Gavop's guide to buying homeowners insurance in Highland Heights, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Highland Heights, KY - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Blangey Rd, Myrtle Ave, Dale Rd, Monroe Ave, Downing St, Bon Jan Ln, Fairway Dr, Marble Way, Marshall Ln, Rose Ave | $88,500 | $80,000 | $75,000-$100,000 | $140,000 | $130,000 | $150,000-$175,000 |
| Louie B Nunn Dr, Leisure Ln, Weaver Ln, I- 275, Queen City Rd, Andrew Cir, Livingston Ln, Tammy Ln, Malibu Dr, Country Dr | $149,500 | $130,000 | $125,000-$150,000 | $147,000 | $130,000 | $150,000-$175,000 |
| Winkler Dr, Williams Way, Heather Hill Dr, Aloysius Cir, Grant Ave, James Ct, Louis Cir, Sunset Dr, Crestwood Ave, Dry Creek Rd | $149,000 | $130,000 | $100,000-$125,000 | $164,000 | $150,000 | $125,000-$150,000 |
| Signal Ct, Darlas Dr, Brigadier Ct, Brightwood Dr, Bonnie Lynn Ter, Southview Ave, Barma Dr, Blossom Ln, Elblaine Dr, E Alexandria Pike | $115,500 | $100,000 | $100,000-$125,000 | $164,000 | $150,000 | $125,000-$150,000 |
| Ridgetrail Ct, Wilson Rd, Mission Way, Katherine Ct, Johns Hill Rd, Orchard Ter W, Savoy Rd, Sherman Ave, Windings Ln, Jerome Ct | $66,000 | $60,000 | $50,000-$75,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $593 |
| Superior Protection Discount | -$65 | $658 |
| Fire & Security Discount | -$72 | $651 |
| Hail Resistant Roof Discount | -$14 | $709 |
| Newly Constructed Home Discount | -$152 | $571 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Campbell County | $2,500 | $938 | $3,438 | $682 | $3,182 | $256 |
| Highland Heights, KY | $2,000 | $715 | $2,715 | $519 | $2,519 | $195 |
| Silver Grove, KY | $500 | $759 | $1,259 | $551 | $1,051 | $207 |
| Alexandria, KY | $2,000 | $856 | $2,856 | $622 | $2,622 | $234 |
| Grants Lick, KY | $400 | $878 | $1,278 | $638 | $1,038 | $240 |
| Rossmoyne, OH | $1,000 | $627 | $1,627 | $456 | $1,456 | $171 |
| Dry Ridge, OH | $200 | $824 | $1,024 | $599 | $799 | $225 |
| Goforth-Locust Grove, KY | $1,000 | $775 | $1,775 | $563 | $1,563 | $212 |
| Dodson, OH | $100 | $594 | $694 | $432 | $532 | $162 |
| Metamora, IN | $2,500 | $927 | $3,427 | $673 | $3,173 | $253 |
| Milton, IN | $200 | $798 | $998 | $580 | $780 | $218 |
| Oakwood, OH | $2,000 | $724 | $2,724 | $526 | $2,526 | $198 |
| Home Insurance Company Highland Heights, KY | Homeowners Insurance Agency Highland Heights, KY | Address | Popularity Score | Distance from Highland Heights (miles) |
|---|---|---|---|---|
| Travelers | Barnes Insurance Group | 7600 Dixie Highway, Florence, KY, 41042 | 9.5 | |
| Travelers | Garner Insurance Agency | 7430 Us 42 Ste 207, Florence, KY, 41042 | 9.9 | |
| Allstate | Lora L. Lee | 2021 Alexandria Pike Ste A, Highland Heights, KY, 41076 | 0.9 | |
| Liberty Mutual Independent | Crawford Insurance | 179 Fairfield Ave, Bellevue, KY, 41073 | 5.0 | |
| State Farm | Garrick Straub | 4135 Alexandria Pike Ste 107, Cold Spring, KY, 41076-6801 | 1.4 | |
| State Farm | John Hoffman | 2156 Declaration Dr, Independence, KY, 41051-7034 | 8.9 | |
| Allstate | Hans Philippo | 7138 Price Pike, Florence, KY, 41042 | 9.6 | |
| State Farm | Larry Snowden | 3126 Dixie Hwy Ste 1, Erlanger, KY, 41018-1866 | 7.3 | |
| State Farm | Tracy Davis | 919 N Fort Thomas Ave, Fort Thomas, KY, 41075 | 3.6 | |
| State Farm | Dave Wickline | 6504 Dixie Hwy, Florence, KY, 41042-2104 | 8.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,240 | $600 |
| Campbell County, KY | $160,700 | $949 | $660 | $1,350 | $690 |
| Highland Heights, KY | $119,800 | $723 | $530 | $990 | $460 |
| Silver Grove, KY | $95,800 | $768 | $560 | $1,050 | $490 |
| Alexandria, KY | $177,300 | $867 | $580 | $1,220 | $640 |
| Grants Lick, KY | $187,700 | $889 | $630 | $1,260 | $630 |
| Rossmoyne, OH | $104,000 | $635 | $450 | $900 | $450 |
| Dry Ridge, OH | $200,900 | $834 | $570 | $1,140 | $570 |
| Goforth-Locust Grove, KY | $99,500 | $784 | $560 | $1,120 | $560 |
| Dodson, OH | $92,100 | $601 | $400 | $860 | $460 |
| Metamora, IN | $165,600 | $938 | $650 | $1,320 | $670 |
| Milton, IN | $117,200 | $808 | $550 | $1,120 | $570 |
| Oakwood, OH | $224,800 | $732 | $500 | $1,040 | $540 |