Allstate | Keith Veltri | 2013 Ebenezer Rd, Rock Hill, SC, 29732 | 5.5 | |
| State Farm | Carlo Onessi | 1125 Anderson Rd N Ste 102, Rock Hill, SC, 29730-2870 | 4.9 | |
| Travelers | Springs Insurance | 7580 Charlotte Highway #800 Indian Land, Fort Mill, SC, 29715 | 9.8 | |
| Allstate | David Vickers | 4937 Charlotte Hwy Ste 104, Lake Wylie, SC, 29710 | 6.4 | |
| Allstate | Blake Crook | 1676 Celanese Rd, Rock Hill, SC, 29732 | 4.2 | |
| Travelers | Macdowell Insurance Agency | 106 Frederick St, Gaffney, SC, 29342 | 36.1 | |
| Travelers | Palmetto Insurance Professionals Inc | 418 Tom Hall St, Fort Mill, SC, 29715 | 4.9 | |
| State Farm | Eric Satterfield | 200 N Dobys Bridge Rd Ste 140, Fort Mill, SC, 29715-2084 | 5.0 | |
| State Farm | Dick Kay | 1501 Ebenezer Road, Rock Hill, SC, 29732 | 6.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $700 | $1,410 | $710 |
| York County, SC | $173,600 | $1,038 | $710 | $1,420 | $710 |
| Tega Cay, SC | $306,600 | $1,006 | $670 | $1,420 | $750 |
| McConnells, SC | $105,900 | $731 | $530 | $1,030 | $500 |
| Lake Park, NC | $181,800 | $968 | $710 | $1,370 | $660 |
| Mint Hill, NC | $234,800 | $805 | $550 | $1,130 | $580 |
| Lowesville, NC | $247,000 | $1,167 | $790 | $1,620 | $830 |
| Chester West, SC | $83,300 | $571 | $410 | $820 | $410 |
| Wingate, NC | $139,300 | $808 | $580 | $1,150 | $570 |
| Locust, NC | $164,700 | $907 | $640 | $1,290 | $650 |
| Boiling Springs, NC | $160,200 | $891 | $600 | $1,270 | $670 |
| Macedonia, SC | $105,500 | $677 | $450 | $960 | $510 |
| West Springs, SC | $95,300 | $658 | $470 | $900 | $430 |