Gavop's guide to buying homeowners insurance in Norman County, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Norman County, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 180th Ave, T-135, 225th Ave, 3rd St NE, 190th St, 290th St, Co Rd 109, Co Rd 183, 5th St W, 235th Ave | $143,000 | $130,000 | $150,000-$175,000 | $90,500 | $80,000 | $75,000-$100,000 |
| Co Rd 185A, Co Rd 138, Co Rd 193, Co Rd 24, W Main St S, Railroad St, 1st Ave W, 140th Ave, Co Rd 197, Co Rd 8 | $92,500 | $80,000 | $75,000-$100,000 | $71,000 | $60,000 | $50,000-$75,000 |
| Garfield Ave, Main Ave, 195th Ave, Twp Rd 91, Co Rd 41, 1st St, Co Rd 167, 7th Ave E, Co St Aid Hwy 8, 400 St | $171,500 | $160,000 | $150,000-$175,000 | $68,000 | $60,000 | $50,000-$75,000 |
| Co Rd 22, Pleasant Ave SW, Co Rd 151, 6th Ave E, McKinley Ave, 1st St NW, 180th Ave, 2nd St E, Co Rd 178, Co Rd 10 | $126,500 | $110,000 | $125,000-$150,000 | $83,000 | $70,000 | $75,000-$100,000 |
| 2nd Ave W, 190th Ave, Tulip Ln, Co Rd 159, Co Rd 139, Hancock St E, 1st St N, 260th Ave, E McKinley Ave, 180th Ave | $105,500 | $100,000 | $75,000-$100,000 | $76,000 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $606 |
| Home and Two Car | -$107 | $559 |
| Home and Three Car | -$160 | $506 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Norman County | $2,500 | $658 | $3,158 | $478 | $2,978 | $180 |
| Norman County, MN | $1,000 | $658 | $1,658 | $478 | $1,478 | $180 |
| Lake Ida, MN | $300 | $960 | $1,260 | $698 | $998 | $262 |
| Waubun, MN | $2,000 | $583 | $2,583 | $424 | $2,424 | $159 |
| Hamden, MN | $100 | $1,079 | $1,179 | $784 | $884 | $295 |
| Arthur, ND | $1,000 | $944 | $1,944 | $686 | $1,686 | $258 |
| Parnell, MN | $500 | $1,234 | $1,734 | $897 | $1,397 | $337 |
| Red Lake County, MN | $2,000 | $681 | $2,681 | $495 | $2,495 | $186 |
| Columbia, MN | $500 | $1,072 | $1,572 | $779 | $1,279 | $293 |
| Belgium, MN | $700 | $1,075 | $1,775 | $781 | $1,481 | $294 |
| Cass County, ND | $300 | $1,123 | $1,423 | $816 | $1,116 | $307 |
| Barnesville, MN | $1,000 | $987 | $1,987 | $717 | $1,717 | $270 |
| Home Insurance Company Norman County, MN | Homeowners Insurance Agency Norman County, MN | Address | Popularity Score | Distance from Norman County (miles) |
|---|---|---|---|---|
| State Farm | Noel Moore | 515 South 8th Street, Moorhead, MN, 56560-3503 | 34.9 | |
| Farmers | David Hiney | 1119 Jackson Ave, Detroit Lakes, MN, 56501 | 46.4 | |
| State Farm | Shane Raw | 222 Front St, Barnesville, MN, 56514 | 46.9 | |
| State Farm | Gary Belanus | 1010 Central Avenue Ne, East Grand Forks, MN, 56721-1612 | 49.3 | |
| Allstate | Wesley Shoults | 409 Main Ave, Moorhead, MN, 56560 | 34.7 | |
| State Farm | Courtney Pulkrabek | 210 N Broadway Ste 1, Crookston, MN, 56716-1724 | 31.5 | |
| Farmers | Leroy Anderson | 512 Center Ave Ste 2, Moorhead, MN, 56560 | 34.6 | |
| State Farm | Andy Oman | 423 N Main St, Crookston, MN, 56716-3027 | 31.7 | |
| Travelers | Gary State Insurance Agency | 101 2nd Ave E, Gary, MN, 56545 | 9.7 | |
| State Farm | Noel Moore | 515 8th St S, Moorhead, MN, 56560-3503 | 34.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $850 | $1,700 | $850 |
| Norman County, MN | $88,500 | $666 | $480 | $910 | $430 |
| Norman County, MN | $88,500 | $666 | $450 | $930 | $480 |
| Lake Ida, MN | $139,300 | $972 | $710 | $1,390 | $680 |
| Waubun, MN | $68,500 | $590 | $430 | $810 | $380 |
| Hamden, MN | $169,800 | $1,092 | $800 | $1,500 | $700 |
| Arthur, ND | $121,700 | $955 | $640 | $1,330 | $690 |
| Parnell, MN | $218,800 | $1,249 | $850 | $1,790 | $940 |
| Red Lake County, MN | $107,300 | $689 | $480 | $960 | $480 |
| Columbia, MN | $167,900 | $1,085 | $790 | $1,500 | $710 |
| Belgium, MN | $168,800 | $1,088 | $780 | $1,490 | $710 |
| Cass County, ND | $198,100 | $1,136 | $810 | $1,630 | $820 |
| Barnesville, MN | $145,800 | $999 | $720 | $1,410 | $690 |