Gavop shows you how to buy homeowners insurance in Harrisville, UT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $86,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $161,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $204,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $234,000 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $545 |
| Superior Protection Discount | -$60 | $605 |
| Fire & Security Discount | -$73 | $591 |
| Hail Resistant Roof Discount | -$20 | $645 |
| Newly Constructed Home Discount | -$193 | $472 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Weber County | $2,000 | $685 | $2,685 | $498 | $2,498 | $187 |
| Harrisville, UT | $1,000 | $657 | $1,657 | $477 | $1,477 | $179 |
| Sunset, UT | $300 | $645 | $945 | $469 | $769 | $176 |
| Clearfield, UT | $700 | $673 | $1,373 | $489 | $1,189 | $184 |
| Fruit Heights, UT | $500 | $646 | $1,146 | $469 | $969 | $176 |
| Honeyville, UT | $700 | $587 | $1,287 | $426 | $1,126 | $160 |
| Wellsville, UT | $200 | $572 | $772 | $416 | $616 | $156 |
| East Cache, UT | $700 | $744 | $1,444 | $541 | $1,241 | $203 |
| Cache County, UT | $500 | $691 | $1,191 | $502 | $1,002 | $189 |
| South Salt Lake, UT | $1,500 | $645 | $2,145 | $469 | $1,969 | $176 |
| Park City, UT | $500 | $960 | $1,460 | $698 | $1,198 | $262 |
| Midvale, UT | $1,000 | $662 | $1,662 | $481 | $1,481 | $181 |
| Home Insurance Company Harrisville, UT | Homeowners Insurance Agency Harrisville, UT | Address | Popularity Score | Distance from Harrisville (miles) |
|---|---|---|---|---|
| Travelers | Risk Managers Insurance Inc | 5679 S Redwood Rd 25, Salt Lake City, UT, 84123 | 43.5 | |
| State Farm | Mckay Bybee | 4645 Midland Dr, West Haven, UT, 84401-6824 | 8.3 | |
| State Farm | Taylor Oborn | 92 W Center St, Midvale, UT, 84047-7369 | 46.8 | |
| Liberty Mutual Independent | Summit Insurance Group Llc | 7430 S Creek Rd 300, Sandy, UT, 84093 | 46.7 | |
| Allstate | Cheryl Wiesenberg | 3975 S Highland Dr Ste 15, Salt Lake City, UT, 84124 | 42.1 | |
| State Farm | Russ Rasband | 585 24th Street, Ogden, UT, 84401-1766 | 4.5 | |
| State Farm | Charlene Long | 1332 E 3300 South, Salt Lake City, UT, 84106-3012 | 41.0 | |
| Allstate | Chad Hawks | 726 E 700 S, Clearfield, UT, 84015 | 12.6 | |
| Travelers | Baker Insurance | 5005 South 900 East Suite 150, Salt Lake City, UT, 84117 | 43.6 | |
| Allstate | Grant Bletzacker | 2477 E 7000 S # 2, Salt Lake City, UT, 84121 | 46.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $430 | $880 | $450 |
| Weber County, UT | $183,100 | $693 | $480 | $980 | $500 |
| Harrisville, UT | $180,600 | $665 | $490 | $940 | $450 |
| Sunset, UT | $138,600 | $653 | $440 | $920 | $480 |
| Clearfield, UT | $164,300 | $681 | $460 | $940 | $480 |
| Fruit Heights, UT | $351,900 | $654 | $460 | $910 | $450 |
| Honeyville, UT | $212,200 | $594 | $400 | $830 | $430 |
| Wellsville, UT | $246,300 | $579 | $400 | $820 | $420 |
| East Cache, UT | $340,500 | $753 | $540 | $1,080 | $540 |
| Cache County, UT | $202,400 | $699 | $480 | $1,000 | $520 |
| South Salt Lake, UT | $184,200 | $653 | $440 | $900 | $460 |
| Park City, UT | $697,500 | $972 | $710 | $1,350 | $640 |
| Midvale, UT | $216,600 | $670 | $450 | $950 | $500 |