How Can I Make My Decatur, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Decatur, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Decatur, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $54,000 $50,000 $25,000-$50,000
2 Bedroom $108,500 $90,000 $100,000-$125,000
3 Bedroom $180,500 $160,000 $125,000-$150,000
4 Bedroom $184,000 $160,000 $175,000-$200,000
5 Bedroom $385,500 $330,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Decatur, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$171 $781
Superior Protection Discount -$86 $867
Fire & Security Discount -$67 $886
Hail Resistant Roof Discount -$29 $924
Newly Constructed Home Discount -$257 $695

Choose your Decatur, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,854
Physical Damage $2,488
Hail Damage $4,806
Wind Damage $6,496
Expensive Claims
Fire $43,336
Smoke $15,884

Identify Top Home Insurance Agents near Decatur, TX | Back to Top

Home Insurance Company Decatur, TX Homeowners Insurance Agency Decatur, TX Address Popularity Score Distance from Decatur (miles)
State Farm Roxanne Haug 211 Main St Ste 150, Lake Dallas, TX, 75065-3729
30.9
Farmers Steven Ford 807 Bluebonnet Dr Ste B, Keller, TX, 76248
28.9
State Farm Ben Raymond 2912 N Mcarthr Blvd Ste 100, Irving, TX, 75062-4489
43.5
Allstate Malik Hayat 8300 N Macarthur Blvd Ste 120, Irving, TX, 75063
41.1
State Farm Dan Garber 8251 N Belt Line Road, Irving, TX, 75063-6053
39.5
Liberty Mutual Independent Insurica Insurance Management Network 2301 West Pkwy, Ste. 108, Plano, TX, 75075
49.3
State Farm Ed Lair 2250 Pool Rd Ste 100, Grapevine, TX, 76051-4244
34.1
State Farm Michael Chaumont 950 Highway 156 Ste 5, Justin, TX, 76247-7042
19.5
Farmers Fariba Kirk 800 W Airport Fwy Ste 1100, Irving, TX, 75062
44.9
Travelers Denton Insurance Center 2921 Country Club Road Ste 102, Denton, TX, 76202
23.4

Compare Rates for Decatur, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Wise County, TX $141,700 $1,511 $1,000 $2,330 $1,330
Decatur, TX $165,000 $953 $630 $1,470 $840
Boyd-Rhome, TX $132,800 $1,649 $1,090 $2,540 $1,450
Chico, TX $87,700 $1,460 $960 $2,250 $1,290
Montague, TX $101,700 $1,527 $1,010 $2,350 $1,340
Lewisville-Flower Mound, TX $239,700 $1,538 $1,010 $2,370 $1,360
Oak Point, TX $192,200 $1,816 $1,200 $2,800 $1,600
Collinsville, TX $94,100 $1,492 $980 $2,300 $1,320
Western Lake, TX $47,700 $1,222 $810 $1,880 $1,070
Sadler, TX $72,500 $1,379 $910 $2,120 $1,210
West Love, OK $97,000 $1,260 $910 $1,800 $890
Crowley, TX $131,100 $937 $620 $1,440 $820